Best Universal Insurance Apps

227+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good universal insurance apps. We benchmark 227+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Universal Insurance

UPCIC Mobile#1

UPCIC Mobile by Universal Property & Casualty Insurance Company

Universal Property
Editor's Choice
💰 Finance
4.5😞(8.3K ratings)
Free
UPCIC Mobile screenshot 1
UPCIC Mobile screenshot 2
UPCIC Mobile screenshot 3
UPCIC Mobile screenshot 4
UPCIC Mobile screenshot 5
UPCIC Mobile screenshot 6

Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.

What We Love

  • 👍 Easy to navigate
  • 🚀 Responsive app
  • 💡 Useful features like claim filing and payment
  • 👍 Intuitive user experience

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Uploading issues with documents and photos
  • 🐛 Inaccurate or outdated information
Universal Móvil Plus#2

Universal Móvil Plus by Universal Group, Inc.

Universal Móvil Plus
Strong Contender
💼 Business
3.4(9 ratings)
Free
Universal Móvil Plus screenshot 1
Universal Móvil Plus screenshot 2
Universal Móvil Plus screenshot 3
Universal Móvil Plus screenshot 4
Universal Móvil Plus screenshot 5
Universal Móvil Plus screenshot 6

Manage insurance claims, request assistance, and access policy documents. This app allows users to make payments, schedule appointments, and find service center locations. It also provides information on products and services, and enables users to download vehicle licenses.

More Universal Insurance apps to explore

4
Universal Drive Safe
Universal Drive Safe
Universal Drive Safe
by OCTO Telematics Srl
Free
💼 Business
(0)
5
National General
National General
National General
Your insurance, any time.
Free

Manage your insurance policies conveniently from your mobile device. Access policy documents, ID cards, make payments, and file claims anytime, anywhere.

Sign policy documentsAccess ID cardsMake payments
💰 Finance
(34K)
free
6
Direct Auto Insurance
Direct Auto Insurance
Direct Auto Insurance
Your policy, wherever you go.
Free

Manage your auto insurance policy conveniently from your mobile device. Access policy documents, ID cards, make payments, and handle claims on the go. Request roadside assistance and review your coverage details anytime, anywhere.

Access ID cardsMake paymentsSign policy documents
💰 Finance
(36K)
free
7
Univista
Univista
Univista
by Univista Insurance Corporation
Free

Easily find and connect with local insurance agents for auto, home, commercial, life, and health insurance. Get free quotes and personalized policy options tailored to your needs and budget. Agents can also log in to receive client leads.

Find local insurance agentsRequest free insurance quotesAuto insurance
💰 Finance
(425)
free
8
State Farm®
State Farm®
State Farm®
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
💰 Finance
(1.2M)
free
9
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Easily Manage Your Policies
Free

Manage your car and home insurance policies with ease. Access digital ID cards, view coverage details, pay bills, make policy changes, and request roadside assistance anytime, anywhere. Get instant access to customer service and your insurance agent.

Digital Insurance ID CardsView Coverage DetailsMake Insurance Payments
💰 Finance
(1.6K)
free
10
Lemonade Insurance
Lemonade Insurance
Lemonade Insurance
Home, car, pet, and life
Free

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

Instant policy quotesMobile claims filingAI-powered fraud detection
💰 Finance
(86K)
free with in-app purchases
11
United Insurance Group
United Insurance Group
United Insurance Group
by United Underwriters Insurance
Free

Manage your auto, homeowner, dwelling, earthquake, umbrella, and commercial insurance policies. Access policy details and stay informed about your coverage.

Policy accessAuto insuranceHomeowner insurance
💰 Finance
(1)
free
12
Naked Insurance
Naked Insurance
Naked Insurance
Instant, honest insurance
Free

Obtain instant insurance quotes for vehicles, homes, or individual items within 90 seconds. Manage your policy, make changes, and file claims easily through the app's chatbot interface. Activate cover with a selfie and optional video/photos, and pause coverage when not in use to save money.

Instant insurance quotesChatbot policy managementSelfie-based activation
💰 Finance
(47)
free with in-app purchases
13
SmartBunny Insurance
SmartBunny Insurance
SmartBunny Insurance
Insurance at your fingertips
Free

Secure various types of insurance instantly, including life, travel, renters, and phone coverage, directly from your mobile device. Get budget-friendly, hassle-free policies with no agents or medical exams required for most plans. Enjoy fast, simple, and affordable protection tailored to your needs.

Instant insurance coverageLife Insurance up to $500kTravel Medical up to $5M
💰 Finance
(305)
free with in-app purchases
14
Luko - N°1 Neo-insurance
Luko - N°1 Neo-insurance
Luko - N°1 Neo-insurance
Digital, simple, effective
Free

Manage your insurance policies, file claims, and access home services digitally. Get transparent and fair coverage for your home, mortgage, and e-scooter with easy online sign-up and 24/7 claim updates.

Transparent insurance details2-minute online coverage24/7 customer support chat
💰 Finance
(4.5K)
ad-supported
15
GloveBox
GloveBox
GloveBox
Your Insurance. Simplified.
Free

Manage all your insurance policies and communicate with your agent directly from your phone. Access policy documents, pay bills, and initiate claims with ease. Share your agent with friends and family through social media integration.

Direct carrier and agent accessAccess policy documentsPay bills
🔧 Utilities
(880)
free
16
Branch Insurance
Branch Insurance
Branch Insurance
Bundled home & auto insurance
Free

This app offers a streamlined way to purchase bundled home and auto insurance, providing instant quotes and policy binding. Access your insurance documents, manage your account, and get support anytime. It also features community-based discounts and roadside assistance.

Instant insurance quotesBundled home and auto insuranceAccess ID cards offline
💰 Finance
(46)
free
17
Encompass Insurance
Encompass Insurance
Encompass Insurance
Not available in all states
Free

Access your insurance policy details, ID cards, and payment history 24/7. Electronically sign documents, file claims, and request roadside assistance directly from your phone. Enjoy peace of mind with coverage details at your fingertips.

Policy documents accessElectronic document signingDigital ID cards
💰 Finance
(364)
free
18
Shory Insurance | شوري
Shory Insurance | شوري
Shory Insurance | شوري
Insurance. But good.
Free

Easily compare and purchase car, health, home, and pet insurance policies completely online. Get instant quotes, transparent pricing, and 24/7 support for a hassle-free insurance experience.

Online insurance comparisonInstant quotesPaperless policies
💼 Business
(128)
free
19
InsurLink
InsurLink
InsurLink
Your insurance info connection
Free

Access your insurance policy details, ID cards, and important documents on the go. Request policy changes and manage your team's information with secure login options.

Auto ID CardsPolicy DetailsClaims Access
💰 Finance
(12)
free
20
Warrior Mobile
Warrior Mobile
Warrior Mobile
by Preferred Risk Insurance Services, Inc.
Free

Manage your auto insurance policy with ease. Pay bills, file claims with media attachments, and access policy documents. Features include roadside assistance requests and optional safe driving tracking for potential discounts.

Report claims with photos, video, and audioRequest 24/7 roadside assistanceView policy details and ID cards
💼 Business
(278)
free

Related searches