Best eLendly alternatives: apps like eLendly

10+ similar apps compared and reviewed

3.8 avg rating
10 free apps
Updated November 2026

eLendly is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to eLendly

4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
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Manage your money with a digital bank offering easy spending, payment options, and high-interest savings. Access instant loans without collateral and enjoy a smart buy now, pay later service. Control your debit card and benefit from secure, transparent banking.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app
  • 🤑 Affordable interest rates

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates
  • 🔒 Security and account access issues
  • 🤖 Unreliable app performance
Neocash Mobile#2

Neocash Mobile by Shephard Trust Bank

Powered by Shepherd Trust
Strong Contender
💰 Finance
3.3(7 ratings)
Free
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This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.

FairMoney: Save, Spend, Credit#3
4.6😐(15K ratings)
Free
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This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
  • 🔒 Restricted access to account/funds

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4
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
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Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

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5
ALAT
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ALAT
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This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

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6
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
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Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease
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7
OPay Business
OPay Business
OPay Business
by OPay Digital Services Pte.Ltd.
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This app helps businesses manage payments, employees, and bills. It offers various collection methods, POS management, and access to over 200 billers for airtime, data, and utilities. Take your business to the next level with secure, profitable, and efficient financial services.

Omnichannel payment collectionEmployee and store managementPOS application and management
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8
Yangaplug: Travel, Card, Bills
Yangaplug: Travel, Card, Bills
Yangaplug: Travel, Card, Bills
Virtual Card, Flights & Data
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Manage finances, book travel, and pay bills all in one place. Get a virtual USD card for online purchases, book flights and hotels, buy eSIMs, and top up data. Pay bills instantly and earn rewards.

Virtual USD MastercardFlight and hotel bookingsTravel eSIMs and data bundles
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9
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers various ways to save, invest, and manage your money. Choose from flexible or strict savings options, automate deposits, and access pre-vetted investment opportunities with competitive returns. It prioritizes security and transparency, with a track record of paying back billions to users.

Automated savings plansTarget savings for goalsFixed-term savings with interest
💰 Finance
(7.6K)
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10
Andray Finance
Andray Finance
Andray Finance
Borrow smart, Build strong
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This digital lending platform offers quick and transparent loans to salaried professionals, entrepreneurs, and gig workers in Nigeria. It provides instant access to funds, easy repeat borrowing, and loan growth opportunities based on responsible repayment. The service prioritizes privacy and automated, secure transactions.

Instant loan access up to ₦5,000,000Streamlined, paperwork-free applicationEasy repeat borrowing
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