Best Deposit Checks With Mobile Check Deposit Apps

243+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Out of 243+ deposit checks with mobile check deposit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Deposit Checks With Mobile Check Deposit Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ingo Money - Cash ChecksIngo Money - Cash ChecksFree4.2★ (9.4K)NoNoSep 2026
2BankMobileBankMobileFree4.7★ (34K)NoNoSep 2026
3iWalletiWalletFree4.8★ (895)NoNoSep 2026
4Check DepositCheck DepositFreeNoNoMay 2026
5OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (435K)NoNoSep 2026
6Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoSep 2026
7UFCU MobileUFCU MobileFree4.7★ (21K)NoNoSep 2026
8PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoSep 2026

Top Picks for Deposit Checks With Mobile Check Deposit

4.2😞(9.4K ratings)
Free
Ingo Money - Cash Checks screenshot 1
Ingo Money - Cash Checks screenshot 2
Ingo Money - Cash Checks screenshot 3
Ingo Money - Cash Checks screenshot 4
Ingo Money - Cash Checks screenshot 5

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

What We Love

  • 🚀 Fast and convenient
  • 💡 Works with various payment methods
  • 👍 Helpful customer service
  • 🚀 Instant check cashing

Room to Improve

  • 🐛 Inconsistent check approval
  • 🔒 Security and identity verification issues
  • 💰 High fees for instant cashing
  • 🤖 Poor communication and lack of transparency
BankMobile#2

BankMobile by BM TECHNOLOGIES, INC.

Digital banking on demand!
Strong Contender
💰 Finance
4.7😞(34K ratings)
Free
BankMobile screenshot 1
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BankMobile screenshot 4
BankMobile screenshot 5

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

What We Love

  • 🚀 Immediate fund transfers
  • 👍 User-friendly app
  • 🚀 Fast check deposits
  • 🔒 Secure account
  • 👍 Convenient mobile banking

Room to Improve

  • 🐛 Unreliable app performance
  • 💰 Excessive fees
  • 🚫 Limited ATM access
  • 🔒 Restricted account access
  • 🤬 Poor customer service
iWallet#3

iWallet by iWallet

Mobile deposit
Worth Considering
💰 Finance
4.8(895 ratings)
Free
iWallet screenshot 1
iWallet screenshot 2

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

More Deposit Checks With Mobile Check Deposit apps to explore

FAQ about Deposit Checks With Mobile Check Deposit

What are the best deposit checks with mobile check deposit apps for iPhone?
Ingo Money - Cash Checks tops our deposit checks with mobile check deposit apps ranking as of September 2026, with a 4.2-star average from 9.4K App Store ratings, and it's free to download.
Yes — 20 of the top deposit checks with mobile check deposit apps we rank are free to download, including Ingo Money - Cash Checks and BankMobile.
Ingo Money - Cash Checks has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 243+ deposit checks with mobile check deposit apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Ingo Money is a mobile service that allows you to cash almost any type of check directly from your smartphone. You can get your money in minutes deposited into your bank account, prepaid card, or PayPal account. It offers a convenient alternative to traditional check cashing services.
To cash a check, you first create an Ingo Money profile and link your desired accounts. Then, simply take photos of the front and back of your check and submit them through the app. If approved, the funds will be transferred to your linked account.