Best Fast Cash Loan & Borrow Money Apps

238+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

If you already know Upstart, this is the deeper bench. 238+ fast cash loan & borrow money apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Fast Cash Loan & Borrow Money Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (47K)NoNoOct 2026
2Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (96K)YesYesOct 2026
3CASH 1 LOANSCASH 1 LOANSFree3.2★ (24)NoNoOct 2026
4SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoOct 2026
5Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (396K)YesNoOct 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (580K)NoNoOct 2026
7Borrow Money Fast - Loan CalcBorrow Money Fast - Loan CalcFree4.5★ (566)YesNoOct 2026
8Cash Advance & Money BorrowingCash Advance & Money BorrowingFree——NoOct 2026

Top Picks for Fast Cash Loan & Borrow Money

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(47K ratings)
Free
#67in Finance
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Lenme: Borrowing and Lending#2

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Strong Contender
💰 Finance
4.5😞(96K ratings)
FreeAdsIn-App Purchases
#13in Finance
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Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
CASH 1 LOANS#3

CASH 1 LOANS by THRIVOS INC

Access & Manage Your Credit
Worth Considering
💰 Finance
3.2😐(24 ratings)
Free
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Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

What We Love

  • 🚀 Fast and easy loan approval process
  • 📱 User-friendly app interface
  • 💰 Quick access to funds same day
  • 👥 Excellent in-store customer service
  • 🎯 Simple payment management
  • ⭐ Helpful and attentive staff members
  • 🔄 Convenient mobile app for payments

Room to Improve

  • 💸 Extremely high interest rates and fees
  • 🐛 Persistent app login and functionality issues
  • 📞 Aggressive collection calls and messages
  • 🚫 Misleading pre-approval marketing claims
  • ⚠️ Predatory lending practices targeting vulnerable customers
  • 🔐 Data security and privacy concerns
  • 💳 Difficulty accessing available credit through app
  • 📊 Unclear loan terms and payment allocation

More Fast Cash Loan & Borrow Money apps to explore

FAQ about Fast Cash Loan & Borrow Money

What are the best fast cash loan & borrow money apps for iPhone?
Upstart: Personal Loans + More tops our fast cash loan & borrow money apps ranking as of October 2026, with a 4.9-star average from 47K App Store ratings, and it's free to download.
Yes — 20 of the top fast cash loan & borrow money apps we rank are free to download, including Upstart: Personal Loans + More and Lenme: Borrowing and Lending.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 238+ fast cash loan & borrow money apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.