Best Scarlet App alternatives: apps like Scarlet App

9+ similar apps compared and reviewed

4.2 avg rating
9 free apps
Updated October 2026

Scarlet App is great, but it's not the only option. Explore 9+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Scarlet App

Restart - Mobile Banking App#1

Restart - Mobile Banking App by Restart Financial Inc.

Debit card & direct deposit
Editor's Choice
๐Ÿ’ฐ Finance
4.0๐Ÿ˜ž(83 ratings)
Free
Restart - Mobile Banking App screenshot 1
Restart - Mobile Banking App screenshot 2
Restart - Mobile Banking App screenshot 3
Restart - Mobile Banking App screenshot 4
Restart - Mobile Banking App screenshot 5
Restart - Mobile Banking App screenshot 6

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

What We Love

  • ๐Ÿ‘ Easy and fast registration
  • ๐Ÿ‘ Convenient mobile banking app
  • ๐Ÿ‘ Free to use
  • ๐Ÿ‘ Good for refugees and newcomers
  • ๐Ÿ‘ Russian-speaking support available
  • ๐Ÿ‘ Ability to block card easily
  • ๐Ÿ‘ Online services are convenient
  • ๐Ÿ‘ No need for phone calls for card
  • ๐Ÿ‘ Future of mobile banking

Room to Improve

  • โŒ Scam accusations
  • โŒ Inability to withdraw funds
  • โŒ Accounts frozen and money taken
  • โŒ Deactivated accounts after deposit
  • โŒ Lies about no credit check
  • โŒ Suspicious activity alerts
  • โŒ Long hold on mobile check deposits
  • โŒ Cannot use debit card
  • โŒ Frustrating customer support (chat only)
  • โŒ Money transferred but unusable
  • โŒ Broken app, transfer errors
  • โŒ Cannot add bank account
  • โŒ Money sits in account, not accessible
  • โŒ App is a scam
4.7๐Ÿ˜ž(31K ratings)
FreeAds
GreenFi - Mobile Banking screenshot 1
GreenFi - Mobile Banking screenshot 2
GreenFi - Mobile Banking screenshot 3
GreenFi - Mobile Banking screenshot 4
GreenFi - Mobile Banking screenshot 5
GreenFi - Mobile Banking screenshot 6

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

What We Love

  • ๐Ÿ’ณ Debit card with cash back
  • ๐ŸŒณ Environmentally-conscious banking
  • ๐Ÿ” Transparency in investments
  • ๐Ÿ’ฐ Competitive interest rates
  • ๐Ÿง Free ATM access

Room to Improve

  • โฑ๏ธ Slow transaction processing
  • ๐Ÿค– Poor customer service
  • ๐Ÿ”’ Account lockouts and verification issues
  • ๐Ÿ’ฐ Unexpected fees
  • ๐Ÿ› App bugs and glitches
4.2๐Ÿ˜ž(5.3K ratings)
Free
GoBank - Mobile Banking screenshot 1
GoBank - Mobile Banking screenshot 2
GoBank - Mobile Banking screenshot 3
GoBank - Mobile Banking screenshot 4
GoBank - Mobile Banking screenshot 5

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

What We Love

  • ๐Ÿš€ Great app to pay and go
  • ๐Ÿ’ก Ability to stash money and check balance without logging in
  • ๐Ÿ‘ Convenient for Uber drivers

Room to Improve

  • ๐Ÿ› Frequent app crashes and errors
  • ๐Ÿ”’ Inability to access own money due to security issues
  • ๐Ÿ’ฐ Many hidden fees and charges
  • โš ๏ธ Unreliable customer service and account management

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4
Slash Banking
Slash Banking
Slash Banking
Banking for entrepreneurs
Free

This app provides comprehensive banking services for businesses, offering physical and virtual cards, unlimited transfers, and seamless integration with accounting software. Manage multiple business accounts from a single, intuitive interface.

Physical and virtual team cardsUnlimited domestic and international transfersMulti-business account management
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5
Greenwood - Mobile Banking
Greenwood - Mobile Banking
Greenwood - Mobile Banking
by Greenwood, Incorporated
Free

This financial app offers savings and spending accounts designed for the Black and Latino communities. It provides early direct deposit, fee-free ATM withdrawals, and opportunities to support community initiatives through account features.

Digital savings and spending accounts4.15% APY on savingsNo overdraft or monthly fees
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6
ACE Elite Prepaid
ACE Elite Prepaid
ACE Elite Prepaid
by Netspend Corporation
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Manage your prepaid account on the go with this app. Easily check balances, view transactions, send money, and reload funds. It offers secure and fast account management, including loading checks via photo.

Check account balance and historySend money to friends and familyFind reload locations
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7
Brink's Money Prepaid
Brink's Money Prepaid
Brink's Money Prepaid
by Netspend Corporation
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Manage your finances on the go with this mobile app. View your balance and transaction history, send money to others, and transfer funds to savings. It also helps you locate reload spots and deposit checks using your phone's camera.

View transaction history and balanceSend money to friends and familyTransfer money to Savings Account
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8
h.way
h.way
h.way
by numi apps
Free

This app offers a banking experience designed for your community, allowing you to manage money without minimum balances or surcharges. It provides a Mastercard debit card with identity theft protection, early payday access, and fee-free ATM withdrawals. Funds are FDIC-insured for your security.

No SSN required for signupNo minimum balance or surchargesFDIC-insured funds
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9
Western Union Netspend Prepaid
Western Union Netspend Prepaid
Western Union Netspend Prepaid
by Netspend Corporation
Free

Manage your prepaid card account on the go. Load checks, send and receive money transfers, track spending, and find reload locations conveniently from your mobile device.

Send and receive money transfersLoad checks via mobile captureView card account balance
๐Ÿ’ฐ Finance
(487)
free with in-app purchases