Manage your finances with this app. Open an account, send and receive money, pay bills, and buy virtual top-ups instantly. All transactions are secured and come with immediate notifications.
XCel App. by XCEL INC LIMITED





210+ iOS apps curated and reviewed
Out of 210+ xcel ghana apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | 3.4★ (7) | No | No | Jul 2026 | |
| 2 | Free | 4.3★ (22K) | Yes | No | Aug 2026 | |
| 3 | Free | 3.4★ (344) | No | No | Aug 2026 | |
| 4 | Free | 4.6★ (1.9K) | No | No | Jul 2026 | |
| 5 | Free | 3.2★ (74) | No | No | Aug 2026 | |
| 6 | Free | 4.6★ (4.9K) | No | No | Aug 2026 | |
| 7 | Free | 4.7★ (2.4M) | Yes | Yes | Aug 2026 | |
| 8 | Free | 4.7★ (317) | No | No | Jul 2026 |





Manage your finances with this app. Open an account, send and receive money, pay bills, and buy virtual top-ups instantly. All transactions are secured and come with immediate notifications.






Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.






Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.


Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.


A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.


This mobile banking application provides secure and convenient access to your Fidelity Bank Ghana accounts. Easily manage your finances, make payments, and perform transactions on the go. Self-registration allows for quick setup without needing to visit a branch.


This application provides a secure and efficient email experience with advanced features like spam blocking, smart replies, and multi-account support. It integrates with other Google services for enhanced productivity and collaboration.


This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.


This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.


This app offers a convenient way to order food, groceries, and essentials for fast delivery in Ghana. It also facilitates hassle-free money transfers, stress-free bill payments, and instant car insurance purchases, with options to buy now and pay later.


Stream music from Ghana 24/7 with minimal buffering and fast station switching. Features a sleep timer and the ability to save favorite stations for easy access. Enjoy background playback with an updated station list.


This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.


Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.


This app provides access to advanced AI capabilities, including text generation, image creation from descriptions, and voice conversations. It offers personalized advice, creative inspiration, and instant answers for various tasks, syncing history across devices.


Access breaking news and top stories from trusted journalists. Stream live radio and watch live TV channels directly from your device.


This digital banking app allows users to manage their finances entirely from their phone. Perform transactions, pay bills, and make payments without visiting a branch. Enjoy convenient banking with features like peer-to-peer transfers and ATM withdrawals.


Stream live Ghanaian FM stations, talk shows, and music genres like Afrobeats and gospel. Enjoy 24/7 entertainment with background listening and a simple, modern interface. Stay connected to the sounds of Ghana wherever you are.


Access a wide variety of Ghanaian FM, AM, and web radio stations. Stream music, culture, and news live from your device. Save your favorites and listen in the background while using other apps.


Watch and subscribe to a vast array of videos, from music and gaming to news and learning. Discover trending content, connect with creators, and even upload your own videos. Offers options for ad-free viewing and exclusive perks.


This app allows customers of Ghana Water Company Limited to manage their accounts and pay bills conveniently. Users can view transaction history and make payments anytime, anywhere using mobile money options.