Best Credit Card Payment Accept Apps

211+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Tap to Pay + Contactless + POS is the household name in credit card payment accept, but it's far from the only option. We track 211+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Credit Card Payment Accept Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8โ˜… (3.5K)NoNoAug 2026
2Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7โ˜… (11K)YesNoAug 2026
3Pay for StripePay for StripeFree4.8โ˜… (1.3K)NoNoAug 2026
4Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7โ˜… (21)NoNoMay 2026
5Credit Acceptance MobileCredit Acceptance MobileFree4.4โ˜… (4.1K)NoNoAug 2026
6Square Point of Sale (POS)Square Point of Sale (POS)Free4.8โ˜… (604K)NoNoAug 2026
7Tap to Pay - Card PaymentsTap to Pay - Card PaymentsFree5.0โ˜… (1)NoNoJun 2026
8Elan Credit CardElan Credit CardFree4.8โ˜… (191K)NoNoAug 2026

Top Picks for Credit Card Payment Accept

Tap to Pay + Contactless + POS#1

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Editor's Choice
๐Ÿ’ผ Business
4.8๐Ÿ˜ž(3.5K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • ๐Ÿ‘ Convenient and easy to use
  • ๐Ÿš€ Facilitates transactions efficiently
  • ๐Ÿ’ก Versatile for various business needs

Room to Improve

  • ๐Ÿ› Payments not received or delayed
  • ๐Ÿ”’ Difficult to close accounts
  • ๐Ÿ’ฐ Unexpected charges and fees
Jim: sell & get paid instantly#2

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(11K ratings)
FreeAds
Jim: sell & get paid instantly screenshot 1
Jim: sell & get paid instantly screenshot 2
Jim: sell & get paid instantly screenshot 3
Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • ๐Ÿฆ„ Unicorn features
  • ๐Ÿ’ณ Seamless Apple Pay integration
  • ๐Ÿ’ธ Great rates for freelancing

Room to Improve

  • ๐Ÿšซ Terminated accounts without reason
  • ๐Ÿค– Limited functionality beyond talking to a robot
  • ๐Ÿ’ฐ No way to withdraw funds after payment
Pay for Stripe#3

Pay for Stripe by ACCEPT PAYMENT COMPANY

Accept Credit Card Payments
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(1.3K ratings)
Free
Pay for Stripe screenshot 1
Pay for Stripe screenshot 2
Pay for Stripe screenshot 3
Pay for Stripe screenshot 4
Pay for Stripe screenshot 5
Pay for Stripe screenshot 6

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Innovative features
  • ๐Ÿš€ Fast payouts
  • ๐Ÿ˜Š Satisfied customers

Room to Improve

  • ๐Ÿ› Unreliable app performance
  • ๐Ÿ”’ Lack of security and customer support
  • โฑ๏ธ Delayed payouts

More Credit Card Payment Accept apps to explore

4
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
๐Ÿ’ผ Business
(21)
free with in-app purchases
5
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

Secure login with fingerprint/face IDSchedule one-time paymentsSet up recurring payments
๐Ÿ’ฐ Finance
(4.1K)
free with in-app purchases
6
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
๐Ÿ’ผ Business
(604K)
free with in-app purchases
7
Tap to Pay - Card Payments
Tap to Pay - Card Payments
Tap to Pay - Card Payments
Accept Credit Card Payments
Free

Transform your iPhone into a mobile payment terminal to accept contactless card and mobile wallet payments instantly on-site. Eliminate the need for separate hardware and get paid faster, improving cash flow and professionalism for mobile businesses.

Accept contactless card payments on iPhoneNo EFTPOS machine or card reader neededInstant on-site payment processing
๐Ÿ’ผ Business
(1)
free
8
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
๐Ÿ’ฐ Finance
(191K)
free
9
FacilePay for Stripe Payments
FacilePay for Stripe Payments
FacilePay for Stripe Payments
Accept Credit Card Payments
Free

Accept credit and debit card payments on the go using your smartphone. This app simplifies on-the-spot transactions for small businesses, eliminating late payments and offering a user-friendly interface for managing finances.

Accept major credit/debit cardsSupport for 135+ currenciesCapture card details via photo or manual entry
๐Ÿ’ผ Business
(216)
free with in-app purchases
10
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
Accept Payments Anywhere
Free

This application allows businesses to accept credit card payments on the go. It provides tools for recording transactions, calculating taxes, managing discounts, and tracking sales in real-time. Inventory management and user permissions are also supported.

Accept credit card paymentsRecord cash salesAutomatic tax calculation
๐Ÿ’ผ Business
(5.6K)
free
11
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
๐Ÿ’ฐ Finance
(252K)
free with in-app purchases
12
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
๐Ÿ’ฐ Finance
(26K)
free
13
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Easily manage your Ollo card
Free

Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.

View balance and activityMake paymentsSet up autopay
๐Ÿ’ฐ Finance
(403)
free
14
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
๐Ÿ’ฐ Finance
(12K)
free
15
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
๐Ÿ’ฐ Finance
(2.1K)
free with in-app purchases
16
ProPay Payments
ProPay Payments
ProPay Payments
Accept Credit Cards
Free

Accept credit card payments securely on your mobile device. Process chip and swipe cards, manually enter payments, and store customer information for future transactions. Access funds via a prepaid debit card and monitor your business activity with transaction reviews and refunds.

Accept chip and swipe credit cardsManual card entrySecurely store customer payment info
๐Ÿ’ฐ Finance
(60)
free with in-app purchases
17
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard
Free

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions
๐Ÿ’ฐ Finance
(583K)
free
18
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
19
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
๐Ÿ’ผ Business
(16K)
free with in-app purchases
20
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(65K)
free

FAQ about Credit Card Payment Accept

What are the best credit card payment accept apps for iPhone?
Tap to Pay + Contactless + POS tops our credit card payment accept apps ranking as of July 2026, with a 4.8-star average from 3.5K App Store ratings, and it's free to download.
Yes โ€” 20 of the top credit card payment accept apps we rank are free to download, including Tap to Pay + Contactless + POS and Jim: sell & get paid instantly.
Tap to Pay + Contactless + POS has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 211+ credit card payment accept apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows merchants to accept credit card payments directly through their iPhone using Tap to Pay and contactless technology. It eliminates the need for separate payment terminals, offering a streamlined solution for in-person transactions.
You can accept major credit cards including VISA, MasterCard, American Express, and Discover, among others. The app is designed to handle a wide range of payment cards for your convenience.