Best Credit Card Processing Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Whether you're new to credit card processing or looking for an upgrade, our curated collection of 248+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Credit Card Processing Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8โ˜… (604K)NoNoAug 2026
2Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7โ˜… (11K)YesNoAug 2026
3Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8โ˜… (3.5K)NoNoAug 2026
4Payment for StripePayment for StripeFree4.8โ˜… (8.9K)NoNoAug 2026
5QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8โ˜… (6.4K)YesNoAug 2026
6SwipeSimple - Point of SaleSwipeSimple - Point of SaleFree4.8โ˜… (5.6K)NoNoAug 2026
7Elan Credit CardElan Credit CardFree4.8โ˜… (191K)NoNoAug 2026
8SumUp BusinessSumUp BusinessFree3.8โ˜… (699)YesNoAug 2026

Top Picks for Credit Card Processing

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
๐Ÿ’ผ Business
4.8๐Ÿ˜(604K ratings)
Free
#29in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • ๐Ÿ‘ Convenient and easy to use
  • ๐Ÿš€ Quick transactions and payouts
  • ๐Ÿ’ก Useful reporting and inventory management features
  • ๐Ÿ‘ Professional and sleek hardware design

Room to Improve

  • ๐Ÿ› Connectivity issues with card readers
  • ๐Ÿ”’ Concerns over account deactivation and fund holds
  • ๐Ÿค– Poor customer service and lack of live support
Jim: sell & get paid instantly#2

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(11K ratings)
FreeAds
Jim: sell & get paid instantly screenshot 1
Jim: sell & get paid instantly screenshot 2
Jim: sell & get paid instantly screenshot 3
Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • ๐Ÿฆ„ Unicorn features
  • ๐Ÿ’ณ Seamless Apple Pay integration
  • ๐Ÿ’ธ Great rates for freelancing

Room to Improve

  • ๐Ÿšซ Terminated accounts without reason
  • ๐Ÿค– Limited functionality beyond talking to a robot
  • ๐Ÿ’ฐ No way to withdraw funds after payment
Tap to Pay + Contactless + POS#3

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Worth Considering
๐Ÿ’ผ Business
4.8๐Ÿ˜ž(3.5K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • ๐Ÿ‘ Convenient and easy to use
  • ๐Ÿš€ Facilitates transactions efficiently
  • ๐Ÿ’ก Versatile for various business needs

Room to Improve

  • ๐Ÿ› Payments not received or delayed
  • ๐Ÿ”’ Difficult to close accounts
  • ๐Ÿ’ฐ Unexpected charges and fees

More Credit Card Processing apps to explore

4
Payment for Stripe
Payment for Stripe
Payment for Stripe
Tap to Pay, POS & credit cards
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
๐Ÿ’ผ Business
(8.9K)
free with in-app purchases
5
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
6
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
Accept Payments Anywhere
Free

This application allows businesses to accept credit card payments on the go. It provides tools for recording transactions, calculating taxes, managing discounts, and tracking sales in real-time. Inventory management and user permissions are also supported.

Accept credit card paymentsRecord cash salesAutomatic tax calculation
๐Ÿ’ผ Business
(5.6K)
free
7
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
๐Ÿ’ฐ Finance
(191K)
free
8
SumUp Business
SumUp Business
SumUp Business
Get paid and manage your money
Free

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

Accept paymentsManage item catalogTrack sales reports
๐Ÿ’ผ Business
(699)
free with in-app purchases
9
PayJunction
PayJunction
PayJunction
PayJunction Card Processing
Free

This app allows existing customers to process payments and collect electronic signatures on the go. It supports keying in credit cards, sending email receipts, and offers next-day deposits. It is PCI Level 1 compliant for secure transactions.

Key-in credit cardsSend receipts via emailCollect electronic signatures
๐Ÿ’ผ Business
(8)
free
10
THPro - Credit Card Processing
THPro - Credit Card Processing
THPro - Credit Card Processing
by TotalHousehold Inc
Free

This app allows contractors in the US to process credit card and ACH payments for services on the go. It supports transactions, refunds, and provides a history of all activity. A Bluetooth card reader is also available.

Credit card transactionsACH/checking account transactionsRefund processing
๐Ÿ’ฐ Finance
(1)
free
11
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
๐Ÿ’ฐ Finance
(29)
free
12
iProcess
iProcess
iProcess
Fast, easy payment processing
Free

Process credit card transactions securely and easily from your mobile device. This point of sale app supports swiped, keyed, and chip transactions, and offers features like transaction history, refunds, and automated tax application.

Process swiped, keyed, and chip transactionsView transaction historyRefund and void transactions
๐Ÿ’ผ Business
(29)
free
13
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
๐Ÿ’ผ Business
(653)
free with in-app purchases
14
eBizCharge for credit card processing
eBizCharge for credit card processing
eBizCharge for credit card processing
by INTEGRA CAPITAL GROUP, INC.
Free
๐Ÿ’ผ Business
(0)
15
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
๐Ÿ’ฐ Finance
(252K)
free with in-app purchases
16
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Manage Travel Points & Miles
Free

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

Automatic offer activationBonus category activationBest card recommendation
๐Ÿ’ฐ Finance
(17K)
free with in-app purchases
17
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
๐Ÿ’ฐ Finance
(1.4K)
free
18
Vera Credit
Vera Credit
Vera Credit
Flexible credit, your control
Free

This financial app offers flexible credit options and empowers users with control over their spending. It provides transparent terms, customizable rewards, and modern management tools for a personalized credit experience.

Flexible rewards optionsTransparent terms and feesInstant wallet access
๐Ÿ’ฐ Finance
(3)
free
19
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
๐Ÿ’ผ Business
(21)
free with in-app purchases
20
Fawaterak
Fawaterak
Fawaterak
by Fawaterk
Free
๐Ÿ’ฐ Finance
(0)

FAQ about Credit Card Processing

What are the best credit card processing apps for iPhone?
Square Point of Sale (POS) tops our credit card processing apps ranking as of August 2026, with a 4.8-star average from 604K App Store ratings, and it's free to download.
Yes โ€” 20 of the top credit card processing apps we rank are free to download, including Square Point of Sale (POS) and Jim: sell & get paid instantly.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ credit card processing apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Square Point of Sale is an all-in-one payments processing app designed to help businesses manage operations, accept various payment methods, and improve profitability. It offers tailored features for different industries like retail, restaurants, services, and beauty.
Key features include accepting payments in person, online, or over the phone with major credit cards, debit cards, digital wallets, and more. It also provides industry-specific modes with functionalities like inventory management, online booking, invoicing, and real-time business reports.

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