Best apps like FirstToken

10+ similar apps compared and reviewed

3.0 avg rating
10 free apps
Updated July 2026
FirstToken
FirstToken
First Bank of Nigeria Limited

Looking for something like FirstToken? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to FirstToken

UBA Secure Pass#1

UBA Secure Pass by United Bank For Africa

(Formerly called U-Token)
Editor's Choice
💰 Finance
1.9😞(194 ratings)
Free
UBA Secure Pass screenshot 1
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UBA Secure Pass screenshot 3

This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.

What We Love

  • ✅ Simple login process with UBA generated user ID
  • ⚡ Fast and efficient when working properly

Room to Improve

  • 🐛 Red screen freeze on launch (especially iPhone)
  • ❌ 'User not eligible' error message preventing access
  • 📱 Poor compatibility with iOS devices
Fidelity Token#2

Fidelity Token by Fidelity Bank Plc

Strong Contender
💰 Finance
2.4(58 ratings)
Free
Fidelity Token screenshot 1
Fidelity Token screenshot 2
Fidelity Token screenshot 3
Fidelity Token screenshot 4

Secure your online banking transactions with a mobile app that acts as a second factor for authentication. Verify fund transfers, bill payments, and recharges directly on your iOS device, eliminating the need for a physical hardware token. This app provides an easy and fast way to confirm transaction details and complete them with a secure One Time Passcode.

GT eToken#3

GT eToken by GUARANTY TRUST BANK PLC

Worth Considering
💰 Finance
1.8😞(89 ratings)
Free
GT eToken screenshot 1
GT eToken screenshot 2
GT eToken screenshot 3
GT eToken screenshot 4
GT eToken screenshot 5
GT eToken screenshot 6

This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online banking. It offers a convenient mobile alternative to hardware tokens, requiring a simple activation process and a personal passcode for access.

What We Love

  • ✅ Helpful customer support team (when reachable)
  • 🌍 Useful for diaspora customers without hardware token
  • ⚡ Fast authentication with biometric when working

Room to Improve

  • 🐛 App freezes and crashes frequently
  • ❌ Fails to activate with debit card details
  • 📧 OTP codes not sent to email or phone

More apps like FirstToken

4
Fidelity Online Banking
Fidelity Online Banking
Fidelity Online Banking
by Fidelity Bank Plc
Free

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

Secure transaction managementInter-bank fund transfersBiometric/Fingerprint login
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5
Zenith Bank eaZymoney
Zenith Bank eaZymoney
Zenith Bank eaZymoney
by Zenith Bank PLC
Free

Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

Account overview and historyFund transfers (own, Zenith, other banks, foreign)Bill payments and airtime recharge
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6
VULTe
VULTe
VULTe
by Polaris Bank Limited
Free

This app offers a unified platform for banking and lifestyle services. Manage your finances with a new dashboard, book travel, and shop with flexible payment options. Enjoy real-time notifications and quick account opening.

Smart dashboard for money managementDirect hotel and flight bookingsReal-time transaction notifications
💰 Finance
(540)
free
7
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
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8
FCMBOnlineToken vs2
FCMBOnlineToken vs2
FCMBOnlineToken vs2
by FIRST CITY MONUMENT BANK PLC
Free

This app provides a secure and convenient way to authenticate online banking transactions, replacing the need for physical hardware or SMS tokens. It offers enhanced security with a password feature and eliminates SMS delays for a smoother user experience.

Authenticate online transactionsAlternative to hardware/SMS tokensPassword security feature
💰 Finance
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9
Bamboo: Invest. Trade. Earn.
Bamboo: Invest. Trade. Earn.
Bamboo: Invest. Trade. Earn.
by Bamboo Global Inc
Free

Invest in US stocks easily and securely from your mobile phone. Access over 3,000 stocks with fractional investing options, even as a non-US citizen. Start your investment journey with minimal requirements and insured trades.

Easy registration with NINInstant trading of US stocksSIPC and FINRA insured trades
💰 Finance
(947)
free with in-app purchases
10
Sterling OneBank
Sterling OneBank
Sterling OneBank
OneBank
Free

This digital banking app allows users to open accounts instantly, manage money, pay bills, and access loans and investments. It offers a stylish interface, seamless onboarding, and robust security features for a convenient banking experience.

Instant account openingSend and receive moneyBill payments
💰 Finance
(920)
free