Best Small Loan Apps

246+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.5โ˜…, the small loan category is one of the App Store's strongest. Browse all 246+ apps we track, sorted so the most loved ones surface first.

Compare top Small Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (43K)NoNoSep 2026
2Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8โ˜… (379K)YesNoSep 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (88K)YesYesSep 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8โ˜… (134K)NoNoSep 2026
5Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7โ˜… (6.8K)NoNoSep 2026
6FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8โ˜… (154K)NoNoSep 2026
7Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8โ˜… (560K)NoNoSep 2026
8LendingPointLendingPointFree4.8โ˜… (3.2K)NoNoSep 2026

Top Picks for Small Loan

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(43K ratings)
Free
#77in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing
  • ๐Ÿค” Unclear approval criteria
  • ๐Ÿคจ Unethical business practices
Klover - Instant Cash Advance#2

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(379K ratings)
FreeAds
#41in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • ๐Ÿš€ Quick and easy setup
  • ๐Ÿ’ฐ Helpful for financial emergencies
  • ๐Ÿ‘ Transparent and fair model
  • ๐Ÿค Reliable and efficient
  • ๐Ÿ’ณ Seamless bank account integration

Room to Improve

  • ๐Ÿ” Confusing point system
  • โฑ๏ธ Slow customer support response times
  • ๐Ÿค” Inconsistent advance amounts
  • ๐Ÿ’ฐ High fees for instant transfers
  • ๐Ÿ› Technical issues with receipt scanning and surveys
Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • ๐Ÿš€ Smooth app experience
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative peer-to-peer lending model
  • ๐Ÿค Helpful when in financial need

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ณ Issues with bank account linking
  • ๐Ÿคทโ€โ™€๏ธ Unclear loan approval process
  • ๐Ÿšซ Inability to modify or cancel loan requests

More Small Loan apps to explore

FAQ about Small Loan

What are the best small loan apps for iPhone?
Upstart: Personal Loans + More tops our small loan apps ranking as of September 2026, with a 4.9-star average from 43K App Store ratings, and it's free to download.
Yes โ€” 20 of the top small loan apps we rank are free to download, including Upstart: Personal Loans + More and Klover - Instant Cash Advance.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 246+ small loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Upstart app helps you borrow money quickly and transparently. You can check your loan rate in minutes without affecting your credit score, apply for fixed-rate personal loans ranging from $500 to $75,000, and manage your loan payments on the go.
Key features include checking your rate with no credit score impact, fast approvals (90% of funded borrowers receive instant approvals), funding in as fast as one business day, flexible loan options like personal loans, debt consolidation, and auto refinancing, and the ability to track your application status in real-time.

Related searches