Best Cash Back Card Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

The best cash back card apps on iPhone average 4.5★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Cash Back Card Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Joko | Cash back & discountsJoko | Cash back & discountsFree4.8★ (1.7K)YesNoNov 2026
2Neobanc - Cash Back on BillsNeobanc - Cash Back on BillsFree—NoNoOct 2026
3Raise: Gift Cards & CashbackRaise: Gift Cards & CashbackFree4.4★ (2.8K)NoNoNov 2026
4Your Cashback—Maximize RewardsYour Cashback—Maximize RewardsFree5.0★ (2)YesNoMay 2026
5Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7★ (298K)NoNoNov 2026
6Rakuten: Cash Back & DealsRakuten: Cash Back & DealsFree4.8★ (362K)NoNoNov 2026
7PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoNov 2026
8Uber Pro CardUber Pro CardFree4.9★ (227K)NoNoNov 2026

Top Picks for Cash Back Card

Joko | Cash back & discounts#1

Joko | Cash back & discounts by Wylr

Shop with cash back & coupons
Editor's Choice
🛍️ Shopping
4.8(1.7K ratings)
FreeAds
Joko | Cash back & discounts screenshot 1
Joko | Cash back & discounts screenshot 2
Joko | Cash back & discounts screenshot 3
Joko | Cash back & discounts screenshot 4
Joko | Cash back & discounts screenshot 5
Joko | Cash back & discounts screenshot 6

Earn cash back and discover automatic discounts on your purchases, both online and in-store. This free app partners with thousands of brands, offering gift cards with instant cash back and seamless promo code application. Save money effortlessly with every transaction.

Raise: Gift Cards & Cashback#3

Raise: Gift Cards & Cashback by Raise Marketplace, LLC

Save up to 20% at 500+ brands
Worth Considering
🛍️ Shopping
4.4😞(2.8K ratings)
Free
Raise: Gift Cards & Cashback screenshot 1
Raise: Gift Cards & Cashback screenshot 2
Raise: Gift Cards & Cashback screenshot 3
Raise: Gift Cards & Cashback screenshot 4
Raise: Gift Cards & Cashback screenshot 5
Raise: Gift Cards & Cashback screenshot 6

Earn instant rewards on everyday spending at hundreds of top brands. Get money back on groceries, travel, and more, with exclusive in-app boosts for even higher earnings. Your rewards are available immediately to spend on future purchases.

What We Love

  • 🚀 Instant gift card delivery
  • 💰 Generous cash back percentages
  • 🤝 Referral program
  • 🛒 Wide range of retailers
  • 🏆 Best cash back app

Room to Improve

  • 🔒 Frequent account lockouts
  • ❌ Unreliable app performance
  • 🕰️ Slow customer support
  • 💰 Reduced cash back percentages
  • 🔇 Lack of communication

More Cash Back Card apps to explore

FAQ about Cash Back Card

What are the best cash back card apps for iPhone?
Joko | Cash back & discounts tops our cash back card apps ranking as of October 2026, with a 4.8-star average from 1.7K App Store ratings, and it's free to download.
Yes — 20 of the top cash back card apps we rank are free to download, including Joko | Cash back & discounts and Neobanc - Cash Back on Bills.
Joko | Cash back & discounts shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ cash back card apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.