Best College Loans Apps

247+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Whether you're new to college loans or looking for an upgrade, our curated collection of 247+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top College Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Sallie MaeSallie MaeFree4.5★ (102K)NoNoAug 2026
2AES Student LoansAES Student LoansFree4.6★ (16K)NoNoAug 2026
3Going Merry ScholarshipsGoing Merry ScholarshipsFree4.8★ (10K)NoNoAug 2026
4MOHELAMOHELAFree4.6★ (47K)NoNoAug 2026
5Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
6College AveCollege AveFree2.4★ (25)NoNoAug 2026
7LAUNCH ServicingLAUNCH ServicingFree4.7★ (4.6K)NoNoAug 2026
8Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoAug 2026

Top Picks for College Loans

Sallie Mae#1

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Editor's Choice
💰 Finance
4.5😞(102K ratings)
Free
Sallie Mae screenshot 1
Sallie Mae screenshot 2
Sallie Mae screenshot 3
Sallie Mae screenshot 4
Sallie Mae screenshot 5

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service
AES Student Loans#2

AES Student Loans by Avereo

Strong Contender
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
AES Student Loans screenshot 2
AES Student Loans screenshot 3
AES Student Loans screenshot 4
AES Student Loans screenshot 5

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working
Going Merry Scholarships#3

Going Merry Scholarships by Going Merry Inc.

Find & apply for scholarships.
Worth Considering
📚 Education
4.8😊(10K ratings)
Free
Going Merry Scholarships screenshot 1
Going Merry Scholarships screenshot 2
Going Merry Scholarships screenshot 3
Going Merry Scholarships screenshot 4
Going Merry Scholarships screenshot 5

This app helps students find and apply for scholarships, grants, and financial aid to fund their college education. It offers personalized matching, simplified application processes, and tools to compare financial aid offers.

What We Love

  • 💻 Easy to use
  • 🔍 Helpful in finding scholarships
  • ⏱️ Convenient on mobile
  • 🎉 Amazing app

Room to Improve

  • ⏳ Long loading times
  • 🐛 Bugs and glitches
  • 🔍 Ineffective search functionality

More College Loans apps to explore

4
MOHELA
MOHELA
MOHELA
by Missouri Higher Education Loan Authority
Free

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Schedule and manage paymentsView payment historyUpload forms securely
💰 Finance
(47K)
free
5
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
6
College Ave
College Ave
College Ave
by College Avenue Student Loans, LLC
Free

Manage your student loans securely and conveniently from your mobile device. Track loan status, make payments, set up AutoPay, and update your contact information with ease. Secure login options like Face ID and Touch ID provide quick and safe access.

Track loan status and applicationsMake one-time and recurring paymentsSet up and manage AutoPay
💰 Finance
(25)
free
7
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
💰 Finance
(4.6K)
free
8
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
9
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
10
Loan Access
Loan Access
Loan Access
Compare loans and credits
Free
💰 Finance
(0)
11
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
12
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Step-by-step loan guidesAI assistant for questionsSmart payment calculator
🔧 Utilities
(24)
subscription
13
FAFSA Student Aid & Grants
FAFSA Student Aid & Grants
FAFSA Student Aid & Grants
Federal Aid Tools & Calculator
Free
💰 Finance
(0)
14
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
15
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
💰 Finance
(289)
free
16
US Grants & Loan Guide 2026
US Grants & Loan Guide 2026
US Grants & Loan Guide 2026
Find Financial Aid & Relief 
Free
💰 Finance
(0)
17
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
18
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
💰 Finance
(3)
free
19
College Affordability Toolkit
College Affordability Toolkit
College Affordability Toolkit
Find a college you can afford!
Free

This app helps students and families understand the true cost of college and determine affordability. It provides real-time insights into out-of-pocket expenses, loan requirements, and repayment timelines to prevent unnecessary student loan debt.

College affordability ratingTrue cost of college calculationStudent loan debt analysis
📚 Education
(31)
free
20
Abgad
Abgad
Abgad
by PHAROS CONSUMER FINANCE
Free
💼 Business
(0)

FAQ about College Loans

What are the best college loans apps for iPhone?
Sallie Mae tops our college loans apps ranking as of August 2026, with a 4.5-star average from 102K App Store ratings, and it's free to download.
Yes — 20 of the top college loans apps we rank are free to download, including Sallie Mae and AES Student Loans.
Sallie Mae has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ college loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your Sallie Mae student loans and credit cards. You can view account summaries, make payments, set up automatic payments, check the status of loan applications, and receive payment reminders. It also offers secure login options and in-app messaging for support.
You can log in securely using your Sallie Mae username and password. For quicker access, the app also supports login via Touch ID or Face ID on compatible devices.