Best Cuppa Savings Apps

4.8😊(86K ratings)

Free

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Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited goals, track progress, and spend smarter with a dedicated debit card. Team up with a partner on shared financial goals while maintaining individual account privacy.

What We Love

💰 Effective savings tool
📈 Helps build good financial habits
🤝 Useful for joint savings goals
🤖 Automated savings rules
💳 Convenient debit card
🚀 Easy to use interface

Room to Improve

🕰️ Slow money transfers
🔒 Difficulty reconnecting bank accounts
💰 Unexpected fees/charges
🤝 Lack of visibility into joint goal contributions
🤖 Inflexible savings rules

Oportun: Savings & Loans by Oportun, Inc

Save money automatically

Strong Contender

4.7😐(289K ratings)

Free

This finance app automates savings by learning your income and spending habits to set aside money for your goals. You can track spending, manage bills, and pause or transfer funds anytime. It offers a secure way to build emergency savings and achieve financial objectives.

What We Love

💰 Helps save money
🤖 Automated savings
📊 Provides financial insights
🤝 Good customer service
🎉 Reached savings goals

Room to Improve

💸 Excessive/random withdrawals
🕰️ Slow transfer times
🚫 Difficulty closing account
💳 Overdraft fees
💰 Monthly subscription fee

SaveTogether: Savings Tracker by LaCher Thompson

Save Goals, No Bank Needed

Worth Considering

Betterment Invest & Save Money

4.9(8 ratings)

Free

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Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.

More Cuppa Savings apps to explore

Investments & Cash Accounts

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash reserve account

Automated investing and savings app to help you reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for retirement planning and wealth building. Start with as little as $10.

free with in-app purchases

(67K)

Bread Savings

by Comenity LLC

Secure account accessMonitor balances and transactionsMobile check deposit

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

free with in-app purchases

(6.6K)

SoFi: Mobile Bank & Investing

Online Banking & Stock Trading

AI-driven financial guide (SoFi Coach)Fee-free online bankingHigh-yield savings accounts

Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

(385K)

Turbo Piggy: Savings goal

Track goals, reach your dreams

Create unlimited savings goalsTrack multiple goals simultaneouslyVisualize progress with custom photos

This app helps you achieve your financial dreams by tracking savings goals. It allows you to create multiple goals, visualize progress with custom images, and receive smart reminders to stay motivated. Easily add or withdraw funds to manage your savings journey effectively.

SaverLife: Accelerate Savings

(27)

freemium

Learn Tips, Win Cash, Save $$

Unique savings challenges with cash rewardsEarn points for saving progressRedeem points for scratchers to win cash

This nonprofit app helps users accelerate their savings through unique challenges and cash rewards. Earn points for progress, redeem them for chances to win more money, and access expert tips to build lasting saving habits.

(90)

Albert: Budgeting and Banking

Organize. Budget. Save.

Budgeting and expense trackingAutomatic saving and investingHigh yield savings account

Manage your finances with an all-in-one app that helps you budget, save, and invest. Get early access to your paycheck, earn on savings, and receive 24/7 identity monitoring. Offers AI financial assistance and cash advances.

free with in-app purchases

(344K)

Savings Calculator

by Piet Jonas

$0.99

Calculate compound interest on investments over time with a fixed rate. This tool allows "what-if" scenarios to determine interest earned, required interest rates, or investment periods to reach financial goals.

Compound interest calculationInterest reinvestment simulationCalculate interest earned

Track Savings, Hatch Goals

Manage your finances with a private planner that consolidates budgets, loans, deposits, and savings goals. Make informed decisions by understanding your cash flow, comparing loan offers, estimating deposit returns, and planning for future purchases.

Budget trackingLoan comparisonDeposit return estimation

(1)

Raisin: Earn More on Cash

Savings, CDs, and More

Discover exclusive high-yield savings accounts and CDsCompare rates from 75+ FDIC-member banks and NCUA-member credit unionsManage multiple accounts from a single dashboard

This app connects you to high-yield savings accounts and CDs from over 75 banks and credit unions. Manage multiple accounts, track interest, and simplify tax documents through a single, secure login. It offers a marketplace for earning more on your cash with no fees or minimums.

(89)

Wealthfront: Save and Invest

Saving, investing, stocks.

High-yield cash account with competitive APYExpert-built ETF investment portfoliosCommission-free stock and ETF investing

Manage your savings and investments in one place. Earn competitive APY on cash deposits, invest in diversified portfolios or individual stocks with zero commissions, and get a holistic view of your financial future.

(18K)

National Savings Digital

Investment portfolio managementProfit insightsDigital Savings Certificates

Manage investments, track profits, and explore digital financial products. Seamlessly handle fund transfers and access transaction history for informed financial decisions.

(8)

KeepMoney – Savings Tracker

Reach your goals easily

Set savings goalsTrack deposit frequencyMonitor progress

This app helps you manage your finances by allowing you to set savings goals, track deposits, and monitor your progress. It's designed with a simple, intuitive interface suitable for all ages, promoting financial literacy.

🌟 Lifestyle

(117)

Savings goal - Budget Planner

Save Money with Goal Tracker

Retire on your terms.

View account balancesRoll over fundsChange contributions

Manage retirement savings and achieve financial goals with easy transactions and personalized insights. Access educational resources, track progress with tools like the Retirement Wellness Score, and find insurance information.

by Voya Services Company

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

(191K)

TaFin - Advanced Finances

Calculate compound interest!

Compound interest and inflation calculatorFinancial strategy comparisonGrowth forecasts and purchasing power

This app helps you understand how your money grows over time by calculating compound interest and accounting for inflation. It offers visual tools to plan savings, compare financial strategies, and forecast growth without complex spreadsheets.

(4)