Best Teen Money Savings Apps

244+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Finding the right teen money savings apps can be overwhelming with so many options. We've analyzed 244+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Teen Money Savings Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Teen AppTeen AppFree3.0★ (3)NoNoAug 2026
2Revolut — Teen FinanceRevolut — Teen FinanceFree4.8★ (2.2K)NoNoAug 2026
3Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (196K)NoNoAug 2026
4Mintable: Teen BudgetingMintable: Teen BudgetingFree5.0★ (3)NoNoJul 2026
5imaginTeens: Your first bankimaginTeens: Your first bankFree4.1★ (23)NoNoAug 2026
6GoHenry by Acorns Kids BankingGoHenry by Acorns Kids BankingFree4.5★ (15K)NoNoAug 2026
7Step: All-In-One Money AppStep: All-In-One Money AppFree4.7★ (81K)YesNoAug 2026
8Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026

Top Picks for Teen Money Savings

Teen App#1

Teen App by Yazan Dwaik

Exclusive Student Discounts
Editor's Choice
🌟 Lifestyle
3.0(3 ratings)
Free
Teen App screenshot 1
Teen App screenshot 2
Teen App screenshot 3
Teen App screenshot 4

Access verified student discounts at local businesses and online retailers. Easily find offers for food, study supplies, and fitness, then redeem them quickly with your student verification.

Revolut — Teen Finance#2

Revolut — Teen Finance by Revolut Ltd

The money app for teens
Strong Contender
💰 Finance
4.8😊(2.2K ratings)
Free
Revolut — Teen Finance screenshot 1
Revolut — Teen Finance screenshot 2
Revolut — Teen Finance screenshot 3
Revolut — Teen Finance screenshot 4
Revolut — Teen Finance screenshot 5
Revolut — Teen Finance screenshot 6

This app helps teens manage their money by offering a customizable debit card, virtual cards, and the ability to send and receive funds. It includes savings features and spending analytics, with parental supervision and controls available.

What We Love

  • 👍 Easy to use and navigate
  • 💳 Customizable card design
  • 💰 Helpful for managing money
  • 🚀 Fast and responsive app

Room to Improve

  • 🐛 Occasional app crashes
  • 🔒 Restricted access for under 18s
  • 🤑 Limited ability to receive money from non-Revolut sources
Current - Mobile Banking#3

Current - Mobile Banking by Finco Services, Inc.

Get Paid Early. Build Credit.
Worth Considering
💰 Finance
4.8😐(196K ratings)
Free
#40in Finance
Current - Mobile Banking screenshot 1
Current - Mobile Banking screenshot 2
Current - Mobile Banking screenshot 3
Current - Mobile Banking screenshot 4
Current - Mobile Banking screenshot 5
Current - Mobile Banking screenshot 6

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

What We Love

  • 🚀 Early paycheck deposits
  • 💳 Unique and stylish debit card design
  • 💰 Competitive savings interest rates
  • 🔒 Secure banking experience

Room to Improve

  • 🕰️ Slow mobile check deposit process
  • 🤖 Inconsistent and impersonal customer service
  • 🔍 Difficulty resolving disputes and fraudulent charges

More Teen Money Savings apps to explore

4
Mintable: Teen Budgeting
Mintable: Teen Budgeting
Mintable: Teen Budgeting
Simple budgeting for teens.
Free

This app helps teens manage their money by creating budgets, tracking spending, and setting savings goals. It offers interactive lessons and quizzes to improve financial literacy, making personal finance easy and fun for young users.

Budget creation in secondsOne-tap spending trackingSavings goal setting
💰 Finance
(3)
free
5
imaginTeens: Your first bank
imaginTeens: Your first bank
imaginTeens: Your first bank
App with account, card, bizum
Free

Manage your money, receive your allowance, and get your own card for purchases. Set savings goals and learn financial basics through engaging videos. Exclusive discounts are also available.

Money managementAllowance receptionPersonal debit card
💰 Finance
(23)
free
6
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
Debit Card, Allowance, Chores
Free

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

Automated allowanceChore rewardsSavings goals
💰 Finance
(15K)
free with in-app purchases
7
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
💰 Finance
(81K)
free with in-app purchases
8
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
9
Joey: Teen Banking
Joey: Teen Banking
Joey: Teen Banking
For smart teens aged 9-17y.
Free

This app helps teens aged 9-17 manage their money responsibly with parental guidance. It offers a Visa debit card for spending, saving, and tracking finances, while parents can securely send funds and monitor activity.

Visa debit card for spendingTrack spending history and habitsParental guidance and monitoring
💰 Finance
(1)
free
10
Greenlight: For Families
Greenlight: For Families
Greenlight: For Families
Finance, Safety, Calendar
Free

This app helps families manage finances, teach kids about money, and enhance safety. It offers features for earning, saving, spending, and investing, along with robust security for all family members, including seniors.

Family money managementAutomated allowances and choresKids and teen investing
💰 Finance
(488K)
subscription
11
finsavvy teen
finsavvy teen
finsavvy teen
Learn money-grow confident.
Free
📚 Education
(0)
12
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
13
SaverLife: Accelerate Savings
SaverLife: Accelerate Savings
SaverLife: Accelerate Savings
Learn Tips, Win Cash, Save $$
Free

This app helps users accelerate their savings through unique challenges that offer cash rewards and points. Earn points for progress, redeem them for chances to win more money, and access money-saving tips and articles. Build a habit to achieve your financial goals.

Savings challenges with cash rewardsEarn points for saving progressRedeem points for scratchers to win cash
💰 Finance
(84)
free with in-app purchases
14
QUBER: Find joy in money
QUBER: Find joy in money
QUBER: Find joy in money
Save money, earn rewards
Free

This app helps you build savings for unexpected expenses and financial goals. It offers rewards like cashback, incentives, and sweepstakes entries as you save. Employers can sponsor the cost, making it free for users with potential matching contributions and automatic payroll savings.

Emergency savings accountCashback rewardsMonthly incentives (APY)
💰 Finance
(712)
free
15
Simple One
Simple One
Simple One
by Attijariwafa bank
Free

Manage your money with this app designed for teens aged 12-17. Receive pocket money instantly, track spending in real-time, send money to friends, and top up your phone. A Mastercard allows for secure payments online and in-store, with parental oversight for added security.

Instant pocket money receptionReal-time spending trackingSend money to friends
💰 Finance
(23)
free
16
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
17
BudgetTeen
BudgetTeen
BudgetTeen
by Ahmad Ghandour
Free

This app helps families teach teens about money management and spending tracking. Users can set budgets, save for goals, and monitor their financial progress. It's designed to foster good financial habits from a young age.

Family money managementSpending trackingBudget setting
💰 Finance
(1)
free
18
Alat Xplore
Alat Xplore
Alat Xplore
by Wema Bank Plc
Free

This app helps teenagers manage their money, learn to save, and make purchases. It allows teens to set savings goals, request funds from parents, and even order debit cards. Parents can monitor spending and approve transactions.

Child-led onboardingParent-led onboardingRequest money from parents
💰 Finance
(6)
ad-supported
19
Till: Kids & Teen Banking
Till: Kids & Teen Banking
Till: Kids & Teen Banking
Debit Card, Saving & Spending
Free

This app helps children and teens develop smart money habits through a banking app and debit card. It offers features like automated allowance, spending tracking, and rewards, fostering financial responsibility. Families can learn, earn, and grow their financial literacy together.

Debit card for kidsAutomated allowance paymentsSpending and saving tracking
💰 Finance
(10K)
free with in-app purchases
20
Trump Accounts: Official App
Trump Accounts: Official App
Trump Accounts: Official App
Invest in your child’s future
Free

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance
💰 Finance
(14K)
free

FAQ about Teen Money Savings

What are the best teen money savings apps for iPhone?
Teen App tops our teen money savings apps ranking as of August 2026, with a 3.0-star average from 3 App Store ratings, and it's free to download.
Yes — 20 of the top teen money savings apps we rank are free to download, including Teen App and Revolut — Teen Finance.
Teen App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 244+ teen money savings apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Teen App is a free mobile application designed to help students find and redeem exclusive discounts at various businesses. It focuses on offering deals for food, study essentials, and fitness activities.
To get discounts, you need to open the app, find an offer near your location, show your student verification to the merchant, and then redeem the offer within seconds.