Best Free Budgeting Apps

4.8😊(13K ratings)

FreeIn-App Purchases

#62in Finance

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

💖 Beautiful, aesthetically pleasing design
👍 Easy to use and navigate
🎨 Highly customizable categories and icons
💰 One-time purchase, no subscription
🤝 Responsive and helpful customer service
🧠 Helps users stay organized and on top of finances
💻 Works well across devices (phone, iPad, etc.)

Room to Improve

🔒 No option to set password/biometric lock
💸 Premium features may be out of reach for some
📅 Lacks flexibility in date range/budgeting periods
🔢 Can't set spending limits per category
🗑️ Inability to delete/edit past transactions

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending

Strong Contender

4.7😐(84K ratings)

FreeIn-App Purchases

#11in Finance

EveryDollar: Budget Management screenshot 1

EveryDollar: Budget Management screenshot 2

EveryDollar: Budget Management screenshot 3

EveryDollar: Budget Management screenshot 4

EveryDollar: Budget Management screenshot 5

EveryDollar: Budget Management screenshot 6

This personal finance app helps you create budgets, track expenses, and manage your money to achieve financial goals like saving or paying off debt. It offers tools to plan spending, monitor bills, and gain control over your finances.

What We Love

👍 Useful budgeting tool
🚀 Helps with financial organization
💡 Customizable budgeting categories
👍 Easy to use and intuitive
🚀 Simplifies budgeting process

Room to Improve

💰 Expensive subscription
🐛 Connectivity issues with Canadian banks
🐛 Bugs and glitches
🔍 Lack of support and tutorials
🚫 Limited functionality in free version

Budget Bestie by Budget Bestie Corp.

easy envelope based budgeting

Worth Considering

Buddy: Budget Planner App

4.7😐(3.2K ratings)

FreeAdsIn-App Purchases

#49in Finance

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

What We Love

💻 Customizable budgeting
📊 Helps track spending
🎨 Aesthetically pleasing design
🤝 Useful for couples/families
🧠 Helpful for those with ADHD

Room to Improve

💰 Subscription-based, not free
🔒 Lack of transparency about paid features
🕰️ Lengthy setup process before payment required
💸 Expensive subscription cost
🐛 Buggy and glitchy at times

More Free Budgeting Apps apps to explore

Bill Tracker & Money Manager

Budget creation and trackingExpense and income monitoringShared budgets for groups

Manage your finances by creating budgets, tracking expenses, and viewing detailed overviews of your income and savings. Collaborate on shared budgets with friends and family, and easily settle up any shared costs.

Rocket Money - Bills & Budgets

(9.6K)

freemium

Subscription & Expense Manager

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

(404K)

Goodbudget Budget Planner

Money & Expense Tracker

Virtual envelope budgetingShared budgetsExpense tracking

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

NerdWallet: Smart Money App

(14K)

freemium

Track, Save & Invest

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

(126K)

Simple and Easy Budgeting

Budgeting Should Not Cost

Mindful Budgeting App

Envelope budgeting methodCustom spending categoriesMonthly budget limits

This app simplifies budgeting using the envelope method. Create spending categories, set limits, and track expenses with a tap. Visual progress bars and smart alerts help you stay on track, offering a clear and private way to manage money.

Budget app - spending tracker

(1)

free

Budget planner & money tracker

Budget PlannerSpending TrackerMoney Management

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

(16K)

Albert: Budgeting and Banking

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investingHigh-yield savings accounts

Manage your finances with an all-in-one app. Budget, save, spend, and invest with features like early direct deposit, automatic savings, and 24/7 identity monitoring. Get AI-powered financial advice and access cash advances.

Never worry about money again

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Penny Payday: Paycheck Budget

(62K)

subscription

Daily spending & bill planner

Budget Planner App - Stash

(0)

Expense Tracker & Bill Manager

Cash-stuffing budgetingVirtual envelopes for expensesSinking funds for goals

This app helps you budget using the cash-stuffing method without linking bank accounts. Create virtual envelopes for expenses and savings goals, and track your progress on a clear dashboard. It's designed for privacy and simplicity.

(2)

Blocks: Simple Budget

Simple. Private. Yours.

Automated bill paymentsIncome trackingPrivate data storage

This app helps you manage your personal finances without subscriptions or ads. It automates bill payments, tracks income, and provides a clear overview of your spending and savings. Your data is kept private and stored locally or synced via iCloud.

Money Manager: Daily Expenses

(1)

free

Budget & Expense Tracker

Expense and income trackingPayday-based budgetingBill and subscription reminders

Track daily expenses, plan budgets around your payday, and manage bills with reminders. Keep all your accounts, debts, and savings in one place for a clear financial overview. Offers detailed reports and insights into your spending habits.

Groceries Tracker: Food Budget

(4)

free

Grocery List & Receipt Scanner

Instant receipt scanningAI spending insightsSavings goals

This app scans your grocery receipts to break down spending by item and category. It helps you understand where your food money goes, set budgets, and track savings goals. Share household spending and compare lists to actual purchases.

(4)

Paper: Budget & Expense App

Track Spending • No Ads

Secure bank and card syncingOn-device AI for spending analysisIntuitive category organization

This app helps you manage your finances with a clean interface and secure bank connections. Track spending, set budgets, and analyze financial patterns with on-device AI. It offers a simple subscription model with a free trial.

CashCurb - Cash Stuffing App

(3)

subscription

Cash stuffing, digitally

Digital envelope system for paychecksTrack spendable cash and daily paceLog spending in seconds

Digitally manage your cash stuffing budget by allocating paychecks into virtual envelopes. Track spending, monitor your progress with a Curb Score, and build positive financial habits. This app offers a secure, bank-free way to stay on top of your finances.

The Happy Giraffe Budget App

(1)

freemium

Weekly Budget. No Categories.

Weekly allowance system2-year cash flow forecastingNo expense categories

This app offers a unique, simplified approach to personal finance management by focusing on a weekly allowance and cash flow forecasting. It aims to reduce financial stress and empower users to live within their means through a system designed for sustainability and happiness.

(3)