Best Zilch Apps & Games

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

Katapult | Shop & Lease to Own

Browse, shop, lease, and own.

Free

Discover a revolutionary shopping companion that uses cutting-edge technology to enhance your shopping experience. Find personalized recommendations, exclusive deals, and seamless checkout options all in one place. Elevate your shopping with Katapult today!

Newpay

Buying big? Spread the cost.

Free

Manage your account on-the-go with this secure mobile app, allowing you to view balances, track transactions, make payments, and set up Direct Debit. Download now to easily manage your account and spread the cost of big purchases with a simple and convenient solution.

Perpay - Shop and Build Credit

Shop, pay later, build credit

Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

Afterpay: Pay over time

Shop Now. Split your payments.

Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

Pocket Singer - My OC sings！

Create your OC's voice

Free

Create and customize your original character's voice with an AI voice engine on Pocket Singer app. Design your OC avatar and make them sing in your unique voice creation. Start creating now!

FlexWallet

Shop In Store & Lease to Own

Free

FlexWallet is a convenient shopping app that lets you easily track your expenses and manage your budget while browsing in-store. Take control of your spending with just a few taps!

Klarna: Smarter everyday money

Shop anywhere, manage & save

Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

Zip - Buy Now, Pay Later

Shop & Pay in 4¹

Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

Deferit: Pay bills in 4

Save & build credit history

Free

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

Bip: Simple cardless credit

Spend, save & control money

Free

Get cardless credit for easy spending and saving with this simple app! No cards, no hassle - just convenience at your fingertips. Try it today for a smarter way to manage your finances.

Aqua credit card

Build better credit with Aqua

Free

Easily manage your credit card account on-the-go with our secure mobile app. View balances, make payments, manage statements, and more. Download now to stay on top of your finances!

Beem: Cash Advance & Banking

Bank, Budget & Build Credit

Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

Tymit Credit Card

The credit card, reinvented

Free

Get complete control over your spending with a credit card that lets you spread the cost of purchases across 0% APR for up to 3 months, with flexible repayment plans and no hidden fees. Take control of your finances with our transparent and affordable instalment credit card.