Best Finance App India

0+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

The best finance app india on iPhone average 4.5โ˜… across 0+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated June 2026.

Compare top Finance App India (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7โ˜… (167K)NoNoAug 2026
2HDFC Bank App: Banking & CardsHDFC Bank App: Banking & CardsFree4.8โ˜… (13K)NoNoAug 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4โ˜… (1.4K)NoNoAug 2026
4Abound: Send Money to IndiaAbound: Send Money to IndiaFree4.4โ˜… (14K)NoYesAug 2026
5LemFiLemFiFree4.8โ˜… (71K)NoNoAug 2026
6PayMe - Personal loan appPayMe - Personal loan appFree3.6โ˜… (32)NoNoAug 2026
7WhatsApp MessengerWhatsApp MessengerFree4.7โ˜… (18M)YesYesAug 2026
8YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3โ˜… (2.9K)NoNoAug 2026

Top Picks for Finance App India

PhonePe UPI, Payment, Recharge#1

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(167K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues
HDFC Bank App: Banking & Cards#2

HDFC Bank App: Banking & Cards by HDFC Bank Ltd.

UPI, Payments, Loans & Offers
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(13K ratings)
Free
HDFC Bank App: Banking & Cards screenshot 1
HDFC Bank App: Banking & Cards screenshot 2
HDFC Bank App: Banking & Cards screenshot 3
HDFC Bank App: Banking & Cards screenshot 4
HDFC Bank App: Banking & Cards screenshot 5
HDFC Bank App: Banking & Cards screenshot 6

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

What We Love

  • ๐Ÿš€ Smooth UI/UX transitions
  • ๐Ÿš€ Intuitive app flow
  • ๐Ÿš€ Minimal API call time
  • ๐Ÿ‘ Modern and visually appealing interface

Room to Improve

  • ๐Ÿ› Registration fails for overseas customers
  • ๐Ÿ› SMS verification issues for international users
  • ๐Ÿ› Inconsistent font sizes and cluttered UI

More Finance App India apps to explore

4
Abound: Send Money to India
Abound: Send Money to India
Abound: Send Money to India
Send Money with Best Rates
Free

Send money to India with competitive rates and no hidden fees. Earn cashback on shopping at over 4000 Indian grocery stores and popular retailers. Get rewarded for signing up and referring friends.

Send money to India with best ratesEarn cashback at 4000+ Indian grocery storesCashback at popular US retailers
๐Ÿ’ฐ Finance
(14K)
freemium
5
LemFi
LemFi
LemFi
Global payment for everyone
Free

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Send money overseasLow or zero transfer feesMulti-currency account
๐Ÿ’ฐ Finance
(71K)
free
6
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
๐Ÿ’ฐ Finance
(32)
free with in-app purchases
7
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
๐ŸŒ Social Networking
(18M)
free with in-app purchases
8
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
๐Ÿ’ฐ Finance
(2.9K)
free
9
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
๐Ÿ›๏ธ Shopping
(106K)
free with in-app purchases
10
TransUnionยฎ
TransUnionยฎ
TransUnionยฎ
Your scores, reports & offers
Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scoresFree credit reportsFree credit monitoring
๐Ÿ’ฐ Finance
(39K)
freemium
11
Xe Money Transfer & Currency
Xe Money Transfer & Currency
Xe Money Transfer & Currency
Send Money Abroad in Minutes
Free

Easily send money internationally to over 200 countries and 100+ currencies. Get competitive rates, track transfers, and choose flexible payment and payout methods. Millions trust this app for fast, secure, and reliable global money transfers.

Send money internationally to 200+ countriesTransfer across 100+ currenciesCheck live exchange rates
๐Ÿ’ฐ Finance
(124K)
free with in-app purchases
12
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
๐ŸŒŸ Lifestyle
(16K)
free with in-app purchases
13
Yono Lite SBI
Yono Lite SBI
Yono Lite SBI
SBI Mobile Banking App
Free

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Account management and mini statementsFund transfers (within SBI, third-party, inter-bank)Fixed and recurring deposit opening
๐Ÿ’ฐ Finance
(1.6K)
free with in-app purchases
14
Coinbase: Buy Crypto & Stocks
Coinbase: Buy Crypto & Stocks
Coinbase: Buy Crypto & Stocks
Trade millions of assets
Free

Securely buy, sell, trade, and store a wide range of cryptocurrencies. Manage your digital assets and explore prediction markets and stock trading within a unified portfolio. Earn rewards through staking and recurring buys.

Buy, sell, and manage cryptoRecurring buysStake crypto and earn rewards
๐Ÿ’ฐ Finance
(1.8M)
free with in-app purchases
15
The Economic Times
The Economic Times
The Economic Times
Markets & Business News App
Free

Stay informed with real-time business and market news. Access live updates, financial news, and comprehensive coverage of Indian and global economies. Features include offline reading, push notifications, and customizable widgets.

Live business news updatesMarket and economy newsSensex and Nifty updates
๐Ÿ“ก News
(1.4K)
free with in-app purchases
16
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Send money to 150+ countries
Free

Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.

24/7 transaction protectionTransparent rates, no recipient feesPayPal wallet integration
๐Ÿ’ฐ Finance
(1.2M)
free with in-app purchases
17
LinkedIn: Community & Network
LinkedIn: Community & Network
LinkedIn: Community & Network
Find Jobs, Insights and News
Free

This app helps professionals find jobs, build their network, and stay updated on industry news. Create a resume, connect with recruiters, and apply for positions directly within the app. Access business insights and join communities to enhance your career.

Job search and alertsResume builderProfessional networking
๐Ÿ’ผ Business
(643K)
free with in-app purchases
18
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
๐Ÿ’ฐ Finance
(39K)
free with in-app purchases
19
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
๐Ÿ’ฐ Finance
(281K)
free with in-app purchases
20
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
๐Ÿ’ฐ Finance
(2.7M)
free with in-app purchases

FAQ about Finance App India

What is the best finance app india for iPhone?
PhonePe UPI, Payment, Recharge tops our finance app india ranking as of June 2026, with a 4.7-star average from 167K App Store ratings, and it's free to download.
Yes โ€” 20 of the top finance app india we rank are free to download, including PhonePe UPI, Payment, Recharge and HDFC Bank App: Banking & Cards.
PhonePe UPI, Payment, Recharge has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.