Best Business Line Credit Apps

216+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6โ˜…, the business line credit category is one of the App Store's strongest. Browse all 216+ apps we track, sorted so the most loved ones surface first.

Top Picks for Business Line Credit

Fundbox - Small Business Loans#1

Fundbox - Small Business Loans by Fundbox inc

Fast, revolving line of credit
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(2.4K ratings)
FreeAds
Fundbox - Small Business Loans screenshot 1
Fundbox - Small Business Loans screenshot 2
Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ’ก Flexible payment options
  • ๐Ÿค Great customer service

Room to Improve

  • ๐Ÿ’ธ High interest rates
  • ๐Ÿ”’ Lack of transparency
  • ๐Ÿ› Technical issues and bugs
Nav Business Funding Roadmap#2

Nav Business Funding Roadmap by Nav Technologies, Inc

Business credit and funding
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(22K ratings)
FreeAds
Nav Business Funding Roadmap screenshot 1
Nav Business Funding Roadmap screenshot 2
Nav Business Funding Roadmap screenshot 3
Nav Business Funding Roadmap screenshot 4
Nav Business Funding Roadmap screenshot 5
Nav Business Funding Roadmap screenshot 6

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

What We Love

  • ๐Ÿš€ Perfect for business owners
  • ๐Ÿ‘ Comprehensive business and personal credit monitoring
  • ๐Ÿš€ Helps build business credit
  • ๐Ÿš€ Provides credit insights and recommendations

Room to Improve

  • ๐Ÿ› Occasional app glitches and bugs
  • ๐Ÿ› Disconnection issues with business banking
  • ๐Ÿ› Difficulty logging in or accessing certain features
Meritrust Business#3

Meritrust Business by Meritrust Credit Union

Meritrust Credit Union
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(8.3K ratings)
FreeAds
Meritrust Business screenshot 1
Meritrust Business screenshot 2
Meritrust Business screenshot 3
Meritrust Business screenshot 4

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

What We Love

  • ๐Ÿ‘ Great app
  • ๐Ÿš€ Convenient and easy to use
  • ๐Ÿ’ก Useful features like mobile check deposit
  • ๐Ÿ”’ Secure login options

Room to Improve

  • ๐Ÿ› Mobile deposit issues (blurry images, rotation problems)
  • ๐Ÿ› Login problems (invalid credentials, white screens)
  • ๐Ÿ› Slow performance, frequent crashes

More Business Line Credit apps to explore

4
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
5
Amex Business Blueprintโ„ข
Amex Business Blueprintโ„ข
Amex Business Blueprintโ„ข
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
๐Ÿ’ฐ Finance
(8.5K)
free
6
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
๐Ÿ’ฐ Finance
(109K)
free with in-app purchases
7
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
๐Ÿ’ผ Business
(29K)
free with in-app purchases
8
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
9
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
๐Ÿ’ฐ Finance
(815K)
free
10
SmartLine Second Phone Number
SmartLine Second Phone Number
SmartLine Second Phone Number
2nd phone number for business
Free

Get a dedicated second phone number for your business to maintain privacy and professionalism. This app ensures calls are business-related, offers a spam filter, custom voicemail, and voicemail-to-text transcription. Manage your business communications efficiently with organized history and timely notifications.

Dedicated business phone numberProfessional call quality (not VoIP)Spam call filtering
๐Ÿ’ผ Business
(44K)
subscription
11
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
๐Ÿ’ฐ Finance
(32K)
free with in-app purchases
12
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
๐Ÿ’ฐ Finance
(35K)
free with in-app purchases
13
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
๐Ÿ’ฐ Finance
(20K)
free
14
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
๐Ÿ’ผ Business
(653)
free with in-app purchases
15
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
๐Ÿ’ผ Business
(21)
free with in-app purchases
16
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Cash Back Credit Builder Card
Free

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

Build credit historyEarn 1% cash back on gas and groceriesNo deposit required
๐Ÿ’ฐ Finance
(1.7K)
free with in-app purchases
17
myD&B Mobile
myD&B Mobile
myD&B Mobile
Your D&B Business Companion
Free

Access essential business tools to empower your company. Apply for or look up your D-U-N-S Number, monitor credit scores and ratings with timely alerts, and discover tailored business credit products. Securely link your bank account for potential score impact.

D-U-N-S Number access and applicationCredit score and rating monitoringTimely alerts for score changes
๐Ÿ’ผ Business
(44)
ad-supported
18
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
๐Ÿ’ฐ Finance
(316K)
free with in-app purchases
19
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
๐Ÿ’ฐ Finance
(6.9K)
free with in-app purchases
20
ZenBusiness: LLC Formation
ZenBusiness: LLC Formation
ZenBusiness: LLC Formation
Launch & Protect Your Business
Free

Launch and manage your business with confidence. This app offers AI-powered tools and expert support for forming your LLC, staying compliant, accessing legal documents, and managing finances. Get help with taxes, permits, and crucial business requirements on the go.

Business formation with real-time trackerCompliance calendar and scoreMeeting minutes tool
๐Ÿ’ผ Business
(1.7K)
free with in-app purchases