Best 401K Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

From beginner-friendly picks to power-user tools, our 401k list covers 249+ iPhone apps updated through October 2026. Compare ratings, prices, and screenshots in one place.

Compare top 401K Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.4M)NoNoNov 2026
2NetBenefitsNetBenefitsFree4.6★ (29K)NoNoNov 2026
3401k: Your Retirement Guide401k: Your Retirement GuideFree4.7★ (124)NoYesNov 2026
4Empower ®Empower ®Free4.8★ (424K)NoNoNov 2026
5Principal®Principal®Free4.8★ (240K)NoNoNov 2026
6T. Rowe Price Personal®T. Rowe Price Personal®Free4.6★ (23K)NoNoNov 2026
7ADP Mobile SolutionsADP Mobile SolutionsFree4.7★ (4.5M)YesNoNov 2026
8VoyaVoyaFree4.7★ (191K)NoNoNov 2026

Top Picks for 401K

Fidelity Investments#1

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Editor's Choice
💰 Finance
4.8😐(3.4M ratings)
Free
#11in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view
  • 👍 Reliable and trustworthy platform

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
  • 🔍 Lacking key features for active traders
  • 🐛 Buggy app with frequent crashes and performance issues
NetBenefits#2

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Strong Contender
💰 Finance
4.6😞(29K ratings)
Free
#44in Finance
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Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
  • ⏱️ Slow performance and long load times
401k: Your Retirement Guide#3

401k: Your Retirement Guide by Jake's Quiz Ltd

Capital Financial Benefits Pro
Worth Considering
🔧 Utilities
4.7(124 ratings)
FreeIn-App Purchases
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This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

More 401K apps to explore

FAQ about 401K

What are the best 401k apps for iPhone?
Fidelity Investments tops our 401k apps ranking as of October 2026, with a 4.8-star average from 3.4M App Store ratings, and it's free to download.
Yes — 20 of the top 401k apps we rank are free to download, including Fidelity Investments and NetBenefits.
Fidelity Investments has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ 401k apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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