Best Swift Payment Apps

218+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.3★, the swift payment category is one of the App Store's strongest. Browse all 218+ apps we track, sorted so the most loved ones surface first.

Compare top Swift Payment Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SMARTSWIFT: Move Money FastSMARTSWIFT: Move Money FastFree5.0★ (1)NoNoMay 2026
2ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoJul 2026
3QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoJul 2026
4JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (9.6K)YesNoJul 2026
5Cherry: The Smarter Way to PayCherry: The Smarter Way to PayFree4.9★ (275)NoNoJul 2026
6BenefitPayBenefitPayFree4.7★ (11K)NoNoJul 2026
7DivDat Mobile Payments AppDivDat Mobile Payments AppFree4.8★ (4.1K)NoNoJul 2026
8Tamara | Shop Now Pay LaterTamara | Shop Now Pay LaterFree4.7★ (59K)NoNoJul 2026

Top Picks for Swift Payment

ChargeStripe: Stripe Payments#2

ChargeStripe: Stripe Payments by SureSwift Worldwide Inc.

Mobile Credit Card Processing
Strong Contender
💰 Finance
4.6😞(2.1K ratings)
Free
ChargeStripe: Stripe Payments screenshot 1
ChargeStripe: Stripe Payments screenshot 2
ChargeStripe: Stripe Payments screenshot 3
ChargeStripe: Stripe Payments screenshot 4
ChargeStripe: Stripe Payments screenshot 5
ChargeStripe: Stripe Payments screenshot 6

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

What We Love

  • 🚀 Simple and easy to use
  • 🚀 Quick and efficient
  • 👍 Great customer service
  • 👍 Works well for small businesses

Room to Improve

  • 🐛 Issues with card scanning and processing
  • 🕰️ Slow payouts and delayed access to funds
  • 💰 High fees and commission charges
QuickBooks GoPayment POS#3

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Worth Considering
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs

More Swift Payment apps to explore

4
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
5
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Make payments and manage plans
Free

Manage multiple payment plans easily and make payments in seconds. Track your progress and plan for the future with no surprises. Access health and wellness services through manageable payment plans.

Manage multiple payment plansMake payments in secondsTrack payment progress
💰 Finance
(275)
free
6
BenefitPay
BenefitPay
BenefitPay
by Benefit Company
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
💰 Finance
(11K)
free
7
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
8
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
9
Swift Recharge
Swift Recharge
Swift Recharge
Bill payment &airtime recharge
Free

Effortlessly pay bills and recharge airtime for all major Nigerian mobile networks. Supports over 8000 billers and offers timely reminders to manage your finances. Features an Airtime Vault for uninterrupted communication.

Bill payment for over 8000 billersInstant airtime recharge for Nigerian networksAirtime Vault for offline/online reserves
💰 Finance
(1)
ad-supported
10
PassTo: Global Money Transfer
PassTo: Global Money Transfer
PassTo: Global Money Transfer
Send Money Internationally
Free

Send money internationally to friends and family quickly and securely. Set up an account in under two minutes and transfer funds to over 60 countries with competitive exchange rates and no hidden fees. Enjoy instant or near-instant transfers and various convenient payout options.

Quick account setupSecure transfers with two-factor authenticationInstant or within-hour transfers
💰 Finance
(6)
free with in-app purchases
11
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(185K)
free
12
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
13
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.1K)
free with in-app purchases
14
upay: Finance and Payments
upay: Finance and Payments
upay: Finance and Payments
Payment, Utility, Recharge
Free

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

Send and receive moneyAdd money from banks/cardsCash out from agents/ATMs
💰 Finance
(186)
free
15
Vipps
Vipps
Vipps
by Vipps MobilePay AS
Free

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

Send, receive, and request money between Nordic countriesSchedule gifts with digital wrappingPay online, in stores, and at flea markets
💰 Finance
(2.3K)
free with in-app purchases
16
Swiipr
Swiipr
Swiipr
by Swiipr Technologies LTD
Free

Instantly access your money from refunds, compensation, or payments directly to your Apple Wallet. Use your funds for secure contactless payments anytime, anywhere. Streamline financial disbursements with a mobile-first, digitized approach.

Instant money accessDirect to Apple WalletContactless payments
💰 Finance
(42)
free
17
TrueMoney - Pay & Earn Coins
TrueMoney - Pay & Earn Coins
TrueMoney - Pay & Earn Coins
Effortless Money Management
Free

This financial app simplifies everyday transactions, offering cashless payments for bills, mobile top-ups, and purchases. It provides secure money management, exclusive deals, and investment options, while also supporting business growth.

Cashless and cardless paymentsMobile top-ups and bill paymentsOnline and offline purchases
💰 Finance
(284)
free with in-app purchases
18
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
💰 Finance
(1.8K)
free
19
Hala - Payments Redefined
Hala - Payments Redefined
Hala - Payments Redefined
by HalalaH Company
Free

This app allows users to make quick payments to stores and transfer money to other contacts. It simplifies transactions, eliminating the need for cash and offering a seamless shopping experience through code scanning.

One-click payments to storesTransfer money to contactsScan to pay
💰 Finance
(1.8K)
free
20
Morse — Money for who you are
Morse — Money for who you are
Morse — Money for who you are
Your dollar account, anywhere
Free

Send money internationally in seconds with no hidden fees. Receive payments from clients abroad directly into a virtual USD or EUR account. Transfers are secured and use mid-market exchange rates.

Send money to 140+ countriesNo hidden fees or markupsVirtual USD/EUR accounts for businesses
💰 Finance
(526)
free with in-app purchases

FAQ about Swift Payment

What are the best swift payment apps for iPhone?
SMARTSWIFT: Move Money Fast tops our swift payment apps ranking as of May 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top swift payment apps we rank are free to download, including SMARTSWIFT: Move Money Fast and ChargeStripe: Stripe Payments.
SMARTSWIFT: Move Money Fast has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 218+ swift payment apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
SMARTSWIFT is licensed and regulated by the Bank of Thailand, ensuring a secure and compliant platform for all financial transactions. They adhere to strict regulatory standards for cross-border payments.
You can send money from Thailand to over 60 countries instantly with SMARTSWIFT. The app aims to provide seamless cross-border payment solutions globally.