Best apps like BillPoint: VTU & Bills Payment

11+ similar apps compared and reviewed

3.8 avg rating
10 free apps
Updated July 2026

Looking for something like BillPoint? We've analyzed 11+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to BillPoint

4.5😐(97K ratings)
Free
OPay-Beyond Banking screenshot 1
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This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

What We Love

  • 🚀 Fast and reliable transactions
  • 👍 Convenient and user-friendly
  • 💰 Helpful savings and cashback features

Room to Improve

  • 🐛 Issues with account upgrades and verification
  • 🔒 Weak security measures (no biometrics)
  • 🤖 Poor customer service and support
PalmPay - Transfers, Bills#2

PalmPay - Transfers, Bills by Palmpay Limited

Say yes to more
Strong Contender
💰 Finance
4.2😐(21K ratings)
FreeAds
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This financial app offers seamless money transfers, bill payments, and exclusive data bundles. Users can also invest in savings, mutual funds, and insurance, with options for loans and a free ATM card. It provides 24/7 customer support and robust security measures.

What We Love

  • 💯 Best mobile banking app
  • 🚀 Fast and reliable transactions
  • 👍 Smooth user experience
  • 💰 Rewards and coupons

Room to Improve

  • 🐛 Frequent app crashes
  • 🔒 Lack of security features (e.g., biometric login)
  • 🤕 Poor customer service
PiggyVest: Save & Invest Today#3

PiggyVest: Save & Invest Today by Piggytech Global

Save, Invest & Manage Money
Worth Considering
💰 Finance
4.6😊(6.9K ratings)
Free
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This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

What We Love

  • 👍 Knowledgeable app
  • 🔒 Secure and reliable
  • 💰 Good interest rates
  • 🏆 Best savings app

Room to Improve

  • 🐛 Occasional technical issues
  • 🕰️ Slow withdrawal process
  • 💰 Insufficient funds issues

More apps like BillPoint

4
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases
5
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
6
Payday: Global Money Transfer
Payday: Global Money Transfer
Payday: Global Money Transfer
Send or Request Cash Globally
Free

Easily send and receive money globally with a virtual international account and secure virtual card payments. Enjoy instant transfers and fair exchange rates for all your cross-border financial needs.

Virtual USD, GBP, EUR accountsVirtual card paymentsInstant money transfers
💰 Finance
(653)
ad-supported
7
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(2.3K)
free
8
Zenith Bank eaZymoney
Zenith Bank eaZymoney
Zenith Bank eaZymoney
by Zenith Bank PLC
Free

Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

Account overview and historyFund transfers (own, Zenith, other banks, foreign)Bill payments and airtime recharge
💰 Finance
(168)
free
9
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Financial transactionsNon-financial transactionsDIY enrollment
💰 Finance
(1.7K)
free
10
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free