Best apps like Citizens Smart

10+ similar apps compared and reviewed

3.4 avg rating
10 free apps
Updated August 2026
Citizens Smart
Citizens Smart
Citizens Bank International Ltd.

Looking for something like Citizens Smart? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Citizens Smart

Digi Prabhu#1

Digi Prabhu by PRABHU BANK LIMITED

Editor's Choice
💰 Finance
2.7(51 ratings)
Free
Digi Prabhu screenshot 1
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Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments. Access account information and enjoy convenient banking without visiting a branch.

Siddhartha BankSmartXP#2

Siddhartha BankSmartXP by Siddhartha Bank Ltd.

Siddhartha Bank Mobile Banking
Strong Contender
💰 Finance
4.6😐(1.1K ratings)
Free
Siddhartha BankSmartXP screenshot 1
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Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

What We Love

  • 👍 User-friendly application
  • 🚀 Quick and reliable service
  • 💯 Excellent customer service
  • 🌟 Great overall experience

Room to Improve

  • 🐛 Frequent app crashes
  • ⚠️ Unreliable transactions
  • 🕰️ Slow and laggy performance
Khalti Digital Wallet (Nepal)#3

Khalti Digital Wallet (Nepal) by IME Khalti Limited

Worth Considering
💰 Finance
3.3😞(197 ratings)
Free
Khalti Digital Wallet (Nepal) screenshot 1
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This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

What We Love

  • 🚀 Easy payments using linked bank accounts
  • 🌍 Works internationally with Khalti Roaming
  • 🔒 Top-notch security options
  • 👍 User-friendly interface and smooth UI

Room to Improve

  • 🐛 Frequent app crashes and errors
  • ❌ Transaction failures when needed most
  • ⏱️ Slow transaction processing times

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connectIPS
connectIPS
connectIPS
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This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

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NIC ASIA MOBANK
NIC ASIA MOBANK
NIC ASIA MOBANK
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Manage your bank account digitally and securely from anywhere, anytime. This app offers convenient features like bill payments, fund transfers, and cardless withdrawals, along with exclusive discounts and offers.

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eSewa
eSewa
eSewa
by ESEWA LTD.
Free

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

Mobile recharge and top-upUtility bill payments (electricity, water, internet)Ticket booking (air, bus)
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Laxmi Sunrise Mobile Money
Laxmi Sunrise Mobile Money
Laxmi Sunrise Mobile Money
by Laxmi Bank Ltd.
Free

Manage your bank account securely on the go with this mobile banking app. Perform transactions, pay bills, and transfer funds easily from your handheld device anytime, anywhere. Enjoy smart banking features without needing to visit a branch.

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Kumari Smart
Kumari Smart
Kumari Smart
by Kumari Bank Limited
Free

Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Banking on the goBill paymentsFund transfers
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9
IME Pay
IME Pay
IME Pay
Mobile Digital Wallet (Nepal)
Free

This digital wallet simplifies daily life in Nepal by enabling quick, hassle-free online payments for various services. Transfer money, pay bills, and make purchases instantly with a few taps. It offers a secure and convenient way to manage cash transactions digitally.

Wallet to wallet money transferUtility bill paymentsMerchant QR code payments
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10
NIMB Smart
NIMB Smart
NIMB Smart
by MEGA BANK NEPAL LIMITED
Free

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(61)
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