Best Small Loan Apps

188+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.6β˜…, the small loan category is one of the App Store's strongest. Browse all 188+ apps we track, sorted so the most loved ones surface first.

Top Picks for Small Loan

Lenme: Investing and Borrowing#1

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Editor's Choice
πŸ’° Finance
4.4😞(73K ratings)
FreeAdsIn-App Purchases
#15in Finance
Lenme: Investing and Borrowing screenshot 1
Lenme: Investing and Borrowing screenshot 2
Lenme: Investing and Borrowing screenshot 3
Lenme: Investing and Borrowing screenshot 4
Lenme: Investing and Borrowing screenshot 5
Lenme: Investing and Borrowing screenshot 6

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

What We Love

  • πŸš€ Smooth app experience
  • πŸ‘ User-friendly interface
  • πŸ’‘ Innovative peer-to-peer lending model
  • 🀝 Helpful when in financial need

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ•°οΈ Slow customer support response times
  • πŸ’³ Issues with bank account linking
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Strong Contender
πŸ’° Finance
4.9😞(33K ratings)
Free
#89in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

What We Love

  • πŸ‘ Easy to use
  • πŸ‘ Convenient app
  • πŸ‘ Quick loan approval
  • πŸš€ Fast loan disbursement

Room to Improve

  • πŸ› Login issues
  • πŸ’° High interest rates
  • πŸ•°οΈ Slow payment processing
LendingPoint#3

LendingPoint by LENDINGPOINT LLC

Loan Management
Worth Considering
πŸ’° Finance
4.8😐(3.2K ratings)
Free
LendingPoint screenshot 1
LendingPoint screenshot 2
LendingPoint screenshot 3
LendingPoint screenshot 4

LendingPoint is a user-friendly budgeting app designed to help you track and manage your finances easily. Take control of your money and achieve your financial goals with this intuitive tool.

What We Love

  • πŸš€ Fast service
  • πŸ‘ Easy process
  • 🀝 Helpful customer service
  • πŸ’° Reasonable rates

Room to Improve

  • πŸ› App crashes and freezes
  • πŸ”’ Login and account access issues
  • πŸ“† Inflexible payment scheduling

More Small Loan apps to explore

4
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

πŸ’° Finance
(346K)
5
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

πŸ’° Finance
(130K)
6
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

πŸ’° Finance
(142K)
7
Hundy - Money When You Need It
Hundy - Money When You Need It
Hundy - Money When You Need It
Zero fee, P2P loan replacement
Free
πŸ’° Finance
(1.6K)
8
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances effortlessly with Oasis. Get fast approval for loans, manage your repayments, and enjoy financial flexibility when you need it most.

πŸ’° Finance
(162K)
9
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Get quick cash advances, track your budget, and manage your finances with ease. Take control of your financial health today!

πŸ’° Finance
(502K)
10
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

πŸ’° Finance
(37K)
11
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free
πŸ’° Finance
(3K)
12
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

πŸ’° Finance
(63K)
13
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Instant Cash Advance App
Free

Get instant cash advances without credit checks or hidden fees, shop for household essentials, pay bills, and more with this convenient app. Earn rewards, play games to earn coins, and experience a new way to shop for everyday needs. Join now and download the app to start saving and shopping smart today!

πŸ’° Finance
(27K)
14
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

A comprehensive and user-friendly finance management app that offers banking, investment, and budgeting tools all in one place, making it easy to stay on top of your financial health. Take control of your finances today with MoneyLion!

πŸ’° Finance
(314K)
15
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

πŸ’° Finance
(72K)
16
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

πŸ’° Finance
(248K)
17
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

A fast, revolving line of credit app for small businesses with a new design and features for better user experience. Access detailed payment information and upcoming debits conveniently. Update now for easy and fast access to funds on-the-go.

πŸ’° Finance
(2.4K)
18
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

πŸ’° Finance
(14K)
19
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

πŸ’° Finance
(27)
20
Fast Payday Loans
Fast Payday Loans
Fast Payday Loans
by Rainbow UK Ltd
Free

Get quick cash on the go with an app offering payday loans between Β£100 and Β£1000. Simply fill out a form, and be matched with a top UK lender for fast cash. Just fill, submit, and get money easily!

πŸ’° Finance
(851)

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