Comparison

Amplify Mobile vs UFCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amplify Mobile

Manage your finances conveniently from your smartphone. Access accounts, deposit checks, schedule payments, and transfer funds. Enjoy fee-free banking and enhanced security features.

Highlights
  • Account access and transaction history
  • Mobile check deposit
  • Schedule payments and transfers
  • Open new accounts and apply for loans
  • Push notifications and card controls
  • Automated account switching
  • Biometric login and passcode lock
Features
Read full description

As a digital-first credit union, our focus is on putting more banking tools into the hands of our members. With mobile banking at Amplify Credit Union, you can access your accounts, deposit funds, update your payments, and so much more – all from the comfort of your own home. Zero Fees · Amplify charges $0.00 in transaction and bank fees¹ as part of our fee-free banking program. · Pay $0.00 in fees on all transactions with online banking at Amplify. · Avoid overdraft fees with online transactions. Mobile Check Deposit · Deposit checks from anywhere with mobile check deposit at Amplify. Online Transactions · Schedule one-time or recurring payments in online banking. · Transfer funds to your external accounts or to other Amplify members. Account Insights · Get 24/7 access to your accounts and transaction history in online banking. · Open new accounts or apply for loans within online banking. · Get set up with push notifications and alerts in online banking with card controls. Automated Account Switching · Automatically switch direct deposits or recurring transactions with our ClickSWITCH tool. · Switches can be submitted in online banking in as little as 90 seconds. · Switches will typically be processed in 5-15 business days. Account Safety · Protect your online banking experience with Touch ID, Face ID, or a passcode lock on eligible devices³. · View our Privacy & Security information at goamplify.com/disclosures. ¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services). ²In some cases, Amplify will not make all funds available to you by the following business day. View our full Mobile Check Deposit Service Agreement at goamplify.com/disclosures. ³Learn more about these features in our online help center at help.goamplify.com.

About

UFCU Mobile

Manage your UFCU accounts securely and conveniently from your mobile device. Access real-time balances, make deposits, transfer funds, and pay bills with advanced security features like Face ID and PIN login.

Highlights
  • Card activation and management
  • Real-time balance and transaction history
  • Mobile check deposit
  • Fund transfers between accounts
  • Bill payment
  • Secure messaging
Features
Read full description

UFCU Mobile Banking provides fast, secure access to your UFCU accounts from an iPhone® or iPad®. With one universal login and password, you can access Online Banking and the Mobile app across all your devices. The UFCU digital banking experience offers the following features and benefits: Manage Your Accounts • Activate your cards • View real-time balance and transaction history • Manage your scheduled transfers and view history • Activate, lock, or unlock your debit and credit card • Monitor your mortgage loan, make payments, and view statements Stay Secure • Log in with 5-digit PIN, Face ID®, or Touch ID® • Rest assured your data is protected with advanced encryption, secure processes, and audits • Set and change your card PIN • Send a secure message to the Member Services team Move Your Money • Deposit multiple checks at once with Mobile Deposit • Move funds between UFCU and your accounts at other financial institutions • Send money to friends and family, including at other financial institutions • Use UFCU Bill Pay to make payments and view payment history • Make real-time credit card payments • Get a credit card cash advance Please visit UFCU.org/MobileFAQs for more details. *UFCU does not charge a fee for UFCU Mobile Banking. Standard messaging and data rates may apply. UFCU is an Equal Housing Opportunity lender. This credit union is federally insured by the National Credit Union Administration.

Screenshots

Amplify Mobile4 screens
UFCU Mobile4 screens

Verdict

The call

The clearest difference is rating: UFCU Mobile at 4.7 against Amplify Mobile's 3.0. UFCU Mobile also leads on update cadence (fortnightly vs every 5 months) and monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UFCU Mobile holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: UFCU Mobile has 21K ratings behind it against 95, so its average is the more settled of the two. Written reviews point the same way: 24% of Amplify Mobile's written reviews are positive against 25% of UFCU Mobile's.

UpkeepUpdate frequency

Amplify Mobile ships an update every 5 months, UFCU Mobile fortnightly. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Amplify Mobile versus UFCU Mobile: the parameters behind the verdict, then further details
ParameterAmplify MobileUFCU Mobile
PriceFreeFree
Rating3.0 (95 ratings)4.7 (21K ratings) — better
Positive reviews23.7% of reviews24.7% of reviews — better
Number of ratings9521K — better
Update frequencyEvery 5 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size129 MB426 MB
Age rating12+4+
DeveloperAmplify Credit UnionUniversity Federal Credit Union

Customer experience

Amplify Mobile

All ratings95 ratings
Positive46.3%
Neutral4.2%
Negative49.5%
Written reviews59 reviews
Positive23.7%
Neutral6.8%
Negative69.5%

UFCU Mobile

All ratings21,026 ratings
Positive92.1%
Neutral1.9%
Negative6.0%
Written reviews291 reviews
Positive24.7%
Neutral13.7%
Negative61.5%

User reviews

Amplify Mobile

From 95 App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Fast transfers
  • 🔄 Reordering accounts
  • 🎨 Color-coded accounts
  • 📱 Landscape support for descriptions

Room to improve

  • 🐛 App is glitchy
  • 🐛 App is buggy
  • 🐛 App crashes frequently
  • 🐛 App won't open
  • 🐛 Login issues

UFCU Mobile

From 21K App Store ratings

What we love

  • 👍 Easier to navigate
  • 🚀 Faster performance
  • 🔒 Improved security features
  • 🌟 Modern and clean design

Room to improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow account balance updates
  • 🤔 Missing key features from old app
  • 🕰️ Longer login process
  • 🤯 Confusing user interface

Bugs and requests

Amplify Mobile

Reported bugs

57 issues
  • App won't open
  • Regularly requires identity verification with code sent to spouse's phone/email
  • Bill pay setup fails with 'enrollment failed' error
  • Savings APY shows $0.0000
  • App is glitchy and requires frequent reinstallation
Show 52 more
  • Connection issues with iPhone 11
  • Multiple mobile check deposits fail, app crashes or throws user out
  • Check deposit feature stuck on loading
  • Check deposit only works in horizontal position
  • Submit key for check deposit not shown
  • Mobile check deposit boots user out of the app after taking pictures
  • App loops back to sign-in page instead of logging in
  • Check image deposit broken, shows spinning wheel with no confirmation or error
  • App crashes every time trying to deposit a check via picture
  • Deposit check feature doesn't work, shows error message
  • App loading issues, won't login
  • New version breaks one-touch login
  • Transaction history verbiage truncated, requires tapping each transaction
  • Cannot login, password incorrect while it works online
  • App hangs after logging in, shows spinning wheel
  • App won't boot, just spins
  • App times out during login
  • New app won't load, just spins
  • Cannot deposit checks, app suggests using mobile app while already in it
  • App crashes on certain pages
  • Cannot deposit checks with the app
  • New update is broken, incapable of logging in
  • Check deposit feature doesn't work
  • Mobile check deposit repeatedly says 'try again' when taking image
  • App is not working at all, won't stop loading when trying to sign in
  • Fingerprint access takes a long time to appear or doesn't appear
  • Check deposit feature doesn't work
  • App crashes when trying to deposit a check
  • App is buggy, will not login, loops back to sign in page
  • Check deposit not working, boots user out of app
  • Mobile deposit closes application and deposit is lost
  • Check deposit feature is stuck on loading
  • App crashes every time trying to deposit a check
  • App not working properly, spins and spins
  • App won't let me take a photo of my check to deposit
  • App keeps telling me to download the mobile app while I'm in it
  • Electronic check deposits are spotty
  • Personal information changes online not updated in app
  • App keeps loading and won't login
  • App hasn't been working, won't stop loading when trying to sign in
  • Can only log in half of the time
  • New version breaks one touch login
  • Check deposit doesn't work
  • App locks up and crashes on certain pages
  • Cannot deposit checks with the app
  • New update is broken, incapable of logging in
  • Cannot deposit checks from smartphone
  • Check depositing needs serious work, finicky when taking pictures
  • Cannot transfer to external account
  • Check deposit doesn't work, repeatedly 'try again'
  • App won't let me click on accounts on the regular site, amounts shown are never right
  • Graphic assets could use polish, low-res loading circle, skewed icons

Requested features

10 requests
  • Incorporate website features like spending wheel
  • Add 'make buckets' feature for expense tracking
  • Improve bill pay setup
  • Add Touch ID or 1Password integration for login
  • Add ability to highlight specific account transactions for categorization/naming
Show 5 more
  • Allow users to set reminders for specific named/categorized transactions
  • Allow users to sort transactions by name, category, or type
  • Add dark mode
  • Improve transaction history scan-ability
  • Allow transfers to external accounts

UFCU Mobile

Reported bugs

3 issues
  • Unable to log in with valid credentials
  • Inconsistent pending transaction display
  • Accounts not syncing properly

Requested features

4 requests
  • Restore ability to transfer between UFCU members
  • Bring back express account view
  • Add option to remove corporate logos from transactions
  • Improve transaction history display and sorting

In-app purchases

None

Amplify Mobile

No in-app purchases

None

UFCU Mobile

No in-app purchases

Questions

Is Amplify Mobile free?
Amplify Mobile is free to download, with no in-app purchases.
Is UFCU Mobile free?
UFCU Mobile is free to download, with no in-app purchases.
Which has better reviews, Amplify Mobile or UFCU Mobile?
UFCU Mobile is rated higher. Amplify Mobile averages 3.0 out of 5 from 95 ratings, while UFCU Mobile averages 4.7 from 21K ratings.
Do Amplify Mobile or UFCU Mobile have ads?
Neither Amplify Mobile nor UFCU Mobile shows ads.
Which is updated more often, Amplify Mobile or UFCU Mobile?
Amplify Mobile ships an update every 5 months, and UFCU Mobile fortnightly. Most recently, Amplify Mobile was updated on October 16, 2026 and UFCU Mobile on October 19, 2026.

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