CTBI Mobile vs CentralMOBILE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTBI Mobile
Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Pay bills
- View latest account balance
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Start banking wherever you are with CTBI Mobile! Available to all CTBI Mobile online banking customers CTBI Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills - Easily pay a one time bill payment
CentralMOBILE
Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.
- Mobile check deposit
- View account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payments
- Send money with Zelle
- Find bank branches and ATMs
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Securely bank wherever and whenever you want with CentralMOBILE from Central Bank. Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more. REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking. To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code. FEATURES: MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send. CHECK BALANCES – See your latest checking and savings account balances and recent transactions. TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts. PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking. ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle FIND LOCATIONS - Find nearby Central Bank branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by Zip code or address. www.centralbank.com Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.
Screenshots
Verdict
The clearest difference is ads: CTBI Mobile at none against CentralMOBILE's shown. CTBI Mobile also leads on monetization model (free vs free with in-app purchases) and review sentiment (60% vs 37%). CentralMOBILE's advantage is update cadence (every 3 months vs every 9 months). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for CTBI Mobile against 4.8 for CentralMOBILE. Both are backed by a comparable volume of ratings — 13K and 4.6K respectively. Written reviews are what separate them: 60% of CTBI Mobile's written reviews are positive against 37% of CentralMOBILE's.
CTBI Mobile ships an update every 9 months, CentralMOBILE every 3 months. The most recent releases landed on November 4, 2026 and November 1, 2026 respectively.
| Parameter | CTBI Mobile | CentralMOBILE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (13K ratings) — better | 4.8 (4.6K ratings) |
| Positive reviews | 59.7% of reviews — better | 37.3% of reviews |
| Number of ratings | 13K — better | 4.6K |
| Update frequency | Every 9 months | Every 3 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 93 MB | 112 MB |
| Age rating | 4+ | 4+ |
| Developer | Community Trust Bank | CENTRAL BANK & TRUST COMPANY |
Customer experience
CTBI Mobile
CentralMOBILE
User reviews
CTBI Mobile
From 13K App Store ratingsWhat we love
- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app
Room to improve
- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable
CentralMOBILE
From 4.6K App Store ratingsWhat we love
- 👍 Helpful customer service
- 💡 Useful mobile deposit feature
- 🚀 Smooth app experience when working
Room to improve
- 🐛 Frequent app crashes and login issues
- ⚠️ Unreliable app performance and availability
- 🔍 Lack of transparency around maintenance and downtime
Bugs and requests
CTBI Mobile
Reported bugs
3 issues- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices
Requested features
3 requests- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit
CentralMOBILE
Reported bugs
3 issues- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality
Requested features
3 requests- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions
In-app purchases
CTBI Mobile
No in-app purchases
CentralMOBILE
No in-app purchases
Questions
Is CTBI Mobile free?
Is CentralMOBILE free?
Which has better reviews, CTBI Mobile or CentralMOBILE?
Do CTBI Mobile or CentralMOBILE have ads?
Which is updated more often, CTBI Mobile or CentralMOBILE?
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