Comparison

AFmobile® vs MidFirst Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFmobile®

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

Highlights
  • File and track claims
  • View policy coverage
  • Access EOBs
  • Check account balance
  • Store receipt images
  • Calculate pre-tax savings
  • Manage personal information
Features
Read full description

AFmobile® Access your American Fidelity reimbursement account(s), insurance benefits, annuities, and enrollment information with AFmobile®. Manage your benefits: File and track claims View policy to see what’s covered Access electronic EOBs Connect to your reimbursement account funds: File claims and check account balance See recent Benefits Debit Card transactions and details Store receipts or other documentation images Stay close to your account: Elect text and email notifications Manage personal information Enroll in direct deposit AFmobile is a great tool when preparing for your enrollment. The app allows you to: Calculate pre-tax savings, Determine how much to contribute to your FSA, and Learn about the importance of benefits and which options are available to you. Your account balance may not reflect recent pending Benefits Debit Card transactions. There is no charge to use AFmobile. Message and data rates may apply. For support with AFmobile, please email us at https://americanfidelity.com/mobile/forms/app-feedback/.

About

MidFirst Bank

Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, deposit checks, and control your cards. You can also send money to others and find banking locations.

Highlights
  • Check account balances and transactions
  • Transfer funds between accounts
  • Deposit checks remotely
  • Send money with Zelle®
  • Lock/unlock debit and credit cards
  • Pay bills and manage payees
  • Find banking locations and schedule appointments
Features
Read full description

Start banking wherever you are with MidFirst Bank! Available to all online banking customers of MidFirst Bank, Available to all online banking customers of MidFirst Bank. MidFirst Bank allows you to check balances and recent transactions, lock your debit and credit cards, transfer funds, pay bills, deposit checks, find locations and send money with Zelle® - all from your smartphone. Member FDIC Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number Internal/External Transfers - Easily transfer cash between your internal and external accounts Mobile Deposit - Deposit checks on the go to your MidFirst Bank account Zelle® - Send money to your friends and family with your mobile device Card Controls - Lock and unlock your MidFirst debit and credit cards - Receive convenient purchase notifications Bill Pay - Pay new bills, add new payees, revise bills scheduled to be paid, and review previously paid bills Statements - Access your statements and tax forms electronically from your mobile phone Schedule an Appointment - Find nearby banking centers using the mobile device's built-in GPS (or search by zip code or address) - Schedule an appointment to open a new account, apply for a loan, or meet with a MidFirst personal banker

Screenshots

AFmobile®4 screens
MidFirst Bank4 screens

Verdict

The call

AFmobile® and MidFirst Bank both sit at 4.8 stars, but that hides the real split: 85% of AFmobile®'s written reviews are positive against 11% of MidFirst Bank's. AFmobile® also leads on ratings volume (83K vs 4.4K). MidFirst Bank's advantage is monetization model (free vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for AFmobile® against 4.9 for MidFirst Bank. That said, the two scores are not equally well evidenced: AFmobile® has 83K ratings behind it against 4.4K, so its average is the more settled of the two. Written reviews are what separate them: 85% of AFmobile®'s written reviews are positive against 11% of MidFirst Bank's.

UpkeepUpdate frequency

AFmobile® ships an update every 6 weeks, MidFirst Bank monthly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
AFmobile® versus MidFirst Bank: the parameters behind the verdict, then further details
ParameterAFmobile®MidFirst Bank
PriceFreeFree
Rating4.8 (83K ratings)4.9 (4.4K ratings) — better
Positive reviews84.6% of reviews — better11.4% of reviews
Number of ratings83K — better4.4K
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size70 MB301 MB
Age rating4+4+
DeveloperAmerican Fidelity Assurance CompanyMidFirst Bank

Customer experience

AFmobile®

All ratings83,317 ratings
Positive97.8%
Neutral1.6%
Negative0.6%
Written reviews488 reviews
Positive84.6%
Neutral2.5%
Negative12.9%

MidFirst Bank

All ratings4,444 ratings
Positive97.3%
Neutral1.7%
Negative1.0%
Written reviews394 reviews
Positive11.4%
Neutral2.0%
Negative86.5%

User reviews

AFmobile®

From 83K App Store ratings

What we love

  • 🚀 Easy to file claims
  • 👍 User-friendly app
  • 💯 Excellent customer service
  • ⚡️ Fast claim processing
  • 🙌 Convenient mobile options

Room to improve

  • 🐛 Buggy app experience
  • 🤔 Confusing claim submission process
  • ⏱️ Slow response times
  • 🤷‍♀️ Inconsistent information from representatives
  • 📁 Issues with uploading/submitting documents

MidFirst Bank

From 4.4K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 🔒 Increased security features
  • 👍 Intuitive and user-friendly interface
  • 💡 Expanded functionality and new features

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow performance and long load times
  • 🔍 Difficulty navigating and accessing information
  • 🔌 Unreliable connectivity and login issues

Bugs and requests

AFmobile®

Reported bugs

4 issues
  • App crashing or freezing
  • Incorrect claim information displayed
  • Submitted claims disappearing or not processing
  • Inability to upload all required documents

Requested features

5 requests
  • Allow pasting of information into form fields
  • Improve calendar/date selection functionality
  • Provide more transparency on claim status
  • Add ability to view previously submitted documents
  • Streamline the wellness/cancer claim submission process

MidFirst Bank

Reported bugs

4 issues
  • Inconsistent account balance calculations
  • Frequent unexpected logouts
  • Inability to access certain account details
  • Plaid connection issues after update

Requested features

4 requests
  • Restore previous app functionality
  • Improve transaction history and balance visibility
  • Add check image viewing capability
  • Enhance third-party app integration

In-app purchases

None

AFmobile®

No in-app purchases

None

MidFirst Bank

No in-app purchases

Questions

Is AFmobile® free?
AFmobile® is free to download, with no in-app purchases.
Is MidFirst Bank free?
MidFirst Bank is free to download, with no in-app purchases.
Which has better reviews, AFmobile® or MidFirst Bank?
MidFirst Bank is rated higher. AFmobile® averages 4.8 out of 5 from 83K ratings, while MidFirst Bank averages 4.9 from 4.4K ratings.
Do AFmobile® or MidFirst Bank have ads?
Neither AFmobile® nor MidFirst Bank shows ads.
Which is updated more often, AFmobile® or MidFirst Bank?
AFmobile® ships an update every 6 weeks, and MidFirst Bank monthly. Most recently, AFmobile® was updated on September 24, 2026 and MidFirst Bank on September 23, 2026.

Other comparisons