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Best Em2Pay Apps & Games

233+ iOS apps & games curated and reviewed

4.4 avg rating
20 free apps & games
Updated May 2026

The best em2pay apps and games on iPhone average 4.4★ across 233+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Compare top Em2Pay Apps & Games (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Step: All-In-One Money AppStep: All-In-One Money AppFree4.7★ (81K)YesNoAug 2026
2RMB Games - Preschool LearningRMB Games - Preschool LearningFree4.2★ (2.4K)NoYesAug 2026
3Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
41688- B2B Market1688- B2B MarketFree4.0★ (1.2K)NoNoAug 2026
5Touch ‘n Go eWalletTouch ‘n Go eWalletFree4.7★ (4.5K)NoNoAug 2026
6Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (84K)NoNoAug 2026
7inDrive. Save on city ridesinDrive. Save on city ridesFree4.8★ (387K)NoNoAug 2026
8B9: Cash AdvanceB9: Cash AdvanceFree4.5★ (20K)YesNoAug 2026

Top Picks for Em2Pay

Step: All-In-One Money App#1

Step: All-In-One Money App by Step Mobile Inc.

Build, Spend, Save, and Borrow
Editor's Choice
💰 Finance
4.7😐(81K ratings)
FreeAds
Step: All-In-One Money App screenshot 1
Step: All-In-One Money App screenshot 2
Step: All-In-One Money App screenshot 3
Step: All-In-One Money App screenshot 4
Step: All-In-One Money App screenshot 5
Step: All-In-One Money App screenshot 6

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

What We Love

  • 💳 Great for teens to manage money
  • 🚀 Easy to use app and card
  • 💳 Helpful for building credit
  • 💳 No monthly fees

Room to Improve

  • 🐛 Account suspension and lockout issues
  • 🔍 Lack of transparency on account closures
  • 🕰️ Slow customer support response times
RMB Games - Preschool Learning#2

RMB Games - Preschool Learning by Sladco: Free Learning Apps for Toddler Boys & Girls - Educational Baby Games for Little Kids

Pre K letters & numbers Kids
Strong Contender
🎮 Games
4.2😊(2.4K ratings)
FreeIn-App Purchases
RMB Games - Preschool Learning screenshot 1
RMB Games - Preschool Learning screenshot 2
RMB Games - Preschool Learning screenshot 3
RMB Games - Preschool Learning screenshot 4
RMB Games - Preschool Learning screenshot 5
RMB Games - Preschool Learning screenshot 6

This app offers over 80 interactive educational games designed for toddlers and preschoolers. It focuses on teaching numbers, counting, and new words through engaging mini-games with increasing difficulty. Native speaker audio aids pronunciation and vocabulary development.

What We Love

  • 👍 Fun and educational
  • 👍 Great for digital learning
  • 👍 Helps with counting and numbers
  • 👍 Engaging for kids

Room to Improve

  • 🔒 Many levels locked behind paywall
  • 🐛 Incorrect counting and numbers
  • 🐛 Constant requests to rate the app
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(132K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
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Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited

More Em2Pay apps to explore

4
1688- B2B Market
1688- B2B Market
1688- B2B Market
Best Wholesale Deals
Free

Access China's premier wholesale marketplace directly from your mobile device. Source factory-direct products at competitive prices, from consumer goods to industrial items. Enjoy integrated logistics, multi-language support, and international payment options for a seamless global sourcing experience.

Factory-direct wholesale dealsWide product selectionNegotiate with suppliers
🛍️ Shopping
(1.2K)
free with in-app purchases
5
Touch ‘n Go eWallet
Touch ‘n Go eWallet
Touch ‘n Go eWallet
It’s the way to GO
Free

Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.

Secure digital walletBill payments and reloadsInvestments and savings
💰 Finance
(4.5K)
free with in-app purchases
6
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(84K)
free with in-app purchases
7
inDrive. Save on city rides
inDrive. Save on city rides
inDrive. Save on city rides
Ride for less, drive for more!
Free

This ride-sharing app allows users to set their own prices for rides and choose their preferred drivers. It also offers opportunities for drivers to earn more with flexible schedules and low service fees. Safety features and 24/7 support are prioritized for both riders and drivers.

Set your own ride priceChoose your preferred driverLow service fees for drivers
✈️ Travel
(387K)
free with in-app purchases
8
B9: Cash Advance
B9: Cash Advance
B9: Cash Advance
No Credit Check Payday Advance
Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Early paycheck accessCash advances up to $1kAdvance limit grows with direct deposit
💰 Finance
(20K)
subscription
9
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
10
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
11
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
💰 Finance
(1.8K)
free
12
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
13
Grab: Taxi Ride, Food Delivery
Grab: Taxi Ride, Food Delivery
Grab: Taxi Ride, Food Delivery
Car Hailing & Grocery Order
Free

This app provides a comprehensive suite of services across Southeast Asia, including ride-hailing, food and grocery delivery, and package delivery. It aims to be a one-stop solution for everyday needs, offering convenient booking and cashless payment options.

Ride-hailing and taxi bookingFood delivery from restaurantsGrocery delivery from supermarkets
✈️ Travel
(251K)
free with in-app purchases
14
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
💰 Finance
(9.1K)
free
15
TrueMoney - Pay & Earn Coins
TrueMoney - Pay & Earn Coins
TrueMoney - Pay & Earn Coins
Effortless Money Management
Free

This financial app simplifies everyday transactions, offering cashless payments for bills, mobile top-ups, and purchases. It provides secure money management, exclusive deals, and investment options, while also supporting business growth.

Cashless and cardless paymentsMobile top-ups and bill paymentsOnline and offline purchases
💰 Finance
(295)
free with in-app purchases
16
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(870K)
freemium
17
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(55K)
free
18
Alipay - Simplify Your Life
Alipay - Simplify Your Life
Alipay - Simplify Your Life
by Alipay (Hangzhou) Technology Co., Ltd.
Free

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

Online paymentsIn-person paymentsInternational merchant acceptance
🌟 Lifestyle
(4.2K)
free with in-app purchases
19
NexusPay
NexusPay
NexusPay
by Dutch-Bangla Bank
Free

This app offers a fully cardless payment solution, allowing users to link multiple bank cards for transactions. It supports QR and NFC payments, free money transfers to any mobile number, and temporary card generation for online purchases.

Cardless paymentsLink multiple bank cardsQR and NFC transactions
💰 Finance
(1.1K)
free
20
InstaPay Egypt
InstaPay Egypt
InstaPay Egypt
InstaPay Egypt
Free

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

Instant money sending and receivingLink bank accounts and Meeza cardsSend via mobile number or Instant Payment Address
💰 Finance
(687)
free

FAQ about Em2Pay

What are the best em2pay apps & games for iPhone?
Step: All-In-One Money App tops our em2pay apps & games ranking as of May 2026, with a 4.7-star average from 81K App Store ratings, and it's free to download.
Yes — 20 of the top em2pay apps & games we rank are free to download, including Step: All-In-One Money App and RMB Games - Preschool Learning.
Step: All-In-One Money App shows ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 233+ em2pay apps & games on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The Step app is a comprehensive financial tool designed to help users build credit, grow their savings, and access funds. It offers features like free credit building, cashback rewards on purchases, high-interest savings accounts, and the ability to borrow money with no interest.
Step allows users to build credit for free, with the average user boosting their credit score significantly in their first year. This feature is available at any age and helps users establish a positive credit history.