Best Deposit Checks With Mobile Check Deposit Apps

227+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Out of 227+ deposit checks with mobile check deposit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Deposit Checks With Mobile Check Deposit Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ingo Money - Cash ChecksIngo Money - Cash ChecksFree4.2★ (8.9K)YesNoJul 2026
2DeposZip MobileDeposZip MobileFreeNoNoJul 2026
3Check DepositCheck DepositFreeNoNoMay 2026
4UFCU MobileUFCU MobileFree4.7★ (21K)NoNoJul 2026
5GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (63K)NoNoJul 2026
6Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.5M)YesNoJul 2026
7OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (378K)YesNoJul 2026
8Citi Mobile®Citi Mobile®Free4.9★ (3.9M)YesNoJul 2026

Top Picks for Deposit Checks With Mobile Check Deposit

Ingo Money - Cash Checks#1

Ingo Money - Cash Checks by Ingo Money, Inc.

Editor's Choice
💰 Finance
4.2😞(8.9K ratings)
FreeAds
Ingo Money - Cash Checks screenshot 1
Ingo Money - Cash Checks screenshot 2
Ingo Money - Cash Checks screenshot 3
Ingo Money - Cash Checks screenshot 4
Ingo Money - Cash Checks screenshot 5

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

What We Love

  • 🚀 Fast and convenient
  • 💡 Works with various payment methods
  • 👍 Helpful customer service
  • 🚀 Instant check cashing

Room to Improve

  • 🐛 Inconsistent check approval
  • 🔒 Security and identity verification issues
  • 💰 High fees for instant cashing

More Deposit Checks With Mobile Check Deposit apps to explore

3
DeposZip Mobile
DeposZip Mobile
DeposZip Mobile
by Vertifi Software
Free

Deposit checks directly into your bank account using your iPhone. This app allows you to make quick, safe, and secure deposits from any location, eliminating the need to visit a physical branch. Your financial institution must be a participant in the program to use this service.

Deposit checks remotelyQuick depositsSafe and secure transactions
💰 Finance
(0)
free
4
UFCU Mobile
UFCU Mobile
UFCU Mobile
by University Federal Credit Union
Free

Manage your UFCU accounts securely and conveniently from your mobile device. Access real-time balances, make deposits, transfer funds, and pay bills with advanced security features like Face ID and PIN login.

Card activation and managementReal-time balance and transaction historyMobile check deposit
💰 Finance
(21K)
free
5
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
6
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
7
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(378K)
free with in-app purchases
8
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(3.9M)
free with in-app purchases
9
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

View account balances and activityDeposit checks by snapping photosTransfer money between accounts
💰 Finance
(737K)
free
10
Flare Account
Flare Account
Flare Account
by NETSPEND CORPORATION
Free

Manage your ACE Flare account conveniently from your mobile device. Check balances, view transactions, send money to friends and family, and deposit checks remotely. This app offers a streamlined way to handle your finances on the go.

Check account balanceView transaction historySend money to friends and family
💰 Finance
(4.7K)
free
11
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
12
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
13
BankMobile
BankMobile
BankMobile
Digital banking on demand!
Free

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

Earn cash back offersLink external accountsGet paid up to 2 days early
💰 Finance
(32K)
free
14
Flagstar Mobile Banking
Flagstar Mobile Banking
Flagstar Mobile Banking
by New York Community Bank
Free

Manage your finances conveniently from your mobile device. Enroll directly, view balances and transactions, pay bills, send money, and deposit checks. Access credit scores and manage your debit card with ease.

On-device enrollmentInstant BalanceFingerprint/Face ID login
💰 Finance
(21K)
free
15
Patelco Mobile Banking
Patelco Mobile Banking
Patelco Mobile Banking
by Patelco Credit Union
Free

Manage your finances conveniently from your mobile device. Access account balances, view transaction history, and transfer funds. Pay bills, deposit checks, and find nearby ATMs and branches.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(45K)
free
16
GoBank - Mobile Banking
GoBank - Mobile Banking
GoBank - Mobile Banking
by Green Dot Corporation
Free

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

No surprise feesEarly direct depositFree ATM network
💰 Finance
(5.3K)
free
17
Fifth Third: 53 Mobile Banking
Fifth Third: 53 Mobile Banking
Fifth Third: 53 Mobile Banking
by FifthThird Bank
Free

Manage your finances on the go with secure access to your accounts. Deposit checks, pay bills, transfer funds, and send money to friends and family. Track transactions and manage alerts for peace of mind.

Secure account accessMobile check depositBill payment
💰 Finance
(631K)
free
18
Ameris Mobile
Ameris Mobile
Ameris Mobile
Access your accounts on the go
Free

Manage your Ameris Bank accounts conveniently from your mobile device. Check balances, transfer funds, deposit checks, pay bills, and control your debit card. Secure messaging and location finder are also available.

Check account balances and transactionsTransfer funds between accountsDeposit checks using phone camera
💰 Finance
(4.5K)
free
19
Arrowhead Mobile Banking
Arrowhead Mobile Banking
Arrowhead Mobile Banking
Arrowhead Credit Union
Free

Manage your finances on the go with this mobile banking app. Access account information, deposit checks, pay bills, transfer funds, and utilize financial wellness tools. Security features like two-factor authentication and card blocking are included.

Link external accountsSnapshot view for balancesMobile check deposit
💰 Finance
(31K)
free
20
Alliant Mobile Banking
Alliant Mobile Banking
Alliant Mobile Banking
by Alliant Credit Union
Free

Manage your finances conveniently on the go with this banking app. Deposit checks, view balances, transfer funds, pay bills, and locate ATMs. It offers secure login options and a personal financial management tool.

Instant check depositAccount balance and activityMoney transfers
💰 Finance
(8.4K)
free

FAQ about Deposit Checks With Mobile Check Deposit

What are the best deposit checks with mobile check deposit apps for iPhone?
Ingo Money - Cash Checks tops our deposit checks with mobile check deposit apps ranking as of July 2026, with a 4.2-star average from 8.9K App Store ratings, and it's free to download.
Yes — 20 of the top deposit checks with mobile check deposit apps we rank are free to download, including Ingo Money - Cash Checks and DeposZip Mobile.
Ingo Money - Cash Checks shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 227+ deposit checks with mobile check deposit apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Ingo Money is a mobile service that allows you to cash almost any type of check directly from your smartphone. You can get your money in minutes deposited into your bank account, prepaid card, or PayPal account. It offers a convenient alternative to traditional check cashing services.
To cash a check, you first create an Ingo Money profile and link your desired accounts. Then, simply take photos of the front and back of your check and submit them through the app. If approved, the funds will be transferred to your linked account.