Best Splurge Finance Apps

215+ iOS apps curated and reviewed

4.6 avg rating
18 free apps
Updated May 2026

Whether you're new to splurge finance or looking for an upgrade, our curated collection of 215+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Splurge Finance Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Splurge FinanceSplurge FinanceFreeNoNoMay 2026
2Kiplinger Personal FinanceKiplinger Personal FinanceFree4.7★ (964)NoYesAug 2026
3MoneyWiz 2026 Personal FinanceMoneyWiz 2026 Personal FinanceFree4.6★ (2.1K)NoYesAug 2026
4Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (260K)NoNoAug 2026
5Money Pro: Personal Finance ARMoney Pro: Personal Finance AR$0.99 was $4.994.2★ (2.3K)NoYesAug 2026
6BUDGT Personal Finance TrackerBUDGT Personal Finance TrackerFree4.3★ (73)NoYesJul 2026
7Beyond FinanceBeyond FinanceFree4.9★ (18K)NoNoAug 2026
8Money OK - personal financeMoney OK - personal financeFree4.8★ (559)NoYesAug 2026

Top Picks for Splurge Finance

Kiplinger Personal Finance#2

Kiplinger Personal Finance by Future plc

Helping you live a richer life
Strong Contender
📰 Magazines & Newspapers
4.7😞(964 ratings)
FreeIn-App Purchases
#99in Magazines & Newspapers
Kiplinger Personal Finance screenshot 1
Kiplinger Personal Finance screenshot 2
Kiplinger Personal Finance screenshot 3
Kiplinger Personal Finance screenshot 4
Kiplinger Personal Finance screenshot 5

Access expert advice on investing, saving, tax cutting, and wealth building. Plan for retirement, major purchases like homes and education, and achieve financial security with comprehensive personal finance guidance.

What We Love

  • 🗓️ Monthly financial magazine
  • 💰 Helpful financial advice

Room to Improve

  • 🚫 Subscription issues
  • 🔍 Difficult to access content
  • 🔌 App crashes frequently
MoneyWiz 2026 Personal Finance#3

MoneyWiz 2026 Personal Finance by SILVERWIZ LLC

Personal Accounting Software
Worth Considering
💰 Finance
4.6😊(2.1K ratings)
FreeIn-App Purchases
MoneyWiz 2026 Personal Finance screenshot 1
MoneyWiz 2026 Personal Finance screenshot 2
MoneyWiz 2026 Personal Finance screenshot 3
MoneyWiz 2026 Personal Finance screenshot 4
MoneyWiz 2026 Personal Finance screenshot 5
MoneyWiz 2026 Personal Finance screenshot 6

Manage all your financial accounts, including loans, savings, investments, and cryptocurrency, in one secure application. It offers automatic transaction downloads, cloud syncing, and advanced reporting to give you a comprehensive overview of your finances.

What We Love

  • 🚀 Seamless syncing across devices
  • 👍 Intuitive and user-friendly interface
  • 💰 Great value for the price
  • 🔒 Secure and private data handling

Room to Improve

  • 🐛 Occasional sync and connectivity issues
  • 🕰️ Slow transaction import and reconciliation
  • 🤔 Confusing budgeting and categorization

More Splurge Finance apps to explore

4
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
💰 Finance
(260K)
free
5
Money Pro: Personal Finance AR
Money Pro: Personal Finance AR
Money Pro: Personal Finance AR
Home Budget & Expense Tracker
$0.99
$4.99 | 80% OFF

Manage your personal and family finances with this comprehensive app. Track expenses, create budgets, and monitor accounts with insightful analytics and optional augmented reality reports. Set financial goals and gain control over your money.

Expense and income trackingBudget planning with custom categoriesAccount management and bank statement import
💰 Finance
(2.3K)
free with in-app purchases
6
BUDGT Personal Finance Tracker
BUDGT Personal Finance Tracker
BUDGT Personal Finance Tracker
Know What You Can Spend Today
Free

This app provides a simple daily spending limit based on your monthly budget. It tracks your expenses, allows for rollovers of unspent funds, and offers visual feedback on your spending habits. Features include custom categories, savings goals, and travel mode.

Daily spending limit calculationUnspent money rolloverColor-coded spending feedback
💰 Finance
(73)
free with in-app purchases
7
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
💰 Finance
(18K)
free
8
Money OK - personal finance
Money OK - personal finance
Money OK - personal finance
Expenses and income, wallet
Free

This app helps you manage your personal finances by tracking expenses and income. It offers features like budgeting, multiple account management, and detailed reports with graphs. Secure access and data synchronization are also included.

Expense trackingIncome trackingBudgeting tools
💰 Finance
(559)
free with in-app purchases
9
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App
by Tardent Apps Inc.
Free

This app helps you save money by categorizing your expenses as needs or wants. Track your spending, set budgets, and gain insights into your purchasing habits to identify areas where you can cut back and increase savings.

Categorize expenses as needs or wantsTrack monthly expensesCreate custom budgets
💰 Finance
(65)
free with in-app purchases
10
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(124K)
free with in-app purchases
11
HomeMoney: personal finance
HomeMoney: personal finance
HomeMoney: personal finance
by Igor Andreichyn
Free

Manage your personal and small business finances with this advanced budgeting and money tracking app. It offers seamless day-to-day financial management, including expense and income tracking, multiple currency support, and account balance monitoring.

Expense and income trackingMultiple currency supportAccounts balance tracking
💰 Finance
(15)
freemium
12
EMKAN Finance
EMKAN Finance
EMKAN Finance
EMKAN Finance
Free

This app offers a streamlined digital process for obtaining personal financing. Users can apply, get approved, and receive funds quickly and easily, all within the application, eliminating the need for traditional methods.

End-to-end digital financing experienceInstant approval for eligible applicantsEasy requirements, no guarantor needed
💰 Finance
(8.2K)
free with in-app purchases
13
Security Finance℠
Security Finance℠
Security Finance℠
Secure & Easy Loan Management
Free

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Secure paymentsPayment remindersCheck due dates
💰 Finance
(209)
free
14
Numero: Personal Finance
Numero: Personal Finance
Numero: Personal Finance
Personal Finance Manager
$1.99

This app simplifies personal finance and wealth management by replacing traditional paper registers with a user-friendly mobile interface. Easily track income, expenses, and account balances on the go, and create budgets to manage spending effectively.

On-the-go transaction entryIncome and expense trackingMonthly spending summaries
💰 Finance
(68)
free
15
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
16
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
17
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
18
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Investing, Spending, Net Worth
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
💰 Finance
(12K)
free with in-app purchases
19
Balance – Personal Finance
Balance – Personal Finance
Balance – Personal Finance
Budget & Expense Tracker
Free

Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.

All account trackingiCloud sync across Apple devicesQuick expense entry
💰 Finance
(14)
freemium
20
Regional Finance
Regional Finance
Regional Finance
Manage your loan, your way
Free

Manage your personal loan with ease, from checking your balance to making payments and setting up auto-pay. Apply for loans up to $25,000 for various needs like debt consolidation or home improvements.

Check loan balanceMake and change one-time paymentsSet up/modify AutoPay
💰 Finance
(10)
free

FAQ about Splurge Finance

Are there free splurge finance apps for iPhone?
Yes — 18 of the top splurge finance apps we rank are free to download, including Splurge Finance and Kiplinger Personal Finance.
Splurge Finance has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 215+ splurge finance apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.