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Best 401K Apps

189+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our 401k list covers 189+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for 401K

Fidelity Investments#1

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Editor's Choice
💰 Finance
4.8😐(3.1M ratings)
FreeAds
#12in Finance
Fidelity Investments screenshot 1
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Fidelity Investments screenshot 4
Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest confidently with an all-in-one investing app offering secure trading, financial learning resources, and 24/7 customer support. Get started with no fees and explore powerful trading tools for stocks, ETFs, and more, backed by Fidelity's expertise. Explore more at https://www.fidelity.com/mobile/overview.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
Empower ®#2

Empower ® by Empower Annuity Insurance Company of America

Plan, save, invest, retire
Strong Contender
💰 Finance
4.8😞(386K ratings)
FreeAds
#75in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
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Empower ® screenshot 5

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
NetBenefits#3

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Worth Considering
💰 Finance
4.6😞(28K ratings)
Free
#79in Finance
NetBenefits screenshot 1
NetBenefits screenshot 2
NetBenefits screenshot 3
NetBenefits screenshot 4
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NetBenefits screenshot 6

Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience

More 401K apps to explore

4
401k: Your Retirement Guide
401k: Your Retirement Guide
401k: Your Retirement Guide
Capital Financial Benefits Pro
Free
🔧 Utilities
(13)
5
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

💰 Finance
(226K)
6
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

💰 Finance
(177K)
7
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Track your financial goals with a secure mobile app that helps you manage your retirement savings with features like viewing account activity, balances, and asset allocation. Invest with confidence and take control of your financial future.

💰 Finance
(23K)
8
ADP Mobile Solutions
ADP Mobile Solutions
ADP Mobile Solutions
HR for Employees & Managers
Free

Access a comprehensive Human Resources platform for employees on the go, enabling easy management of work-related tasks, payroll, benefits, time tracking, and more. Streamline your work life with this all-in-one mobile solution.

💼 Business
(4.3M)
9
Voya
Voya
Voya
by Voya Services Company
Free

Download our mobile app to easily save for retirement, manage your finances on-the-go, and access tools to boost your savings. Secure, intuitive, and designed to simplify money management, helping you retire with confidence.

💰 Finance
(186K)
10
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
11
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
Stocks, options, mutual funds
Free

An all-in-one investment and trading app with commission-free trades, professionally built portfolios, comprehensive research tools, banking features, and live streaming video. Start investing confidently and conveniently with E*TRADE today.

💰 Finance
(381K)
12
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Safely manage your retirement plan on-the-go with easy access to account details, real-time projections, goal-setting, financial tools, and educational resources. Take charge of your retirement with our app today!

💰 Finance
(34K)
13
READYSAVE™
READYSAVE™
READYSAVE™
by Ascensus Inc
Free

Download an app for secure login with Face ID or passcode, track accounts, investments, and retirement income projection. Personalized guidance available for adjusting savings rate. Build confidence in saving for the future. Download today!

💰 Finance
(1K)
14
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrow®
Free

This app helps you manage your finances on the go, offering features such as trading stocks, ETFs, and more, secure login options, real-time market data, customizable watchlists, and mobile check deposits. Take charge of your financial future today!

💰 Finance
(2.9K)
15
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Manage your 401k
Free

This app is designed for participants in American Funds RecordkeeperDirect 401k plans to manage their retirement accounts. Users can view account details, make changes to their account, and access various account management features provided by Capital Group, home of American Funds. Contact your employer to determine if this app is suitable for your plan.

💰 Finance
(9.6K)
16
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Access and manage your Transamerica retirement account on-the-go with this app. View account balance, investment performance, make changes to savings, and utilize the OnTrack® tool to optimize your retirement strategy. Log in to stay on top of your retirement goals anytime, anywhere.

💰 Finance
(3.2K)
17
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Manage your 401(k) easily with the Guideline app. Set up, track, and adjust your retirement savings conveniently from your phone. Ensure security with mobile-first features. Visit guideline.com to learn more.

💰 Finance
(1.8K)
18
Alight Mobile
Alight Mobile
Alight Mobile
Get your benefits on the go.
Free

Access your employer benefits seamlessly with this app designed for employees and benefit participants of companies partnering with Alight Solutions. Manage health, retirement, and payroll details, find healthcare providers, enroll in benefits, review financial plans, access insurance cards, and more – all in one convenient place. Partner with Alight Solutions for a smarter way to handle your benefits.

💼 Business
(272K)
19
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
Free

Access your retirement account securely anytime, anywhere with our mobile app. Track balances, adjust contributions, and stay secure with biometric authentication. Start planning for a better retirement today.

💰 Finance
(4.2K)
20
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Ups®. Start investing and saving today for financial growth.

💰 Finance
(952K)

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