Best Cash Back Plus Pay Apps

Upside: Gas & Food Cash Back

Shop & save on grocery & fuel

Free

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

Rakuten: Cash Back & Deals

Earn rewards & find coupons

Free

Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

PayPal - Pay, Send, Save

Debit card, rewards, pay later

Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Klarna: Smarter everyday money

Cashback, payments, savings

Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

ShopBack: Cashback & Rewards

Save money while shopping

Free

Earn money back on your purchases by shopping through this app. Discover deals, use coupon codes, and get rewarded with cashback on online and in-store purchases. Withdraw your earnings easily via PayPal or bank transfer.

rapid! Pay

rapid! Access PayCard OnDemand

Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Joko | Cash back & discounts

Shop with cash back & coupons

Free

Earn cash back and discover discounts on purchases made online and in-store. Automatically apply promo codes and receive gift cards with instant cash back. This free app simplifies saving money across thousands of partner brands.

Afterpay: Pay over time

Shop Now. Split your payments.

Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Copper: Play, Shop, Earn Cash

Scan. Play. Get paid.

Free

Earn real cash rewards by playing games and completing other opportunities. Get a guaranteed bonus for downloading your first game. Cash out quickly with no hidden fees.

Klover - Instant Cash Advance

Up to $750 Before Payday

Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Aisle: Cash Back Every Aisle

Earn Cash Back + Rewards

Free

Discover new brands and earn cash back on your purchases. Simply add offers, shop at any store, and snap a picture of your receipt to get rewarded instantly. It's an easy way to save money on groceries, pet supplies, and more.

OneBlinc Cash Advance

Early Paycheck. $50 up to $250

Free

Access a portion of your salary early, from $50 to $250, to cover immediate financial needs. This service offers a simple, affordable, and fair way to get cash advances with fast approvals and no hidden fees.

Freebees Pay

Gift & Loyalty

Free

Earn money and access exclusive promotions by supporting your favorite companies. This app allows you to collect cash rewards directly, eliminating the need for loyalty cards and points. Discover partner merchants and use your earnings for everyday purchases.

B9: Cash Advance

No Credit Check Payday Advance

Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Cash Back Africa

Get cash back from mobilemoney

Free

Earn cash back on your mobile money transactions. Use your rewards for top-ups, food, rides, and more. Join a community that rewards your spending.

Tapcheck: On-Demand Earnings

by Tapcheck Inc

Free

Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.

ATM Cash Advance・Instant Money

Get Real Cash Advances Now

Free

Access quick cash advances without a credit check, interest, or late fees to cover emergencies. Earn extra money by playing games, answering surveys, and utilizing cashback offers.