Best apps like The Ledger: Friend IOUs

9+ similar apps compared and reviewed

4.8 avg rating
9 free apps
Updated September 2026

Looking for something like The Ledger? We've analyzed 9+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to The Ledger

4.8๐Ÿ˜(1.2K ratings)
Free
Baird Online screenshot 1
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Monitor your wealth and track your financial plan with ease. View your portfolio, check your net worth, and securely access important documents. Get expert insights and connect with your financial advisor.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Intuitive app design
  • ๐Ÿš€ Smooth performance
  • ๐Ÿ’ก Useful mobile deposit feature
  • ๐Ÿ‘ Improved app experience in 2024

Room to Improve

  • ๐Ÿ› Blank screens and loading issues
  • ๐Ÿ› Bugs and crashes
  • ๐Ÿ› Compatibility problems with older devices
  • ๐Ÿ› Login and account access problems
  • ๐Ÿ” Limited functionality compared to website
4.9๐Ÿ˜ž(11K ratings)
Free
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Manage your finances conveniently from your mobile device. Access your CD and Savings accounts 24/7, view statements and transaction history, and easily transfer funds in and out.

What We Love

  • ๐Ÿ’ฐ Great interest rate
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš€ Super easy to transfer funds

Room to Improve

  • ๐Ÿ› Frequent app crashes and freezes
  • โฑ๏ธ Slow external transfers
  • ๐Ÿ”’ Unreliable login/authentication
  • ๐Ÿ“ฑ Limited app functionality compared to website

More apps like The Ledger

4
Citizens Pay
Citizens Pay
Citizens Pay
by Citizens Bank, N.A.
Free

Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.

24/7 secure account accessPaperless PDF statementsSchedule one-time payments
๐Ÿ’ฐ Finance
(14K)
free
5
GoodLeap Home
GoodLeap Home
GoodLeap Home
Account & Energy Management
Free

Manage smart home upgrades, track project progress, and monitor energy consumption all in one place. This app allows for easy payment management, access to project documents, and insights into solar system production and battery storage. It also offers expert advice for home upgrades and ways to save money and reduce your carbon footprint.

Payment managementProject trackingEnergy consumption monitoring
๐Ÿ’ฐ Finance
(3.7K)
free
6
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Your Wallet on Autopilot
Free

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiationSpending insightsCard benefit tracking
๐Ÿ’ฐ Finance
(9.5K)
free with in-app purchases
7
Fidelity Healthยฎ
Fidelity Healthยฎ
Fidelity Healthยฎ
Health benefits + expenses
Free

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

Access health plan coverage detailsStore health benefit ID cardsManage HSA and FSA balances
๐Ÿ’ฐ Finance
(26K)
free
8
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
Stocks, ETFs, options, crypto
Free

This app simplifies investing, banking, and trading for users of all experience levels. It provides commission-free trades, research tools, educational resources, and high-yield savings options.

Commission-free stock, ETF, and options tradesMutual fund tradingProfessionally built portfolios
๐Ÿ’ฐ Finance
(381K)
free with in-app purchases
9
Optum Bank
Optum Bank
Optum Bank
Connecting health & finance
Free

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

Track account balancesUnderstand eligible expensesPay for health costs
๐Ÿ’ฐ Finance
(55K)
free