Best Advance Loan Apps

245+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Looking for free advance loan apps? 20 of our 245+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Advance Loan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (41K)YesNoOct 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (46K)NoNoOct 2026
3Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8โ˜… (567K)NoNoOct 2026
4Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8โ˜… (390K)YesNoOct 2026
5Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4โ˜… (32K)NoNoOct 2026
6B9: Cash AdvanceB9: Cash AdvanceFree4.5โ˜… (23K)YesNoOct 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8โ˜… (908K)NoNoOct 2026
8EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8โ˜… (460K)NoNoOct 2026

Top Picks for Advance Loan

SoLo Funds: Lend & Borrow#1
4.4๐Ÿ˜ž(41K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • ๐Ÿ’ฐ Helpful for emergencies
  • ๐Ÿค Community-driven lending platform
  • โšก Quick loan funding
  • ๐Ÿ•ฐ๏ธ Flexible repayment periods
  • ๐Ÿ†™ Ability to build credit score

Room to Improve

  • ๐Ÿคทโ€โ™‚๏ธ Inconsistent customer support
  • ๐Ÿคฏ Unclear fees and policies
  • ๐Ÿค• High risk of loan defaults
  • ๐Ÿคฌ Lack of lender protection
  • ๐Ÿ“‰ Declining lender satisfaction
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(46K ratings)
Free
#80in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
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Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing
  • ๐Ÿค” Unclear approval criteria
  • ๐Ÿคจ Unethical business practices
Brigit: Cash Advance & Credit#3

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(567K ratings)
Free
#41in Finance
Brigit: Cash Advance & Credit screenshot 1
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Brigit: Cash Advance & Credit screenshot 3
Brigit: Cash Advance & Credit screenshot 4
Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • ๐Ÿš€ Fast and easy to use
  • ๐Ÿ’ฐ Helpful during financial emergencies
  • ๐Ÿค Reliable and trustworthy service
  • ๐Ÿ”’ Secure account connection

Room to Improve

  • ๐Ÿ› Inconsistent app performance
  • ๐Ÿค– Poor customer service and communication
  • ๐Ÿ’ฒ Expensive subscription fees
  • ๐Ÿšซ Difficulty canceling subscription
  • โŒ Unreliable approval process

More Advance Loan apps to explore

FAQ about Advance Loan

What are the best advance loan apps for iPhone?
SoLo Funds: Lend & Borrow tops our advance loan apps ranking as of October 2026, with a 4.4-star average from 41K App Store ratings, and it's free to download.
Yes โ€” 20 of the top advance loan apps we rank are free to download, including SoLo Funds: Lend & Borrow and Upstart: Personal Loans + More.
SoLo Funds: Lend & Borrow shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 245+ advance loan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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