Best apps like OXYGEN: Mobile Banking

30+ similar apps compared and reviewed

4.8 avg rating
10 free apps
Updated July 2026

Whether you want more options like OXYGEN or a completely different take on the same concept, our curated list of 30+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to OXYGEN

Lili - Business Banking#1

Lili - Business Banking by Lili Financial Services LTD

Banking, Accounting & Taxes
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(6.9K ratings)
Free
Lili - Business Banking screenshot 1
Lili - Business Banking screenshot 2
Lili - Business Banking screenshot 3
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Lili - Business Banking screenshot 5
Lili - Business Banking screenshot 6

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

What We Love

  • ๐Ÿ’ฐ Helpful for managing business and personal finances
  • ๐Ÿ—‚๏ธ Useful for categorizing expenses and tracking tax savings
  • ๐Ÿš€ Convenient and easy to use app
  • ๐Ÿค‘ No monthly fees

Room to Improve

  • ๐Ÿค– Poor customer service and lack of responsiveness
  • ๐Ÿ”’ Security concerns with account access and information
  • ๐Ÿ’ณ Issues with debit card functionality and activation
OnePay โ€“ Mobile Banking#2

OnePay โ€“ Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(378K ratings)
FreeAds
#9in Finance
OnePay โ€“ Mobile Banking screenshot 1
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Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • ๐Ÿš€ Efficient banking features
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ‘ Intuitive user interface
  • ๐Ÿ’ก Useful budgeting tools

Room to Improve

  • ๐Ÿ› Unreliable app performance
  • ๐Ÿคฏ Frustrating account changes
  • ๐Ÿค” Lack of transparency
Sable#3

Sable by Sable Money Inc.

Banking for building a life
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(8.1K ratings)
Free
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Effortless, borderless banking designed to help you build credit and achieve financial goals. Open an account in minutes with no fees or credit checks, regardless of your location or citizenship. Earn cash back, enjoy premium perks, and send money internationally at the best rates.

What We Love

  • ๐Ÿš€ Instant virtual card
  • ๐Ÿ’ก Pathway to unsecured credit
  • ๐Ÿ‘ Convenient banking features
  • ๐Ÿš€ Fast credit building

Room to Improve

  • ๐Ÿ› Delayed physical card delivery
  • ๐Ÿ”’ Security and account access issues
  • ๐Ÿ‘Ž Unresponsive customer support

More apps like OXYGEN

4
GreenFi - Mobile Banking
GreenFi - Mobile Banking
GreenFi - Mobile Banking
Save, Spend, Invest
Free

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding
๐Ÿ’ฐ Finance
(31K)
free with in-app purchases
5
Porte: Mobile Banking
Porte: Mobile Banking
Porte: Mobile Banking
Get Paid Faster, Save, Earn
Free

This mobile finance app helps you get paid faster, access fee-free ATMs, and even gives back to charity with your spending. It offers in-person service options and aims to provide a convenient banking experience without monthly fees for qualifying users.

Get paid up to 2 days earlyNo monthly fee with qualifying direct depositCharitable giving on purchases
๐Ÿ’ฐ Finance
(14K)
free with in-app purchases
6
Mos: Money for students
Mos: Money for students
Mos: Money for students
A better way to pay for school
Free

This app helps students find and apply for unclaimed financial aid and scholarships. It matches you with opportunities based on your profile and allows quick applications. Get expert support for FAFSA and appeals, with premium options for personalized advice.

Scholarship matchingIn-app applicationCollege grant discovery
๐Ÿ’ฐ Finance
(13K)
free with in-app purchases
7
MyBambu
MyBambu
MyBambu
Your account for everything
Free

This financial app simplifies life in the U.S. by offering a checking account with a digital and physical Visa debit card. It allows for international money transfers, phone reloads, rewards, and savings promotions. Open an account easily with your country's ID, with no minimum balance or hidden fees.

Checking account with Visa debit cardInternational money transfersMobile phone top-ups
๐Ÿ’ฐ Finance
(31K)
free with in-app purchases
8
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
๐Ÿ’ฐ Finance
(233K)
free
9
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(63K)
free
10
STRIKE: Buy & Hold Bitcoin
STRIKE: Buy & Hold Bitcoin
STRIKE: Buy & Hold Bitcoin
Buy, sell, withdraw, send
Free

Easily buy, sell, and hold Bitcoin with flexible funding options and automated strategies. Access loans against your Bitcoin holdings and manage your portfolio with ease. Send payments and global money transfers using Bitcoin or cash.

Automated Bitcoin buying (DCA, target orders)Bitcoin-backed loansDirect deposit salary to Bitcoin
๐Ÿ’ฐ Finance
(28K)
free with in-app purchases