Best Cash Back Plus Pay Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

If you already know CashBack+ Pay, this is the deeper bench. 250+ cash back plus pay apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Cash Back Plus Pay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CashBack+ PayCashBack+ PayFree4.9โ˜… (551)NoNoSep 2026
2Ibotta: Save & Earn Cash BackIbotta: Save & Earn Cash BackFree4.8โ˜… (2M)YesNoSep 2026
3Rakuten: Cash Back & DealsRakuten: Cash Back & DealsFree4.8โ˜… (362K)NoNoSep 2026
4Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8โ˜… (678K)NoNoSep 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9โ˜… (2.4M)YesNoSep 2026
6Cash AppCash AppFree4.8โ˜… (8.7M)NoNoSep 2026
7rapid! Payrapid! PayFree4.5โ˜… (189K)NoNoSep 2026
8KashKick: Get paid to have funKashKick: Get paid to have funFree4.7โ˜… (112K)NoNoSep 2026

Top Picks for Cash Back Plus Pay

CashBack+ Pay#1

CashBack+ Pay by Prizeout Corp.

Earn instant cashback!
Editor's Choice
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜Š(551 ratings)
Free
CashBack+ Pay screenshot 1
CashBack+ Pay screenshot 2
CashBack+ Pay screenshot 3
CashBack+ Pay screenshot 4
CashBack+ Pay screenshot 5
CashBack+ Pay screenshot 6

Earn instant cashback on everyday purchases with this app. Connect your credit union account and pay in-store or online with top brands to receive immediate rewards. Enjoy no exclusions or waiting periods for your earned cashback.

What We Love

  • ๐Ÿ’ฐ Earn money while shopping
  • โšก Easy and convenient to use
  • ๐Ÿ’ณ Seamless integration with bank/credit union
  • ๐Ÿ† Generous cash back percentages

Room to Improve

  • ๐Ÿค” Occasional login/setup issues
  • ๐Ÿคทโ€โ™€๏ธ Gift card balances not always updated
  • ๐Ÿ™„ Forgetting to use the app
Ibotta: Save & Earn Cash Back#2

Ibotta: Save & Earn Cash Back by Ibotta, Inc.

Make Money Shopping Every Day
Strong Contender
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜ž(2M ratings)
FreeAds
Ibotta: Save & Earn Cash Back screenshot 1
Ibotta: Save & Earn Cash Back screenshot 2
Ibotta: Save & Earn Cash Back screenshot 3
Ibotta: Save & Earn Cash Back screenshot 4
Ibotta: Save & Earn Cash Back screenshot 5
Ibotta: Save & Earn Cash Back screenshot 6

Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

What We Love

  • ๐Ÿ’ฐ Earn cash back on purchases
  • ๐ŸŽ Bonus rewards and offers
  • ๐Ÿ›’ Works with various stores

Room to Improve

  • ๐Ÿ•ฐ๏ธ Time-consuming to use
  • ๐Ÿค– Unreliable app functionality
  • ๐Ÿคทโ€โ™€๏ธ Inconsistent credit for purchases
Rakuten: Cash Back & Deals#3

Rakuten: Cash Back & Deals by Rakuten Ebates

Earn rewards & find coupons
Worth Considering
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜(362K ratings)
Free
Rakuten: Cash Back & Deals screenshot 1
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Rakuten: Cash Back & Deals screenshot 3
Rakuten: Cash Back & Deals screenshot 4
Rakuten: Cash Back & Deals screenshot 5
Rakuten: Cash Back & Deals screenshot 6

Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

What We Love

  • ๐Ÿš€ Great user experience
  • ๐Ÿ’ฐ Saves money with cash back
  • ๐Ÿ‘ Convenient to use
  • ๐Ÿค‘ Excellent deals and cash back offers

Room to Improve

  • ๐Ÿ› App crashes and freezes
  • ๐Ÿค” Inconsistent cash back payouts
  • ๐Ÿคจ Poor customer service

More Cash Back Plus Pay apps to explore

FAQ about Cash Back Plus Pay

What are the best cash back plus pay apps for iPhone?
CashBack+ Pay tops our cash back plus pay apps ranking as of September 2026, with a 4.9-star average from 551 App Store ratings, and it's free to download.
Yes โ€” 20 of the top cash back plus pay apps we rank are free to download, including CashBack+ Pay and Ibotta: Save & Earn Cash Back.
CashBack+ Pay has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ cash back plus pay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
CashBack+ Pay allows credit union members to earn instant cashback on their purchases. You can use it both in-store and online with a variety of top brands. Your cashback is added to your account immediately after payment.
To begin, download the CashBack+ Pay app and securely connect your credit union account. Then, choose to pay either in-store or online using the app to start earning cashback from participating retailers.