Best Cuppa Savings Apps

4.8😊(86K ratings)

Free

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Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

What We Love

💰 Effective savings tool
📈 Helps build good financial habits
🤝 Useful for joint savings goals
🤖 Automated savings rules
💳 Convenient debit card
🚀 Easy to use interface

Room to Improve

🕰️ Slow money transfers
🔒 Difficulty reconnecting bank accounts
💰 Unexpected fees/charges
🤝 Lack of visibility into joint goal contributions
🤖 Inflexible savings rules

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance

Strong Contender

4.9😐(275K ratings)

Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

🚀 Easy to use
👍 Great app design
🚀 Smooth performance
💰 Competitive interest rates
🔒 Secure banking

Room to Improve

🐛 Technical issues
🔒 Difficulty accessing funds
👎 Degraded app features
🕰️ Slow money transfers
🤔 Inconsistent user experience

SaveTogether: Savings Tracker by LaCher Thompson

Save Goals, No Bank Needed

Worth Considering

Compound interest calculationInterest reinvestment simulationCalculate interest earned

5.0(3 ratings)

Free

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Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.

More Cuppa Savings apps to explore

Savings Calculator

by Piet Jonas

$0.99

Calculate compound interest on investments over time with a fixed rate. This tool allows "what-if" scenarios to determine interest earned, required interest rates, or investment periods to reach financial goals.

(2)

paid

Oportun: Savings & Loans

Save money automatically

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit

(6.5K)

Turbo Piggy: Savings goal

Track goals, reach your dreams

Create unlimited savings goalsTrack multiple goals simultaneouslyVisualize progress with custom photos

This app helps you achieve your financial dreams by tracking savings goals. It allows you to create multiple goals, visualize progress with custom images, and receive smart reminders to stay motivated. Easily add or withdraw funds to manage your savings journey effectively.

Albert: Budgeting and Banking

(5)

freemium

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Savings goal - Budget Planner

(339K)

subscription

Save Money with Goal Tracker

Betterment Invest & Save Money

(0)

Investments & Cash Accounts

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

(66K)

Block Stack Budget

by Richard Hudon

Visual savings goal trackingBuild multiple savings projectsCustomizable goal icons and colors

Visualize your savings progress by building a virtual tower. Set personalized financial goals, add contributions to watch your structure grow, and track your progress with detailed logs. Manage multiple savings projects simultaneously, all offline.

Track savings, stay motivated

(2)

ad-supported

Smart Savings Tracker

Log money saved from skipped purchasesSet multiple savings goalsBuild daily streaks for motivation

Visualize your savings and stay motivated by tracking money not spent. Set multiple goals, build streaks, and get daily reminders to log your progress. Premium features offer enhanced convenience and security.

(0)

SaverLife: Accelerate Savings

Learn Tips, Win Cash, Save $$

Savings challenges with cash rewardsEarn points for saving progressRedeem points for scratchers to win cash

This app helps users accelerate their savings through unique challenges that offer cash rewards and points. Earn points for progress, redeem them for chances to win more money, and access money-saving tips and articles. Build a habit to achieve your financial goals.

(90)

The Savings Collaborative

A no-fee savings club

Builds savings habitMobile app securityCommunity savings clubs

This app helps users build a consistent savings habit by leveraging the security and convenience of a mobile platform combined with the collaborative trust of community savings clubs.

📚 Education

(13)

free

Savings - Money Tracker

Money Manager Expense & Income

Automatic recurring savings trackingDetailed analytics dashboardInteractive savings charts and insights

This finance app focuses on tracking your savings rather than your spending. It helps users automate wealth building by setting savings percentages for various income sources and provides detailed analytics and projections.

(1)

Savings Thermometer

Goal Tracker

Create and customize savings goalsVisual thermometer progress trackingReal-time savings updates

Visualize your financial progress towards savings goals with a unique thermometer-style tracker. Set targets, update your balance, and stay motivated as you watch your savings grow and reach milestones.

Raisin: Earn More on Cash

(1)

ad-supported

Savings, CDs, and More

Discover high-yield savings accountsCompare CD ratesManage multiple accounts from one login

This app helps you grow your savings by connecting you to high-yield accounts and CDs from multiple FDIC-member banks and NCUA-member credit unions. Manage all your deposits, compare rates, and simplify tax reporting from a single, secure dashboard with no added fees or minimums.

(87)

Principal®

Retire on your terms.

View account balancesRoll over fundsChange contributions

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

(239K)

Acorns: Save & Invest Money

ETF, Stock Investing & Savings

Automated investingInvest spare changeRecurring investments

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.