Best Credit Card Payment Charge Apps

198+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6โ˜…, the credit card payment charge category is one of the App Store's strongest. Browse all 198+ apps we track, sorted so the most loved ones surface first.

Compare top Credit Card Payment Charge Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6โ˜… (2.1K)NoNoJul 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7โ˜… (39K)YesNoJul 2026
3PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8โ˜… (1.3K)YesNoJul 2026
4Elan Credit CardElan Credit CardFree4.8โ˜… (191K)NoNoJul 2026
5Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7โ˜… (242K)NoNoJul 2026
6Charge for Stripe Card PaymentCharge for Stripe Card PaymentFree3.8โ˜… (18)NoYesJun 2026
7Seen Mobile - Build CreditSeen Mobile - Build CreditFree4.8โ˜… (26K)NoNoJul 2026
8Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7โ˜… (21)NoNoMay 2026

Top Picks for Credit Card Payment Charge

ChargeStripe: Stripe Payments#1

ChargeStripe: Stripe Payments by SureSwift Worldwide Inc.

Mobile Credit Card Processing
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(2.1K ratings)
Free
ChargeStripe: Stripe Payments screenshot 1
ChargeStripe: Stripe Payments screenshot 2
ChargeStripe: Stripe Payments screenshot 3
ChargeStripe: Stripe Payments screenshot 4
ChargeStripe: Stripe Payments screenshot 5
ChargeStripe: Stripe Payments screenshot 6

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

What We Love

  • ๐Ÿš€ Simple and easy to use
  • ๐Ÿš€ Quick and efficient
  • ๐Ÿ‘ Great customer service
  • ๐Ÿ‘ Works well for small businesses

Room to Improve

  • ๐Ÿ› Issues with card scanning and processing
  • ๐Ÿ•ฐ๏ธ Slow payouts and delayed access to funds
  • ๐Ÿ’ฐ High fees and commission charges
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally
PayZapp UPI, Pixel Credit Card#3

PayZapp UPI, Pixel Credit Card by HDFC Bank Ltd.

Bill Payment, Recharge, Wallet
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(1.3K ratings)
FreeAds
PayZapp UPI, Pixel Credit Card screenshot 1
PayZapp UPI, Pixel Credit Card screenshot 2
PayZapp UPI, Pixel Credit Card screenshot 3
PayZapp UPI, Pixel Credit Card screenshot 4
PayZapp UPI, Pixel Credit Card screenshot 5
PayZapp UPI, Pixel Credit Card screenshot 6

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Room to Improve

  • ๐Ÿšซ Unable to login with US phone number
  • ๐Ÿšซ App not working for international customers
  • ๐Ÿšซ No option to change country code from default +91

More Credit Card Payment Charge apps to explore

4
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
๐Ÿ’ฐ Finance
(191K)
free
5
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
๐Ÿ’ฐ Finance
(242K)
free with in-app purchases
6
Charge for Stripe Card Payment
Charge for Stripe Card Payment
Charge for Stripe Card Payment
Mobile Payments. Credit Reader
Free

Accept credit card payments directly on your phone with ease. Send payment requests, process recurring and pre-authorized payments, and manage transactions securely. Ideal for businesses and individuals needing a mobile payment solution.

Accept credit card paymentsSend payment requestsProcess recurring payments
๐Ÿ’ฐ Finance
(18)
free with in-app purchases
7
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
๐Ÿ’ฐ Finance
(26K)
free
8
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
๐Ÿ’ผ Business
(21)
free with in-app purchases
9
Shell: Fuel, Charge & More
Shell: Fuel, Charge & More
Shell: Fuel, Charge & More
Pay & Save for Fuel and EV
Free

This app helps you save money on fuel and EV charging. Join a rewards program to earn discounts, pay securely from your phone, and find nearby stations. It also allows you to manage EV charging sessions.

Fuel Rewards savings programMobile payment for fuelEV charging station locator
๐Ÿ—บ๏ธ Navigation
(87K)
free with in-app purchases
10
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Easily manage your Ollo card
Free

Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.

View balance and activityMake paymentsSet up autopay
๐Ÿ’ฐ Finance
(403)
free
11
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visaยฎ Prepaid card
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
12
Petal Card
Petal Card
Petal Card
The Future of Credit
Free

This app helps users build credit and manage finances responsibly. It offers two credit card options, one for credit building and another with cash back rewards and no fees. Users can track their credit score, set budgets, and manage subscriptions.

Build credit historyCash back rewardsNo annual fee (Petal 2)
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
13
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Accept contactless payments on iPhoneBank-grade encryption for secure transactionsGlobal payment acceptance
๐Ÿ’ฐ Finance
(1.3K)
free with in-app purchases
14
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
๐Ÿ’ฐ Finance
(12K)
free
15
Amazon Store Card
Amazon Store Card
Amazon Store Card
by Synchrony Financial
Free

Securely manage your Amazon Store Card or Amazon Secured Card. Pay bills, view statements and activity, track rewards, and set up alerts. Access your digital card, view your credit score, and manage your profile.

Pay billsAccess billing statementsReview account activity
๐Ÿ’ฐ Finance
(131K)
free
16
Sparrow Card App
Sparrow Card App
Sparrow Card App
Building Credit Smarter
Free

This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.

Virtual card access1% cashback on on-time paymentsReal-time notifications
๐Ÿ’ฐ Finance
(3.2K)
free
17
Charge for Stripe Payments
Charge for Stripe Payments
Charge for Stripe Payments
Tap to Pay & Card Reader POS
Free
๐Ÿ’ผ Business
(0)
18
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard, LLC
Free

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions
๐Ÿ’ฐ Finance
(571K)
free
19
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(64K)
free
20
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
๐ŸŒŸ Lifestyle
(16K)
free with in-app purchases

FAQ about Credit Card Payment Charge

What are the best credit card payment charge apps for iPhone?
ChargeStripe: Stripe Payments tops our credit card payment charge apps ranking as of July 2026, with a 4.6-star average from 2.1K App Store ratings, and it's free to download.
Yes โ€” 20 of the top credit card payment charge apps we rank are free to download, including ChargeStripe: Stripe Payments and Paytm: Secure UPI Payments.
ChargeStripe: Stripe Payments has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 198+ credit card payment charge apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
ChargeStripe turns your iPhone into a Stripe-powered card reader, allowing you to accept credit card payments anywhere. You can tap to pay, scan cards, or manually enter payment details to process transactions instantly without needing extra hardware.
You can accept all major credit and debit cards, Apple Pay, and Google Pay. The app also supports Tap to Pay on iPhone, allowing customers to pay by holding their card or device near your iPhone.