Best Cash Back Plus Pay Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

If you already know CashBack+ Pay, this is the deeper bench. 250+ cash back plus pay apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Cash Back Plus Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CashBack+ PayCashBack+ PayFree4.8โ˜… (444)NoNoAug 2026
2Ibotta: Save & Earn Cash BackIbotta: Save & Earn Cash BackFree4.8โ˜… (2M)YesNoAug 2026
3Rakuten: Cash Back & DealsRakuten: Cash Back & DealsFree4.8โ˜… (362K)NoNoAug 2026
4Cash AppCash AppFree4.8โ˜… (8.6M)NoNoAug 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9โ˜… (2.3M)YesNoAug 2026
6Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8โ˜… (675K)NoNoAug 2026
7KashKick: Get paid to have funKashKick: Get paid to have funFree4.7โ˜… (100K)NoNoAug 2026
8ShopBack: Cashback & RewardsShopBack: Cashback & RewardsFree4.5โ˜… (1.8K)NoNoAug 2026

Top Picks for Cash Back Plus Pay

CashBack+ Pay#1

CashBack+ Pay by Prizeout Corp.

Earn instant cashback!
Editor's Choice
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜Š(444 ratings)
Free
CashBack+ Pay screenshot 1
CashBack+ Pay screenshot 2
CashBack+ Pay screenshot 3
CashBack+ Pay screenshot 4
CashBack+ Pay screenshot 5
CashBack+ Pay screenshot 6

Earn instant cashback on everyday purchases with this app. Connect your credit union account and pay in-store or online with top brands to receive immediate rewards. Enjoy no exclusions or waiting periods for your earned cashback.

What We Love

  • ๐Ÿ’ฐ Earn money while shopping
  • โšก Easy and convenient to use
  • ๐Ÿ’ณ Seamless integration with bank/credit union
  • ๐Ÿ† Generous cash back percentages

Room to Improve

  • ๐Ÿค” Occasional login/setup issues
  • ๐Ÿคทโ€โ™€๏ธ Gift card balances not always updated
  • ๐Ÿ™„ Forgetting to use the app
Ibotta: Save & Earn Cash Back#2

Ibotta: Save & Earn Cash Back by Ibotta, Inc.

Make Money Shopping Every Day
Strong Contender
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜ž(2M ratings)
FreeAds
Ibotta: Save & Earn Cash Back screenshot 1
Ibotta: Save & Earn Cash Back screenshot 2
Ibotta: Save & Earn Cash Back screenshot 3
Ibotta: Save & Earn Cash Back screenshot 4
Ibotta: Save & Earn Cash Back screenshot 5
Ibotta: Save & Earn Cash Back screenshot 6

Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

What We Love

  • ๐Ÿ’ฐ Earn cash back on purchases
  • ๐ŸŽ Bonus rewards and offers
  • ๐Ÿ›’ Works with various stores

Room to Improve

  • ๐Ÿ•ฐ๏ธ Time-consuming to use
  • ๐Ÿค– Unreliable app functionality
  • ๐Ÿคทโ€โ™€๏ธ Inconsistent credit for purchases
Rakuten: Cash Back & Deals#3

Rakuten: Cash Back & Deals by Rakuten Ebates

Earn rewards & find coupons
Worth Considering
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜(362K ratings)
Free
Rakuten: Cash Back & Deals screenshot 1
Rakuten: Cash Back & Deals screenshot 2
Rakuten: Cash Back & Deals screenshot 3
Rakuten: Cash Back & Deals screenshot 4
Rakuten: Cash Back & Deals screenshot 5
Rakuten: Cash Back & Deals screenshot 6

Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

What We Love

  • ๐Ÿš€ Great user experience
  • ๐Ÿ’ฐ Saves money with cash back
  • ๐Ÿ‘ Convenient to use
  • ๐Ÿค‘ Excellent deals and cash back offers

Room to Improve

  • ๐Ÿ› App crashes and freezes
  • ๐Ÿค” Inconsistent cash back payouts
  • ๐Ÿคจ Poor customer service

More Cash Back Plus Pay apps to explore

4
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
๐Ÿ’ฐ Finance
(8.6M)
free with in-app purchases
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
6
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Shop & save on grocery & fuel
Free

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

Earn cash back on gas, groceries, and diningOver 100,000 participating locationsAverage 8% cash back on groceries and dining
โœˆ๏ธ Travel
(675K)
free with in-app purchases
7
KashKick: Get paid to have fun
KashKick: Get paid to have fun
KashKick: Get paid to have fun
Take Surveys, Get Rewarded
Free

Earn real cash by sharing your opinions through surveys and engaging in other rewarding activities. This platform offers a transparent way to boost your income in your spare time, with easy withdrawals and a focus on user privacy.

Take surveys for cashGet rewarded for opinionsTransparent earnings
๐Ÿ›๏ธ Shopping
(100K)
free
8
ShopBack: Cashback & Rewards
ShopBack: Cashback & Rewards
ShopBack: Cashback & Rewards
Save money while shopping
Free

Earn money back on your purchases by shopping through this app. Discover deals, use coupon codes, and get rewarded with cashback on online and in-store purchases. Withdraw your earnings easily via PayPal or bank transfer.

Earn cashback on online shoppingDiscover deals and coupon codesComplete shopping quests for bonus rewards
๐Ÿ›๏ธ Shopping
(1.8K)
free
9
TopCashback: Cash Back & Deals
TopCashback: Cash Back & Deals
TopCashback: Cash Back & Deals
Save money on 7000+ brands
Free

Earn cash back on purchases from over 7,000 retailers. Simply sign up, find offers, and make purchases to have your spending tracked and cash back added to your account. Receive bonuses and exclusive deals from top brands.

Earn cash back on purchasesAccess deals from 7,000+ retailersExclusive cash back rates and vouchers
๐Ÿ›๏ธ Shopping
(16K)
free with in-app purchases
10
BeFrugal Cash Back & Coupons
BeFrugal Cash Back & Coupons
BeFrugal Cash Back & Coupons
by Capital Intellect Inc.
Free

Earn cash back and find coupons for thousands of online and in-store retailers. Get discounts on clothing, electronics, travel, restaurants, and entertainment. Receive your earnings through PayPal, check, direct deposit, or gift cards.

Up to 40% cash back at 5000+ storesCoupons for 50,000+ storesRestaurant coupons
๐Ÿ›๏ธ Shopping
(7.5K)
free with in-app purchases
11
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
๐Ÿ’ฐ Finance
(545K)
free with in-app purchases
12
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
13
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(846K)
free with in-app purchases
14
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Receipts, Games & Surveys
Free

Earn rewards on every purchase and discover automatic savings on everyday expenses like groceries, bills, and insurance. Play games, take surveys, or scan receipts for extra rewards. Cash out your earnings easily via Venmo or PayPal.

Rewards on every purchaseAutomatic savingsEarn from games and surveys
๐Ÿ›๏ธ Shopping
(138K)
ad-supported
15
B9: Cash Advance
B9: Cash Advance
B9: Cash Advance
No Credit Check Payday Advance
Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Early paycheck accessCash advances up to $1kAdvance limit grows with direct deposit
๐Ÿ’ฐ Finance
(20K)
subscription
16
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
๐Ÿ’ฐ Finance
(188K)
free
17
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
๐Ÿ’ฐ Finance
(119K)
free with in-app purchases
18
Tapcheck: On-Demand Earnings
Tapcheck: On-Demand Earnings
Tapcheck: On-Demand Earnings
by Tapcheck, Inc.
Free

Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.

Access earned wages before paydayInstant or next-day transfersNo hidden fees, interest, or credit checks
๐Ÿ’ฐ Finance
(49K)
free with in-app purchases
19
Frisbee: Rewards for Receipts
Frisbee: Rewards for Receipts
Frisbee: Rewards for Receipts
Earn money for shopping
Free

Earn cash back on all your purchases by simply scanning your receipts or linking your favorite retailers. Redeem your points for cash, gift cards, or enter sweepstakes for a chance to win big.

Earn cash back on purchasesScan physical and e-receiptsLink retailer accounts
๐Ÿ›๏ธ Shopping
(59K)
free with in-app purchases
20
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
๐Ÿ’ฐ Finance
(36K)
free

FAQ about Cash Back Plus Pay

What are the best cash back plus pay apps for iPhone?
CashBack+ Pay tops our cash back plus pay apps ranking as of August 2026, with a 4.8-star average from 444 App Store ratings, and it's free to download.
Yes โ€” 20 of the top cash back plus pay apps we rank are free to download, including CashBack+ Pay and Ibotta: Save & Earn Cash Back.
CashBack+ Pay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ cash back plus pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
CashBack+ Pay allows credit union members to earn instant cashback on their purchases. You can use it both in-store and online with a variety of top brands. Your cashback is added to your account immediately after payment.
To begin, download the CashBack+ Pay app and securely connect your credit union account. Then, choose to pay either in-store or online using the app to start earning cashback from participating retailers.