Free

Details

  • Released
  • Updated
  • July 30, 2018
  • June 23, 2026

Features

BoC Pay+ screenshot #1 for iPhone
BoC Pay+ screenshot #2 for iPhone
BoC Pay+ screenshot #3 for iPhone
BoC Pay+ screenshot #4 for iPhone
BoC Pay+ screenshot #5 for iPhone
🖼️Get Icon
Icons↘︎

About

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

Top up with BOC Credit Cards
Manage credit cards
Apply for installments
Earn and redeem points
Check gift points balance
Small amount payment without password
Show original description

What's New in BoC Pay+

3.1.21

June 23, 2026

The new BoC Pay+ is now launched, brings you a more convenient all-round payment experience. Easy Payments, Credit Card Management and Earning Rewards all on one App! The new MyLink Mall is here! You can redeem and purchase the favorite items by combining the points of BoC Pay+ and MyLink! Get your best partner while travelling in Mainland China. e-CNY Zone is exclusively offering Meituan Red Packets for you to enjoy more in Mainland China. Limited quota, grab now!

More

User reviews

Forcing to cancel account

The app forces me to upgrade the account but I couldn’t upgrade because I didn’t turn on face Id/ fingerprint. The upgrade banner just blocks me from enabling that. So effectively it is forcing me to close my account. Well done

very bad

I want to use boc pay discount, and after I installed it I am forced to forget password just because I haven’t use the app for more than a year. Then the whole process almost doesn’t work, and funniest thing is that I have to wait another 6 hours to use it. terrible experience, what if I need this app immediately then it won’t work.
Show more

完全用不了

身份認證都過不了,轉其他銀行算了

All money is gone in the app

Downloaded and used many years ago all along had no issue until recently. Had about $165 in the app, force logged out, and can never log back in due to “incorrect password” even it was all along correct. Was told over the phone to try again in 24 hrs but same issue. Was asked to go to branch but they say the app no longer works without binding to a BOC bank account or credit card. I don’t have a BOC bank account or credit card and don’t intend to apply for one. Now the $165 I transferred to the app is lost forever. Beware.
Show more

Worth experience

BOC Pay better than BOC Pay+, I don’t like the change. I pay by RMB, but Pay+ charge me in HKD, using unfavourable exchange rate.

Developer apps

FAQ

What does BoC Pay+ do?

BoC Pay+ is a platform designed to help users manage their credit cards, apply for installments, and earn rewards. It allows for topping up credit card values, tracking gift points, and redeeming them for various spending opportunities.

How can I earn and use points with BoC Pay+?

You can earn points on all payments made through the app. These earned points can then be used to offset spending, both for local and cross-border transactions. You can also check your gift points balance and redeem rewards directly within the app.

Is BoC Pay+ free to use?

Yes, the application is free to download and use. There are no in-app purchases or advertisements mentioned in the provided description.

What are the benefits of using BoC Pay+ for payments?

BoC Pay+ offers a convenient payment experience, especially for local small amount transactions where no password is required. It also integrates credit card management and rewards, providing a one-stop solution for users.