Spending Tracker vs SpendWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
SpendWise
Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.
- Expense and budget tracking
- Digital khata and ledger management
- Secure iCloud sync
- Passcode lock for privacy
- Multi-currency support
- Daily expense reminders
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SpendWise helps you track expenses, manage budgets, and maintain khata records — all in one secure app. Perfect for daily expense tracking, personal finance, and small business bookkeeping. Expense & Budget Tracking * Manage daily, monthly, and calendar-based transactions * Instantly view single-day total expenses * Edit or delete transactions anytime * Organize spending by categories and accounts * Create custom categories that match your lifestyle Khatabook & Ledger Management * Maintain digital khata records for personal or business use * Add multiple users to shared ledgers * Automatically calculate and share updated totals when new entries are added * Easily edit and manage khata entries Secure iCloud Sync * All data is securely stored in iCloud * Restore your data automatically after reinstalling the app * No manual backup required Privacy & Security First * Protect your data with Passcode Lock * Your financial information stays private and encrypted Multiple Currency Support * Track expenses in multiple currencies * Ideal for travellers, freelancers, and global users Daily Expense Reminders * Set daily reminders to log expenses on time * Build a consistent money-tracking habit Why Choose SpendWise - Clean and intuitive design - Fast and reliable performance - Suitable for individuals, families & small businesses - Built for long-term daily use Download SpendWise today and take smart control of your money.
Screenshots
Verdict
The clearest difference is in-app purchases: SpendWise at none against Spending Tracker's 1. SpendWise also leads on update cadence (every 8 days vs every 2 months) and rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (19K vs 2) and device support (5 vs 2). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. SpendWise asks for nothing beyond the download.
SpendWise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 2, so its average is the more settled of the two.
Spending Tracker ships an update every 2 months, SpendWise every 8 days. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.
| Parameter | Spending Tracker | SpendWise |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 94.5% of reviews | — |
| Number of ratings | 19K — better | 2 |
| Update frequency | Every 2 months | Every 8 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Vishalbhai Vaghasiya |
Customer experience
Spending Tracker
SpendWise
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
SpendWise
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
SpendWise
No in-app purchases
Questions
Is Spending Tracker free?
Is SpendWise free?
Which has better reviews, Spending Tracker or SpendWise?
Do Spending Tracker or SpendWise have ads?
Which is updated more often, Spending Tracker or SpendWise?
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