Best apps like Deserve Cards

23+ similar apps compared and reviewed

4.8 avg rating
10 free apps
Updated July 2026

Deserve Cards is great, but it's not the only option. Explore 23+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Deserve Cards

Credit Sesame: Grow Your Score#1

Credit Sesame: Grow Your Score by Credit Sesame, Inc.

Manage, Track & Build Credit
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(436K ratings)
FreeIn-App Purchases
#49in Finance
Credit Sesame: Grow Your Score screenshot 1
Credit Sesame: Grow Your Score screenshot 2
Credit Sesame: Grow Your Score screenshot 3
Credit Sesame: Grow Your Score screenshot 4
Credit Sesame: Grow Your Score screenshot 5
Credit Sesame: Grow Your Score screenshot 6

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

What We Love

  • ๐Ÿ’ณ Helpful for managing credit and financial health
  • ๐Ÿ“Š Provides detailed credit report updates
  • ๐Ÿ’ก Offers personalized tips for improving credit score
  • ๐Ÿ”’ Provides identity theft protection and monitoring

Room to Improve

  • ๐Ÿ’ค Slow credit score updates
  • ๐Ÿ“ง Frequent and excessive email notifications
  • ๐Ÿค‘ Pushes credit card applications aggressively
Extra#2

Extra by The Aligned Company

Build credit w/o a credit card
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(9.5K ratings)
FreeAds
Extra screenshot 1
Extra screenshot 2
Extra screenshot 3
Extra screenshot 4
Extra screenshot 5

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

What We Love

  • ๐Ÿš€ Game changer for building credit
  • ๐Ÿ‘ Friendly and helpful customer support
  • ๐Ÿ’ก Informative financial education videos
  • ๐Ÿš€ Seamless and convenient credit building

Room to Improve

  • ๐Ÿ› Inconsistent bank account syncing and balance updates
  • ๐Ÿ”’ Concerns about security and fraud protection
  • ๐Ÿ”’ Inability to cancel subscription easily
Aqua credit card#3

Aqua credit card by NewDay Ltd

Build better credit with Aqua
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(325 ratings)
Free
Aqua credit card screenshot 1
Aqua credit card screenshot 2
Aqua credit card screenshot 3
Aqua credit card screenshot 4
Aqua credit card screenshot 5
Aqua credit card screenshot 6

Easily manage your credit card account on the go. View balances, transactions, and make payments. Set up Direct Debits, manage statements, and update your contact details. Get support and access FAQs directly within the app.

What We Love

  • ๐Ÿš€ Amazing credit limit increases
  • ๐Ÿ‘ Excellent for building credit score
  • ๐Ÿš€ Easy to use app
  • ๐Ÿ‘ Helpful customer service

Room to Improve

  • ๐Ÿ› Login issues and app crashes
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ”’ Difficult to access account without passcode

More apps like Deserve Cards

4
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
5
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
๐Ÿ’ฐ Finance
(243K)
free with in-app purchases
6
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
๐Ÿ’ฐ Finance
(26K)
free
7
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Cash Back Credit Builder Card
Free

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

Build credit historyEarn 1% cash back on gas and groceriesNo deposit required
๐Ÿ’ฐ Finance
(1.7K)
free with in-app purchases
8
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
๐Ÿ’ฐ Finance
(1.5M)
free with in-app purchases
9
Experianยฎ
Experianยฎ
Experianยฎ
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
๐Ÿ’ฐ Finance
(2.7M)
free with in-app purchases
10
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
๐Ÿ’ฐ Finance
(318K)
free with in-app purchases