Best College Loans Apps

168+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Whether you're new to college loans or looking for an upgrade, our curated collection of 168+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top College Loans Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AES Student LoansAES Student LoansFree4.6★ (16K)NoNoAug 2026
2Sallie MaeSallie MaeFree4.5★ (102K)NoNoAug 2026
3Going Merry ScholarshipsGoing Merry ScholarshipsFree4.8★ (10K)NoNoAug 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
5College AveCollege AveFree2.4★ (21)YesNoAug 2026
6Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoAug 2026
7LAUNCH ServicingLAUNCH ServicingFree4.7★ (4.6K)NoNoAug 2026
8Together LoansTogether LoansFree4.2★ (366)NoNoAug 2026

Top Picks for College Loans

AES Student Loans#1

AES Student Loans by Avereo

Editor's Choice
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
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AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working
Sallie Mae#2

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Strong Contender
💰 Finance
4.5😞(102K ratings)
Free
Sallie Mae screenshot 1
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Sallie Mae screenshot 4
Sallie Mae screenshot 5

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service
Going Merry Scholarships#3

Going Merry Scholarships by Going Merry Inc.

Find & apply for scholarships.
Worth Considering
📚 Education
4.8😊(10K ratings)
Free
Going Merry Scholarships screenshot 1
Going Merry Scholarships screenshot 2
Going Merry Scholarships screenshot 3
Going Merry Scholarships screenshot 4
Going Merry Scholarships screenshot 5

This app helps students find and apply for scholarships, grants, and financial aid to fund their college education. It offers personalized matching, simplified application processes, and tools to compare financial aid offers.

What We Love

  • 💻 Easy to use
  • 🔍 Helpful in finding scholarships
  • ⏱️ Convenient on mobile
  • 🎉 Amazing app

Room to Improve

  • ⏳ Long loading times
  • 🐛 Bugs and glitches
  • 🔍 Ineffective search functionality

More College Loans apps to explore

4
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
5
College Ave
College Ave
College Ave
by College Avenue Student Loans, LLC
Free

Manage your student loans securely and conveniently from your mobile device. Track loan status, make payments, set up AutoPay, and update your contact information with ease. Secure login options like Face ID and Touch ID provide quick and safe access.

Track loan status and applicationsMake one-time and recurring paymentsSet up and manage AutoPay
💰 Finance
(21)
free
6
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(38K)
free
7
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
💰 Finance
(4.6K)
free
8
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(366)
free
9
Loan calculator: Installment
Loan calculator: Installment
Loan calculator: Installment
Amortization and interest rate
Free

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

Calculate monthly/yearly paymentsDetermine interest rateCalculate loan amount
💰 Finance
(824)
free with in-app purchases
10
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(364K)
free with in-app purchases
11
Rate: Home, Finance & Wellness
Rate: Home, Finance & Wellness
Rate: Home, Finance & Wellness
Loans, travel, fitness & gear
Free

This app integrates home financing, personal loans, and wellness resources into a single platform. Manage your financial life with fast loan approvals, explore real estate, and access a variety of wellbeing content for mind and body.

Mortgage and refinance applicationsAuto and personal loan applicationsHome value estimation
💰 Finance
(2.5K)
free with in-app purchases
12
Mariner Finance
Mariner Finance
Mariner Finance
Manage-Payments-Offers-History
Free

Manage your personal loans, monitor account activity, and make payments on the go. Apply for new loans, view current offers, and find local branches. Designed for existing customers to easily access their account information and manage their finances.

Monitor account activitySet up auto payMake monthly payments
💰 Finance
(1.4K)
free
13
Niche: College Search
Niche: College Search
Niche: College Search
#1 app for college seekers
Free

Discover colleges that fit your profile and interests with personalized recommendations. Explore detailed profiles, read student reviews, and find scholarships. High school seniors can even get accepted directly through the app.

Personalized college recommendationsNiche Profile for matchingDirect Admissions for seniors
📚 Education
(1.4K)
free with in-app purchases
14
RaiseMe - College scholarships
RaiseMe - College scholarships
RaiseMe - College scholarships
Earn for grades, clubs, & more
Free

Earn college scholarships for your high school achievements like good grades, SAT/ACT scores, and extracurricular activities. Create a profile, add your accomplishments, and discover colleges that offer rewards for your efforts. Start earning money for college today.

Earn scholarships for gradesEarn scholarships for SAT/ACTEarn scholarships for activities
📚 Education
(19K)
free
15
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Step-by-step loan guidesAI assistant for questionsSmart payment calculator
🔧 Utilities
(24)
subscription
16
Prodigy Finance
Prodigy Finance
Prodigy Finance
Your loan at your fingertips
Free

Manage your international student loan with ease. Track funds, check balances, and explore payment options on the go. Set up auto debit and monitor payment status for convenient financial management.

Track funds to schoolCheck loan balanceView payment options
💰 Finance
(823)
free
17
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(11)
free
18
Scoir
Scoir
Scoir
The College Admissions Network
Free

This app simplifies the college search, discovery, and application process for students, parents, and counselors. It helps users identify talents, find suitable colleges, and apply with confidence. Features include college matching quizzes, cost calculators, and collaborative list building.

College Match QuizDynamic College PagesEstimated Cost Calculator
📚 Education
(5.9K)
free
19
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
💰 Finance
(289)
free
20
Loper - College Search
Loper - College Search
Loper - College Search
Find your dream school
Free

This app simplifies college planning and applications. It helps users discover suitable schools, organize research, track deadlines, and access helpful guides. It aims to reduce stress and provide a clear path for students pursuing higher education.

Personalized school matchingCentralized school researchDeadline and requirement tracking
📚 Education
(3.2K)
free with in-app purchases

FAQ about College Loans

What are the best college loans apps for iPhone?
AES Student Loans tops our college loans apps ranking as of July 2026, with a 4.6-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top college loans apps we rank are free to download, including AES Student Loans and Sallie Mae.
AES Student Loans has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 168+ college loans apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your student loan account from anywhere. You can access your account details, visualize your loan balance, view payment history, make payments, manage direct debit, and update your contact information. It also provides access to bills, letters, and tax documents, and allows you to upload required documents.
You can schedule payments quickly using saved bank accounts. The app allows you to target payments to specific loans and even pay off loans with current or future date quotes. You can also manage your Direct Debit details, including suspending or canceling scheduled payments.