Best eLendly alternatives: apps like eLendly

10+ similar apps compared and reviewed

4.1 avg rating

10 free apps

Updated October 2026

Elendly Limited

eLendly is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to eLendly

#1

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans

Editor's Choice

4.5😐(10K ratings)

Free

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Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

🚀 Fast and reliable
💡 Great mobile banking app
👍 Awesome features
🤟 Best loan app
🤑 Affordable interest rates

Room to Improve

🐛 Frequent app crashes
🤯 Poor customer service
💸 High interest rates
🔒 Security and account access issues
🤖 Unreliable app performance

#2

Neocash Mobile by Shephard Trust Bank

Powered by Shepherd Trust

Strong Contender

3.7(6 ratings)

Free

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This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

#3

FairMoney: Save, Spend, Credit by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash

Worth Considering

4.6😐(14K ratings)

Free

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This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

🚀 Fast and easy loan process
👍 Reliable and trustworthy
💯 Smooth and seamless experience

Room to Improve

💰 High interest rates
🔍 Inconsistent loan offers
📞 Aggressive repayment reminders
🔒 Restricted access to account/funds

More apps like eLendly

Sycamore - Save Invest Borrow

Sycamore - Save Invest Borrow

Sycamore - Save Invest Borrow

Save, Invest & Get loans

Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

Personal loansBusiness loansLend money to friends

Compare with eLendly

Monica - Pay, Send, Bills

Monica - Pay, Send, Bills

Monica - Pay, Send, Bills

Everything Money and Bills

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease

Compare with eLendly

Digital Bank, Bills, Airtime

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers

Compare with eLendly

by OPay Digital Services Pte.Ltd.

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management

Compare with eLendly

PiggyVest: Save & Invest Today

PiggyVest: Save & Invest Today

PiggyVest: Save & Invest Today

Save, Invest & Manage Money

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest

Compare with eLendly

Paga - Send, Pay, and Bank

Paga - Send, Pay, and Bank

Paga - Send, Pay, and Bank

Borderless living

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards

free with in-app purchases

Compare with eLendly

YangaPlug - Pay and Earn

YangaPlug - Pay and Earn

YangaPlug - Pay and Earn

Shop, Pay Bills, Virtual Cards

This app allows users to purchase affordable data, settle bills, and generate virtual cards. It also provides services for booking flights and accessing other travel-related features, consolidating various transactions into a single platform.

Buy cheap dataPay billsCreate virtual cards

Compare with eLendly