Best Credit Card Tracker Apps

218+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Out of 218+ credit card tracker apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Credit Card Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CardPointers for Credit CardsCardPointers for Credit CardsFree4.7★ (9.7K)NoYesJul 2026
2MaxRewards Credit Card RewardsMaxRewards Credit Card RewardsFree4.5★ (17K)NoNoJul 2026
3Cardsy: Credit Card TrackerCardsy: Credit Card TrackerFree5.0★ (8)NoYesJul 2026
4Bills Organizer & ReminderBills Organizer & ReminderFree4.7★ (22K)NoYesJul 2026
5US Credit Card TrackerUS Credit Card TrackerFreeNoNoMay 2026
6Credit Card Tracker: CardStackCredit Card Tracker: CardStackFree4.5★ (24)NoYesJul 2026
7Cashew - Credit Card TrackerCashew - Credit Card TrackerFreeNoNoMay 2026
8Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoJul 2026

Top Picks for Credit Card Tracker

CardPointers for Credit Cards#1

CardPointers for Credit Cards by CardPointers LLC

Earn more points & cashback
Editor's Choice
💰 Finance
4.7😊(9.7K ratings)
FreeIn-App Purchases
#46in Finance
CardPointers for Credit Cards screenshot 1
CardPointers for Credit Cards screenshot 2
CardPointers for Credit Cards screenshot 3
CardPointers for Credit Cards screenshot 4
CardPointers for Credit Cards screenshot 5
CardPointers for Credit Cards screenshot 6

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

What We Love

  • 🚀 Best app for adding and tracking credit card offers
  • 👍 Indispensable credit card companion
  • 👍 Great app, great customer service
  • 👍 Exceptional customer service

Room to Improve

  • 🐛 Glitchy and slow performance
  • 💰 Subscription is too steep
  • 🚫 No support for non-US cards
MaxRewards Credit Card Rewards#2

MaxRewards Credit Card Rewards by MaxRewards Inc

Manage Travel Points & Miles
Strong Contender
💰 Finance
4.5😐(17K ratings)
Free
MaxRewards Credit Card Rewards screenshot 1
MaxRewards Credit Card Rewards screenshot 2
MaxRewards Credit Card Rewards screenshot 3
MaxRewards Credit Card Rewards screenshot 4
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MaxRewards Credit Card Rewards screenshot 6

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

What We Love

  • 🚀 Simplifies credit card management
  • 📊 Tracks rewards and balances
  • 🔍 Identifies best card to use
  • 🤖 Automatically adds offers

Room to Improve

  • 🐛 Frequent sync issues
  • 🔒 Security concerns with login credentials
  • 💰 Expensive subscription
Cardsy: Credit Card Tracker#3

Cardsy: Credit Card Tracker by Thrumm LLC

Maximize Rewards & Benefits
Worth Considering
💰 Finance
5.0(8 ratings)
FreeIn-App Purchases
Cardsy: Credit Card Tracker screenshot 1
Cardsy: Credit Card Tracker screenshot 2
Cardsy: Credit Card Tracker screenshot 3
Cardsy: Credit Card Tracker screenshot 4
Cardsy: Credit Card Tracker screenshot 5
Cardsy: Credit Card Tracker screenshot 6

This app helps you track credit card benefits, understand their value against annual fees, and find the best card for every purchase. It also tracks bonuses, offers, and airport lounge access, making credit card management simpler.

More Credit Card Tracker apps to explore

4
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

Bill tracking and managementCustomizable payment remindersRecurring and one-time bill setup
💰 Finance
(22K)
free with in-app purchases
5
US Credit Card Tracker
US Credit Card Tracker
US Credit Card Tracker
Track rewards & fees. private.
Free
💰 Finance
(0)
6
Credit Card Tracker: CardStack
Credit Card Tracker: CardStack
Credit Card Tracker: CardStack
Track perks, credits & fees
Free

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

Maximize cashback and offersTrack statement credits automaticallyRedeem points at peak value
💰 Finance
(24)
freemium
7
Cashew - Credit Card Tracker
Cashew - Credit Card Tracker
Cashew - Credit Card Tracker
Safe. Private. Secure.
Free
💰 Finance
(0)
8
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
9
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(372K)
free with in-app purchases
10
MaxWorth:AI Credit Card Tool
MaxWorth:AI Credit Card Tool
MaxWorth:AI Credit Card Tool
AI Credit card perk tracker
Free

This app helps premium credit card users track their benefits and maximize annual fee value. Easily manage cards, monitor expiring perks, and receive personalized reminders to avoid unused credits and surprise renewal fees.

Track credit card benefit usageMaximize annual fee valueMonitor expiring benefits
💰 Finance
(77)
free with in-app purchases
11
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
12
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(100K)
free with in-app purchases
13
Credit Card Expenses Manager
Credit Card Expenses Manager
Credit Card Expenses Manager
Do you use credit cards?
Free

Securely manage credit card details and track expenses. Receive timely alerts for due and expiry dates to avoid late payments and identify spending patterns. This offline manager helps you take full control of your credit card usage.

Secure credit card managementDue and expiry date alertsTransaction and expense tracking
💰 Finance
(3)
free
14
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
15
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
16
KasCash: Credit Card Tracker
KasCash: Credit Card Tracker
KasCash: Credit Card Tracker
KasCash Wisely!
Free
💰 Finance
(0)
17
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
18
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Reminder, Expense Tracker
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
💰 Finance
(4.8K)
subscription
19
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(191K)
free
20
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(49K)
free with in-app purchases

FAQ about Credit Card Tracker

What are the best credit card tracker apps for iPhone?
CardPointers for Credit Cards tops our credit card tracker apps ranking as of July 2026, with a 4.7-star average from 9.7K App Store ratings, and it's free to download.
Yes — 20 of the top credit card tracker apps we rank are free to download, including CardPointers for Credit Cards and MaxRewards Credit Card Rewards.
CardPointers for Credit Cards has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 218+ credit card tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
CardPointers helps you earn more cashback, points, and miles by automatically tracking your credit card category bonuses and offers. It provides real-time recommendations on which card to use at physical stores and online to maximize your rewards, and allows you to easily manage and activate your credit card offers.
The app saves you money by ensuring you always use the credit card that offers the best bonus or cashback for your specific purchase. It also helps you find and activate offers from major banks like Amex, Chase, and Bank of America, further increasing your savings and rewards.

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