Best apps like Cash Lender - IOU &amp; Loans

Whether you want more options like Cash Lender or a completely different take on the same concept, our curated list of 11+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Cash Lender

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager

Editor's Choice

💰 Finance

4.5😊(388K ratings)

FreeAdsIn-App Purchases

#2in Finance

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This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

🚀 Comprehensive financial tracking
👍 User-friendly interface
💰 Helpful budgeting and savings features
🔒 Secure account integration
🤑 Ability to negotiate and lower bills
📈 Provides credit score and financial insights

Room to Improve

🐛 Buggy app performance and connectivity issues
💸 Misleading or ineffective bill negotiation service
🔍 Difficulty linking all accounts and transactions
🔑 Requires access to sensitive financial information
🕰 Lengthy setup and onboarding process

Up — Simplify Money by Up Money

Upgrade your banking

Strong Contender

💰 Finance

4.7😐(189 ratings)

Free

This app simplifies personal finance management, offering tools for budgeting, saving, and managing money with friends. It provides features for international travel and offers quick support from real people.

What We Love

🚀 Easy and intuitive to use
💡 Helpful budgeting and saving features
👍 Seamless overseas transactions
🚀 Fast and responsive app
👍 Excellent customer service

Room to Improve

🐛 Account closure issues
🔒 Security and verification problems
👎 Declining interest rates
👎 Overly restrictive policies
👎 Inconsistent and unreliable service

Loan Tracker: You Owe Me by IEVGENII IABLONSKYI

IOUs, Bills & Repayment Plans

Worth Considering

💰 Finance

4.6😊(351 ratings)

FreeIn-App Purchases

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

What We Love

👍 Simple and easy to use
📈 Keeps records organized
💡 Developer is receptive to ideas
✨ Improvements and adjustments made
💰 Ability to add interest
🔄 Recurring charge function helpful
👨‍👩‍👧‍👦 Great for family loans
🎯 Reminders and letters effective
💯 Highly recommended by users
🚀 Smooth app performance
🤝 Responsive and helpful developer
✅ Intuitive interface
🧮 Tracks loans and debts
📂 Flexible editing of entries
🌟 Fills a much-needed niche

Room to Improve

🐛 Total owed calculation incorrect
🐛 App freezes after data entry
🐛 Data loss after updates/reinstalls
🐛 Unable to see past entry details
🐛 App not working after purchase
🐛 UI is outdated and not intuitive
🐛 In-app purchase issues
🐛 Date selection off-screen
🐛 Edits and save buttons not working
🐛 Entries swapping categories
🐛 Can't add more people after update
🐛 Currency not showing
🐛 No iPad support
🐛 Can't add/subtract as running list
🎨 UI is too gray

More apps like Cash Lender

Bear Loan Calculator

Loan Calculation Easier

Monthly loan payment calculationRepayment schedule generationLoan repayment reminders

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

(60)

Smart Money

by LOANS.COM.AU PTY LTD

View account balancesTransfer moneyPay bills

Manage your finances on the go. View balances, transfer funds, pay bills, and track transactions. Securely access your accounts, manage debit cards, and handle loan repayments with ease. Download transaction history and communicate directly with support.

Buy now pay later for bills

(1)

free

Deferit: Pay bills in 4

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

(32K)

Ubank: Digital Banking

Money Done Better

No monthly feesBonus interest on savingsSpending insights and pay cycle sync

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

(161)

My Debt Manager & Tracker

Track and Manage Debts & Loans

Track debts and loansRecurring payment managementAI debt stress reduction

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

(5)

Debt Tracker - Debts

Easy to use debt tracker

Manage debts and receivablesSeparate by currencyDebt payoff planner

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

(105)

Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

(134K)