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Best 401K Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our 401k list covers 250+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top 401K Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoSep 2026
2401k: Your Retirement Guide401k: Your Retirement GuideFree4.8★ (13)NoYesAug 2026
3Empower ®Empower ®Free4.8★ (404K)NoNoSep 2026
4NetBenefitsNetBenefitsFree4.6★ (29K)NoNoSep 2026
5Principal®Principal®Free4.8★ (235K)NoNoSep 2026
6T. Rowe Price Personal®T. Rowe Price Personal®Free4.6★ (23K)NoNoSep 2026
7Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
8VoyaVoyaFree4.7★ (188K)NoNoSep 2026

Top Picks for 401K

Fidelity Investments#1

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Editor's Choice
💰 Finance
4.8😐(3.3M ratings)
Free
#17in Finance
Fidelity Investments screenshot 1
Fidelity Investments screenshot 2
Fidelity Investments screenshot 3
Fidelity Investments screenshot 4
Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
401k: Your Retirement Guide#2

401k: Your Retirement Guide by Jake's Quiz Ltd

Capital Financial Benefits Pro
Strong Contender
🔧 Utilities
4.8(13 ratings)
FreeIn-App Purchases
401k: Your Retirement Guide screenshot 1
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401k: Your Retirement Guide screenshot 3
401k: Your Retirement Guide screenshot 4
401k: Your Retirement Guide screenshot 5
401k: Your Retirement Guide screenshot 6

This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

Empower ®#3

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(404K ratings)
Free
#66in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality

More 401K apps to explore

4
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
5
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(235K)
free with in-app purchases
6
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
7
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
8
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
9
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
10
ADP Mobile Solutions
ADP Mobile Solutions
ADP Mobile Solutions
HR for Employees & Managers
Free

Access payroll, time, benefits, and HR information for yourself and your team. Track time, view pay statements, manage time off, and connect with colleagues. Managers can approve requests and view team calendars.

View pay & W2 statementsRequest and approve time offTrack time & attendance (punch in/out, timesheets)
💼 Business
(4.4M)
free with in-app purchases
11
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(37K)
free
12
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
Stocks, ETFs, options, crypto
Free

This app simplifies investing, banking, and trading for users of all experience levels. It provides commission-free trades, research tools, educational resources, and high-yield savings options.

Commission-free stock, ETF, and options tradesMutual fund tradingProfessionally built portfolios
💰 Finance
(381K)
free with in-app purchases
13
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrow®
Free

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

Consolidated account viewMobile check depositIntuitive trade ticket
💰 Finance
(1.2M)
free with in-app purchases
14
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
Roll over your old 401(k)s
Free

Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

Consolidate 401(k)s and IRAsChoose Traditional, Roth, or SEP IRA1% rollover match available
💰 Finance
(14)
ad-supported
15
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Manage your retirement savings and investments on the go. Access account balances, track performance, and adjust savings or investment strategies. Utilize tools to project future retirement outlook based on your current plan.

On-the-go account accessView account balance and performanceAdjust savings rate
💰 Finance
(3.2K)
free
16
Enrich: Portfolio Tracker
Enrich: Portfolio Tracker
Enrich: Portfolio Tracker
Retirement & investing planner
Free

Automate investment tracking and goal management for passive investors. Connect brokerage accounts, set financial goals, and receive alerts for rebalancing and tax optimization. Designed for those who want control with less manual work.

Connect brokerage accountsSet financial goalsLink investments to goals
💰 Finance
(7)
free
17
Planforge 401k
Planforge 401k
Planforge 401k
Pay Your Team, Not the IRS
Free

Access your employer-sponsored 401(k) plan securely and instantly. View your dashboard, sign forms electronically, set up auto-escalation, and receive personalized investment recommendations. Track deadlines and plan milestones with ease.

Personalized 401(k) dashboardElectronic form signingAuto-escalation setup
💰 Finance
(2)
free
18
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

View account balancesCheck personal rate of returnReview transaction history
💰 Finance
(11K)
free
19
1st 401k
1st 401k
1st 401k
by 1st Source Corporation
Free

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

Retirement plan managementAccount reviewEmployer-sponsored plan access
💰 Finance
(1)
free
20
READYSAVE™
READYSAVE™
READYSAVE™
by Ascensus
Free

Manage your retirement savings with secure login, account balance checks, and investment tracking. Get personalized guidance to adjust your savings rate and build confidence for your future.

Secure login (Face ID, Touch ID, passcode)View account balances and transaction historyTrack investments and rate of return
💰 Finance
(9.9K)
free

FAQ about 401K

What are the best 401k apps for iPhone?
Fidelity Investments tops our 401k apps ranking as of August 2026, with a 4.8-star average from 3.3M App Store ratings, and it's free to download.
Yes — 20 of the top 401k apps we rank are free to download, including Fidelity Investments and 401k: Your Retirement Guide.
Fidelity Investments has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ 401k apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to invest in stocks, ETFs, and mutual funds using industry-leading research. You can also trade cryptocurrencies like bitcoin and ethereum, manage your cash, pay bills, and schedule transfers. It provides professional insights and tools to help you make smarter money decisions.
You can invest in a variety of assets including stocks, ETFs, and mutual funds. The app also supports trading of cryptocurrencies such as bitcoin and ethereum through Fidelity Crypto®. Before investing, it's important to consider the investment objectives, risks, charges, and expenses associated with each fund.

Related searches

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