Qapital: The Money Saving App

Qapital: The Money Saving App

Save. Invest. Budget.

86K ratings
338 reviews
Free

Details

  • Released
  • Updated
  • March 14, 2015
  • July 15, 2026

Features

Qapital: The Money Saving App screenshot #1 for iPhone
Qapital: The Money Saving App screenshot #2 for iPhone
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Qapital: The Money Saving App screenshot #9 for iPhone
Qapital: The Money Saving App screenshot #10 for iPhone
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About

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goals
Smart budgeting rules
Invest in ETFs
Weekly spending card
Partnered goal saving
Progress tracking
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What users say

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+1

What's New in Qapital

5.49

July 15, 2026

- Bug Fixes: We squashed some bugs related to updating personal information in the app. Because of this, some users may be prompted to resubmit their SSN to keep everything accurate and secure. - Ask Qapital Improvements: We made general improvements to Ask Qapital, your ultimate tool for instant financial insights. See what your money is doing by simply tapping one of our preset questions to get quick answers to things like "How much did I spend this month?" or "How are my rules doing?".

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User reviews

Skip it

This app is cool to use but if you ever attempt to close account or cancel membership the app makes it so hard to stop. Even when you follow the directions listed it doesn’t go thru with the account deletion. You have to email support but that takes forever and a day to the point that you get charged several times before it actually deletes your account. It’s very frustrating that an account focused on financial health can make it incredibly difficult to cancel when you choose to no one utilize it. Very dissatisfied
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Service

Absolutely HORRENDOUS service. If you want to throw your money in an account and have them lock you out of it randomly and then not want to give you access back to it for weeks at a time then this is the app for you! I’ve been kicked out of my account due to their own doing now I have a hefty sum of money sitting somewhere I have no access to. All support says is we are working on it. Days on end. Absolutely terrible platform. If I could give 0 stars I would.
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Social security needed?

I updated my app and they are now requesting your home address and SSN. Why is this needed. Unable to access account until I enter that info. Continuing to withdraw from my bank account

Overdrafts my account monthly

It keeps taking money from my checking account that I do not have in there. I’m in the red $600 at the moment because of this app. It happens often.

The best

I love the app especially while on vacation. Great and secure to use. Thanks to everyone who helped out

Developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes and freezes

Bug

Disconnection issues with bank accounts

Bug

Incorrect or delayed transaction tracking

Bug

Requested Features

5 requests

Ability to exclude certain transactions from savings rules

Feature

More customization options for savings rules

Feature

Faster money transfers

Feature

Improved visibility into joint goal progress

Feature

Free tier or waived fees for long-term users

Feature

FAQ

What does Qapital do?

Qapital is a financial app designed to make saving, investing, and budgeting easier through automation. It uses behavioral economics principles to help users stick with their financial goals by setting up smart rules for transferring money.

What are the key features of Qapital?

Key features include setting unlimited personalized savings goals, creating smart rules for automatic money transfers based on habits, investing in ETFs, spending smarter with a dedicated debit card, and collaborating with a partner on shared financial goals.

How much does Qapital cost?

Qapital offers a 30-day free trial. After the trial, there is a monthly membership fee of $6. Current membership fees can be found on their pricing page.

Is Qapital available on different devices?

While the description doesn't explicitly state compatibility, financial apps like Qapital are typically available on both iOS and Android mobile devices to allow users to manage their finances on the go.

What are common use cases for Qapital?

Common use cases include saving for specific goals like presents, birthdays, vacations, or building an emergency fund. Users can also budget for weekly spending and invest for long-term financial growth.