Best Xcredit Apps

221+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 221+ xcredit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Xcredit

Carbon: Mobile Banking & Loans#2

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans
Strong Contender
💰 Finance
4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
Carbon: Mobile Banking & Loans screenshot 2
Carbon: Mobile Banking & Loans screenshot 3
Carbon: Mobile Banking & Loans screenshot 4
Carbon: Mobile Banking & Loans screenshot 5
Carbon: Mobile Banking & Loans screenshot 6

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates
FairMoney: Loan App In Nigeria#3

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Worth Considering
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
FairMoney: Loan App In Nigeria screenshot 2
FairMoney: Loan App In Nigeria screenshot 3
FairMoney: Loan App In Nigeria screenshot 4
FairMoney: Loan App In Nigeria screenshot 5
FairMoney: Loan App In Nigeria screenshot 6

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders

More Xcredit apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
5
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

💰 Finance
(38K)
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
7
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

💰 Finance
(437K)
8
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Get instant access to your credit score, grades, and detailed reports using this application. Monitor your financial health and make informed decisions. Take control of your credit today!

💰 Finance
(7.2K)
9
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Compare and discover various loan options from different financial institutions, including home, vehicle, gold, consumer durable, personal, and business loans, with features to check eligibility, compare offers, and apply online. Download the app to find the best loan deals and get personalized offers from across different banks and NBFCs.

💰 Finance
(398)
10
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Take control of your credit with our powerful financial management app. Monitor your credit score, track your spending, and get personalized recommendations for improving your financial health. Download now to start managing your finances with ease.

💰 Finance
(2.7M)
11
mBanking
mBanking
mBanking
by UniCredit Bank SERBJA CJSC
Free

Access all banking services and products easily with the mBanking app. Manage your finances, make payments, check balances, find ATMs, and more on-the-go with enhanced security features. Experience quick access, convenient tools, and seamless communication with the bank.

💰 Finance
(4.1K)
12
CreditRepair
CreditRepair
CreditRepair
by Creditrepair.com, Inc.
Free

Track and enhance your credit repair journey with a comprehensive app featuring tools to monitor and boost your credit score. Benefit from a user-friendly interface, biometric login options, personalized game plans, credit score tracking, and secure access for a seamless experience.

💰 Finance
(11K)
13
CTFCU Mobile Banking
CTFCU Mobile Banking
CTFCU Mobile Banking
by Carolinas Telco Federal Credit Union
Free

Access all your finances on the go with a free, fast, and secure mobile banking app. Easily manage accounts, apply for loans, transfer funds, pay bills, and more. Take control of your money anytime, anywhere.

💰 Finance
(5K)
14
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

"Revitalize your credit score with our comprehensive credit repair services. Our application helps you repair your credit and improve your score through personalized guidance and expert advice. Take control of your financial future today!"

💰 Finance
(109K)
15
LOC Mobile
LOC Mobile
LOC Mobile
by LOC Credit Union
Free

This mobile banking app offers a range of features including balance checking, transaction history viewing, fund transfers, bill payments, check deposits, credit score monitoring, and more. Experience convenient banking on-the-go with additional support available via secure messaging or phone.

💰 Finance
(3.6K)
16
Soarion CU
Soarion CU
Soarion CU
by Soarion Federal Credit Union
Free

Access all your banking needs with the innovative Soarion app! Enjoy secure 24/7 access to view balances, transfer funds, deposit checks, pay bills, monitor credit scores, apply for loans, and much more. Take control of your finances anytime, anywhere.

💰 Finance
(4.3K)
17
PrimeTrust FCU Mobile
PrimeTrust FCU Mobile
PrimeTrust FCU Mobile
by Primetrust Financial Federal Credit Union
Free

Access your finances conveniently and securely with the mobile app. From managing accounts to depositing checks and tracking transactions, streamline your banking needs with features like alerts, fund transfers, bill payments, and more. Download now for a simplified digital banking experience.

💰 Finance
(2K)
18
WyHy Mobile Banking
WyHy Mobile Banking
WyHy Mobile Banking
by WyHy Federal Credit Union
Free

Access a comprehensive mobile banking solution that offers loan applications, bill payments, check deposits, card controls, FICO score viewing, and e-statement access. Simplify your financial management on the move with WyHy Mobile Banking.

💰 Finance
(2K)
19
Interior Federal
Interior Federal
Interior Federal
by DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION
Free

Interior Federal's digital banking offers secure and convenient account management anytime, anywhere. Easily access balances, transfer funds, pay bills, apply for loans, and more. Sign up today for hassle-free banking online!

💰 Finance
(875)
20
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(11K)

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