Leave a Review Lenme
Don’t Be An Investors
Ok, I made a stupid mistake so you don’t have too. Lenme platform is good at determining low risk, medium risk, and high risk that’s a big plus. However the problem comes with a cost as do you really want to jeopardize your majority of your money trying high risk or medium risk things. NO OF COURSE NOT! Your here to make money not loose it. We’ll bad news for you can’t do that. All borrowers are extremely high risk guarantee if you lend your money you won’t get a single borrower pay you back not one. YOU WON’T REGRET READING THIS REVIEW. Here the thing if your looking for something stable with decent consistent returns this is not it. PEOPLE THINK THERE DOING GOOD OVERCHARGING PEOPLE FOR LOANS THEY CAN’T PAY OFF NO YOUR NOT YOUR SETTING YOUR SELF UP FOR FAILURE. You can give it a try I encourage you to do it but just try one and then you’ll see what I’m talking about people will not pay back. I’m gonna try one more thing on this app and if that doesn’t work then I’m done. Worse app for investors. Looking for safe stable investment like I said this is not it. Not giving away my settings I’m working on to see if it makes a differenceShow lessDWizardStream101
Scam
I recently downloaded this app as I had hit a small little road bump in life and was short a few extra dollars so I began to search for an app like one that I already have and totally love because it lends a small amount with decent payment plan and reports it all to credit bureau which is awesome when you make your payments on time. Well, I came across Lenme and read a few reviews and thought what the heck. Well as I’m filling out the application and enter my ssn, I get a pop up that says my ssn is already linked to an account, hmm, idk about you all but to me that’s very concerning when I’ve never even heard of this app. I decide to shoot them an email which they really were pretty fast and efficient with, and all they had to say was “sorry we cannot provide details about an account you’ve created, we suggest you report it to authorities if you think someone is using your ssn” lol, well yes thanks for the tip, I most certainly will have to contact authorities at this point, but it sounds RIDICULOUS if you ask me to say that I’ve created such and such account with MY ssn and not give me info on it!Show lessCoriR915
The dumbest lending app ever !
I’ve been waiting for over 2 weeks to even hear a response for the loan I Requested! I asked for $150 and the only option was to pay back in 30 days which I just needed it until I got paid 3 days later due to an emergency. And even now I still am waiting and can’t change my request amount or even request another loan until my initial request even gets reviewed! This app is probably a scam and doesn’t even give out real funds! With new loans requested probably every single hour every day on here, my loan is probably buried so deep in requests by now that it won’t ever get reviewed! Dumb app! Waste of time! Probably just scamming people in thinking they can get a loan but probably steal your info! Fake people in the feed of people who have been funded or who have paid back their loan! SCAM! Fake! SHOULD BE PUT OUT OF BUSINESS...if it is even a real company ...Show lessmikeyg1923
Great concept, Needs work
I like the idea of allowing others who may have spare cash lend money and be able to earn from their good deed of helping others in need. I personally have not been able to be connected with a lender therefore I don’t have much to say about the experience. I think the app needs to grow more and when it has more users it may be better functioning for all. If I get blessed with an investor and hopefully one day become able to become one myself, I will certainly update my review. One thing I want to add is there is no way to change the bank account you link… (if there is, it’s not easily available or I’m just missing it) With the way times are these days banks are changing what they offer and some people do switch banks so I think it should be an option to change the bank account you have linked, and should be easily understandable if how to do so.Show lessJade Hicks
Worst app
Have been trying to use this app probably for the last 2 months. However, whenever It came time to “Request a loan” each time it said that my request couldn’t be completed and to reach out to support.
I must have done this about 8 different times trying to reach out to support to see what the problem was. They only answered me TWICE in the 8 times I have reached out in the past 2 months. The first time was right after I made the account and we emailed back and forth a couple of times, she asked me for a screenshot of what I was seeing, I sent it and then never heard back from her.
The next time they FINALLY answered was just this last week, but of course their answer to me really was NOTHING about fixing my account, and they only answered me about the second part of my question to them which was needing help switching my connected bank because I had recently switched banks. They answered that that can’t be done for whatever reason, and of course NOTHING about fixing my account as to why I can’t request a loan or go forward with seeing the loans that are available as it is a “peer to peer” loan system.
So at this point I am DONE trying to use this app, if you need any help whatsoever using this app, good luck trying to get ahold of anybody. Cuz the support for this app is AWFUL.Show lessTeeeeeeRoses
Incredible customer support
Would like to applaud the application as a way to help people during times of emergencies. While also allowing those that have a bit extra not being used to loan out to those in need. I’ve been on both sides of the spectrum and have such a deep appreciation & respect for what they have accomplished here.
Don’t be ashamed if you get caught in a financial emergency. I know I have. Please reach out and know 100%. That companies like this will get you the help you need while never, ever making any sort of judgments about you or anyones situations for that matter. I highly recommend this app for both helping and getting help without judgment. I will continue to recommend this app to friends family, etc… based on its core values, abilities and a customer support team that stands behind it and behind its customers.Show lessRyline
Set up
So I went into the borrower sections and asked for a $100 loan as soon as I downloaded the app. Not even within two hours of having been approved it’s my information validated somekne offered me a loan. I didn’t really look too much of the deal but it did seem like the interest rate was low and I hadn’t really looked at the app to compare. Well the person who very quickly sent me a loan offer suddenly wouldn’t approve the final paperwork. As soon as several hours had passed and no sign of this person I knew I’d gotten trolled. This individual basically just goes around offers people a loan but never actually signs off the paperwork and so you’re stuck for 48 hours without the ability to sign in rk another loan. Sure enough it’s been over a week now and I have no sign of getting ay type of loan anytime soon. Customer service was awfuI asked them to please cancel the loan because this person is trolling people and they neither cancelled it nor looked into said individual who I’m almost positive just goes around and does this to people. If you’re new and you get a loan offer from CG don’t take their offer.Show lessdude ghis kd lsyhetic
Great concept
It keeps saying I can’t request a loan because there’s too many requests on the app or something like that. I had the free trial but I’m glad I wasn’t paying for it. It’s not great that they charge people for this but then there’s not even a chance for you to request a loan. Basically people are being charged for just having the app at the moment. Sure you can use the lend part but if you need to borrow, then you’re being charged for nothing. Maybe in the future more people will sign up to be lenders but for now I can’t even use the app. It’s a awesome concept though which is why I gave it 3 stars. Also a really annoying thing about the app is that it automatically goes to lending when you open the app and I don’t see any way to keep it set on borrowing or lending. Not a huge deal but a bit annoying and something that can be easily fixed. I’ll keep it installed and hopefully can use it one day and I will update my review :)Show lessjobsofsteven
WORST APP EVER, don’t waste your time
This app never ever works, they will not provide services to you but will continue to charge your account a membership fee. I even requested that they do charge my account and they still continued to do. Don’t bother downloading, it’s a waste of time and money! Truly the worst investment and borrowing app I have ever seen! I think it’s borderline fraud to be honest! They will not refund or stop charging my account but provide NO services. Don’t attempt their loan option it hasn’t worked in 6 months! I am not sure how they can get away with this! Do NOT use this app, I feel it could be fraudulent. I am reporting rid to Apple, they should remove from their App Store! It never works, the only thing that works is when they take your membership fee out of your account again without providing any services!Show lessDon't like the lag
Do not download, they steal information
I had an account a while back and couldn’t get set up so I asked for them to deleted my information. Fast forward 3 years and I wanna try it again and see if it improves. My social is associated with an account already. Okay, message support and they say I need to send in my ID and social to reactivate my old account. Sent it in and get another email asking if I still need help. Told them my account isn’t activated you never got back to me. Finally get a reply a week later saying it’s deactivated, but also getting an email to that email address saying my account is deactivated. Do not use this app. Straight up scam. I don’t see how your support could really be that bad, but over a month to reactivate my account just to get no where. Don’t lose your info like me. Avoid this app/company at all cost, use the actual good rated apps and stay far away from lenme.Show lessperson92746
