Best Debt Tracker App By Undebt

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Finding the right debt tracker app by undebt can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Debt Tracker App By Undebt (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Tracker App by UnDebtDebt Tracker App by UnDebtFree was $4.995.0★ (4)NoYesAug 2026
2Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
3YNABYNABFree4.8★ (61K)NoYesAug 2026
4Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesAug 2026
5Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.4K)YesNoAug 2026
6Debt Free –Pay Off Debt FasterDebt Free –Pay Off Debt FasterFree was $0.994.1★ (992)NoYesAug 2026
7Money Manager: Debt TrackerMoney Manager: Debt TrackerFreeNoYesJul 2026
8Debt Tracker – IOU & LoansDebt Tracker – IOU & LoansFree3.0★ (1)NoYesMay 2026

Top Picks for Debt Tracker App By Undebt

Debt Tracker App by UnDebt#1

Debt Tracker App by UnDebt by Adam Jessop

Debt Payoff Planner & Loans
Editor's Choice
💰 Finance
5.0(4 ratings)
FreeIn-App Purchases
Debt Tracker App by UnDebt screenshot 1
Debt Tracker App by UnDebt screenshot 2
Debt Tracker App by UnDebt screenshot 3
Debt Tracker App by UnDebt screenshot 4
Debt Tracker App by UnDebt screenshot 5
Debt Tracker App by UnDebt screenshot 6

Easily manage all your debts and loans in one place. Track payments, interest, and categorize your financial obligations to stay organized and on the path to financial freedom.

Debt Payoff Planner & Tracker#2

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Strong Contender
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#72in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
YNAB#3

YNAB by You Need A Budget LLC

Never worry about money again
Worth Considering
💰 Finance
4.8😊(61K ratings)
FreeIn-App Purchases
#6in Finance
YNAB screenshot 1
YNAB screenshot 2
YNAB screenshot 3
YNAB screenshot 4
YNAB screenshot 5
YNAB screenshot 6

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

What We Love

  • 💰 Helps save money
  • 👍 Intuitive and easy to use
  • 🚀 Efficient budgeting system
  • 🤝 Helpful for couples/families

Room to Improve

  • 🔍 Steep learning curve
  • 🔌 Connectivity issues with some banks
  • 💰 Expensive subscription

More Debt Tracker App By Undebt apps to explore

4
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.4K)
free with in-app purchases
5
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
6
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(992)
free with in-app purchases
7
Money Manager: Debt Tracker
Money Manager: Debt Tracker
Money Manager: Debt Tracker
Track Loans, Credit & Interest
Free
💰 Finance
(0)
8
Debt Tracker – IOU & Loans
Debt Tracker – IOU & Loans
Debt Tracker – IOU & Loans
Track money you owe or lend
Free

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Track interpersonal debtsRecord partial paymentsSet custom reminders
💰 Finance
(1)
freemium
9
Knot - Track Debt with Friends
Knot - Track Debt with Friends
Knot - Track Debt with Friends
Shared Balances, Simplified
Free
💰 Finance
(0)
10
Debt Tracker - Loan Reminder
Debt Tracker - Loan Reminder
Debt Tracker - Loan Reminder
Lend hassle-free with Loan!
Free
💰 Finance
(0)
11
Debt off planner
Debt off planner
Debt off planner
Debt Tracker & Repayment Plan
Free
💰 Finance
(0)
12
YaOweMe
YaOweMe
YaOweMe
by Jens Jorgensen
Free
📊 Productivity
(0)
13
DebtCleared: Payoff Tracker
DebtCleared: Payoff Tracker
DebtCleared: Payoff Tracker
Manage loans & track payments
Free
$9.99 | 100% OFF
🌟 Lifestyle
(0)
14
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Simple Ledger for Payments
Free
📊 Productivity
(0)
15
Debt Payoff Tracker - DebtFree
Debt Payoff Tracker - DebtFree
Debt Payoff Tracker - DebtFree
Snowball & Avalanche Planner
Free
💰 Finance
(0)
16
Debt Compass - Card Tracker
Debt Compass - Card Tracker
Debt Compass - Card Tracker
Track and Pay Off Your Debt
Free
💰 Finance
(0)
17
Payoff — Debt Tracker
Payoff — Debt Tracker
Payoff — Debt Tracker
Crush debt. Keep more money.
Free
💰 Finance
(0)
18
Debt Tracker: Manage Money
Debt Tracker: Manage Money
Debt Tracker: Manage Money
Loan & Balance Tracker
Free
💰 Finance
(0)
19
Debt Notary: Money Tracker
Debt Notary: Money Tracker
Debt Notary: Money Tracker
Personal Loan & Tracker
Free
📊 Productivity
(0)
20
Io Crediti&Debiti
Io Crediti&Debiti
Io Crediti&Debiti
by Alessandro Re
Free
💰 Finance
(0)

FAQ about Debt Tracker App By Undebt

What is the best debt tracker app by undebt for iPhone?
Debt Tracker App by UnDebt tops our debt tracker app by undebt ranking as of August 2026, with a 5.0-star average from 4 App Store ratings, and it's free to download.
Yes — 20 of the top debt tracker app by undebt we rank are free to download, including Debt Tracker App by UnDebt and Debt Payoff Planner & Tracker.
Debt Tracker App by UnDebt has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ debt tracker app by undebt on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Debt Tracker App by UnDebt is a personal finance application designed to help users manage their debts. It allows for tracking loans, credit card balances, and money lent or borrowed, with features like interest tracking and payment recording.
You can add interest rates to any of your debts within the app. The total amount due will then update automatically, helping you stay informed about accruing interest on your financial obligations.