Best Cash Back Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

The best cash back apps on iPhone average 4.7★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Cash Back Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8★ (683K)NoNoSep 2026
2Ibotta: Save & Earn Cash BackIbotta: Save & Earn Cash BackFree4.8★ (2M)YesNoSep 2026
3Rakuten: Cash Back & DealsRakuten: Cash Back & DealsFree4.8★ (362K)NoNoSep 2026
4Fetch: Receipts for Gift CardsFetch: Receipts for Gift CardsFree4.9★ (7.7M)NoNoSep 2026
5ShopBack: Cashback & RewardsShopBack: Cashback & RewardsFree4.4★ (1.8K)NoNoSep 2026
6TopCashback: Cash Back & DealsTopCashback: Cash Back & DealsFree4.7★ (16K)NoNoSep 2026
7Cashback Club: Earn CashCashback Club: Earn CashFree4.1★ (92)NoYesSep 2026
8CashBack+ PayCashBack+ PayFree4.8★ (619)NoNoSep 2026

Top Picks for Cash Back

Upside: Gas & Food Cash Back#1

Upside: Gas & Food Cash Back by Upside Services Inc

Shop & save on grocery & fuel
Editor's Choice
✈️ Travel
4.8😐(683K ratings)
Free
#17in Travel
Upside: Gas & Food Cash Back screenshot 1
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Upside: Gas & Food Cash Back screenshot 4
Upside: Gas & Food Cash Back screenshot 5
Upside: Gas & Food Cash Back screenshot 6

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

What We Love

  • 💰 Saves money on gas
  • 💳 Easy to use
  • 🤑 Earns cash back
  • 🆓 Free app

Room to Improve

  • 🐛 Buggy app with glitches
  • 🕰️ Slow processing of transactions
  • 🤔 Inconsistent cash back amounts
  • 🤷‍♀️ Limited participating gas stations
  • 🤨 Deceptive advertising
Ibotta: Save & Earn Cash Back#2

Ibotta: Save & Earn Cash Back by Ibotta, Inc.

Make Money Shopping Every Day
Strong Contender
🛍️ Shopping
4.8😞(2M ratings)
FreeAds
Ibotta: Save & Earn Cash Back screenshot 1
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Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

What We Love

  • 💰 Earn cash back on purchases
  • 🎁 Bonus rewards and offers
  • 🛒 Works with various stores

Room to Improve

  • 🕰️ Time-consuming to use
  • 🤖 Unreliable app functionality
  • 🤷‍♀️ Inconsistent credit for purchases
  • 🔍 Difficult to find eligible products
  • 🔒 Poor customer service response
Rakuten: Cash Back & Deals#3

Rakuten: Cash Back & Deals by Rakuten Ebates

Earn rewards & find coupons
Worth Considering
🛍️ Shopping
4.8😐(362K ratings)
Free
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Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

What We Love

  • 🚀 Great user experience
  • 💰 Saves money with cash back
  • 👍 Convenient to use
  • 🤑 Excellent deals and cash back offers

Room to Improve

  • 🐛 App crashes and freezes
  • 🤔 Inconsistent cash back payouts
  • 🤨 Poor customer service
  • 🤯 Accounts deactivated or cash back removed without explanation

More Cash Back apps to explore

FAQ about Cash Back

What are the best cash back apps for iPhone?
Upside: Gas & Food Cash Back tops our cash back apps ranking as of September 2026, with a 4.8-star average from 683K App Store ratings, and it's free to download.
Yes — 20 of the top cash back apps we rank are free to download, including Upside: Gas & Food Cash Back and Ibotta: Save & Earn Cash Back.
Upside: Gas & Food Cash Back has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ cash back apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Upside app allows users to earn cash back on everyday purchases, including gas, groceries, and dining. Users claim offers within the app, pay with their usual credit or debit card, and then receive cash back rewards.
To earn cash back, you first claim an offer in the Upside app. Then, you pay for your purchase as you normally would with any credit or debit card. After completing your purchase, the cash back will be credited to your account.

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