Best Branch Loan Apps

156+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated July 2026

Looking for free branch loan apps? 20 of our 156+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Branch Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Branch: A Better PaydayBranch: A Better PaydayFree4.8β˜… (67K)NoNoJul 2026
2Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5β˜… (10K)NoNoJul 2026
3FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6β˜… (14K)NoNoJul 2026
4Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0β˜… (120)NoNoJul 2026
5EasyLoans: Compare LoansEasyLoans: Compare LoansFree3.6β˜… (398)NoNoJul 2026
6P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6β˜… (165)NoNoJul 2026
7Fidelity FastLoanFidelity FastLoanFree2.4β˜… (29)NoNoJul 2026
8LAPO Mobile AppLAPO Mobile AppFree2.4β˜… (34)NoNoJul 2026

Top Picks for Branch Loan

Branch: A Better Payday#1

Branch: A Better Payday by Branch Messenger Inc.

Your moneyβ€”fast
Editor's Choice
πŸ’° Finance
4.8😞(67K ratings)
Free
Branch: A Better Payday screenshot 1
Branch: A Better Payday screenshot 2
Branch: A Better Payday screenshot 3
Branch: A Better Payday screenshot 4
Branch: A Better Payday screenshot 5
Branch: A Better Payday screenshot 6

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

What We Love

  • πŸš€ Convenient instant pay
  • πŸ’‘ Helpful for emergencies
  • πŸ‘ Easy to use app
  • πŸš€ Prompt payback processing

Room to Improve

  • πŸ› Inconsistent advance limits
  • πŸ”’ Security issues with account access
  • πŸ”’ Unreliable fraud protection
Carbon: Mobile Banking & Loans#2

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans
Strong Contender
πŸ’° Finance
4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
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Carbon: Mobile Banking & Loans screenshot 4
Carbon: Mobile Banking & Loans screenshot 5
Carbon: Mobile Banking & Loans screenshot 6

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • πŸš€ Fast and reliable
  • πŸ’‘ Great mobile banking app
  • πŸ‘ Awesome features
  • 🀟 Best loan app

Room to Improve

  • πŸ› Frequent app crashes
  • 🀯 Poor customer service
  • πŸ’Έ High interest rates
FairMoney: Loan App In Nigeria#3

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Worth Considering
πŸ’° Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
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FairMoney: Loan App In Nigeria screenshot 3
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FairMoney: Loan App In Nigeria screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • πŸš€ Fast and easy loan process
  • πŸ‘ Reliable and trustworthy
  • πŸ’― Smooth and seamless experience

Room to Improve

  • πŸ’° High interest rates
  • πŸ” Inconsistent loan offers
  • πŸ“ž Aggressive repayment reminders

More Branch Loan apps to explore

4
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
πŸ’° Finance
(120)
free
5
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
πŸ’° Finance
(398)
free
6
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
πŸ’° Finance
(165)
free
7
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
πŸ’° Finance
(29)
free
8
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by Lapo Microfinance Bank limited
Free

Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

Self-OnboardingBill PaymentsTransfers
πŸ’° Finance
(34)
free
9
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Personal Instant Loan Guide
Free

This financial planning tool helps users understand and compare various loan options. It offers calculators for EMIs, insights into credit scores, and educational guides for different loan types. The app provides general market information for loans but does not facilitate actual loan applications.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
πŸ’° Finance
(85)
ad-supported
10
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
πŸ’° Finance
(31)
free with in-app purchases
11
Branch Metrics DeviceID Finder
Branch Metrics DeviceID Finder
Branch Metrics DeviceID Finder
Find your device identifiers
Free

Easily view and share essential device identifiers like Advertising Identifier (IDFA), Advertising Vendor (IDFV), and Public IP Address. This utility is designed to aid developers in debugging campaigns and links, particularly when working with Branch Metrics.

View Advertising Identifier (IDFA)View Advertising Vendor (IDFV)View Public IP Address
πŸ”§ Utilities
(10)
free
12
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
πŸ’° Finance
(64K)
free
13
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
πŸ’° Finance
(133K)
freemium
14
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
πŸ’° Finance
(15K)
free with in-app purchases
15
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
πŸ’° Finance
(39K)
free with in-app purchases
16
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
17
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
πŸ’° Finance
(80K)
subscription
18
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
πŸ’° Finance
(0)
free
19
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
πŸ’° Finance
(204)
free
20
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
πŸ’° Finance
(166K)
free with in-app purchases

FAQ about Branch Loan

What are the best branch loan apps for iPhone?
Branch: A Better Payday tops our branch loan apps ranking as of July 2026, with a 4.8-star average from 67K App Store ratings, and it's free to download.
Yes β€” 20 of the top branch loan apps we rank are free to download, including Branch: A Better Payday and Carbon: Mobile Banking & Loans.
Branch: A Better Payday has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 156+ branch loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Branch provides a digital bank account and debit card that allows users to access their earned wages quickly and flexibly. It offers features like instant payouts, savings goals, and financial wellness tools to help users manage their money.
If your employer has opted into Branch's earned wage access program, you can advance up to 50% of your earned wages on-demand. This allows you to cover unexpected expenses before your official payday.