Best Ghanapay Customer Apps

235+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

GhanaPay Customer is the household name in ghanapay customer, but it's far from the only option. We track 235+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Ghanapay Customer Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1GhanaPay CustomerGhanaPay CustomerFree3.2★ (74)NoNoJul 2026
2ECG PowerAppECG PowerAppFree4.5★ (24K)NoNoJul 2026
3myghpaymyghpayFree4.7★ (317)NoNoJul 2026
4My MTN GhanaMy MTN GhanaFree4.3★ (20K)YesNoJul 2026
5Hubtel: Bills, Food, GroceriesHubtel: Bills, Food, GroceriesFree4.6★ (3.8K)NoNoJul 2026
6Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (133K)NoNoJul 2026
7Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoJul 2026
8PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (165K)YesNoJul 2026

Top Picks for Ghanapay Customer

ECG PowerApp#2

ECG PowerApp by Electricity Company of Ghana Ltd

Strong Contender
📊 Productivity
4.5😞(24K ratings)
Free
ECG PowerApp screenshot 1
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ECG PowerApp screenshot 4
ECG PowerApp screenshot 5

Manage your prepaid and postpaid meters with ease. This app allows direct connection to critical information, customer service engagement for issue reporting, and a streamlined top-up process with faster refunds. Enjoy a renewed vision for customer convenience.

What We Love

  • 🚀 Instant topup
  • 🚀 Convenient to use
  • 👍 Nice graphical interface
  • 👍 Excellent update

Room to Improve

  • 🐛 Meter balance not updating correctly
  • 🐛 Frequent crashes and bugs
  • 🐛 Unreliable connection and payment issues
myghpay#3

myghpay by GUARANTY TRUST BANK GHANA LTD

Worth Considering
💰 Finance
4.7(317 ratings)
Free
myghpay screenshot 1
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myghpay screenshot 5

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

More Ghanapay Customer apps to explore

4
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

Buy airtimePurchase bundlesManage MoMo accounts
📊 Productivity
(20K)
ad-supported
5
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Order Food, Shop & Pay Bills
Free

This app offers a convenient way to order food, groceries, and essentials for fast delivery in Ghana. It also facilitates hassle-free money transfers, stress-free bill payments, and instant car insurance purchases, with options to buy now and pay later.

Order food and groceries for deliverySend money across networks and banksPay utility and entertainment bills
🍔 Food & Drink
(3.8K)
free
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
7
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
8
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
9
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
10
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
11
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(42K)
free
12
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
13
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
14
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(602K)
free with in-app purchases
15
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(83K)
free with in-app purchases
16
SuperQi
SuperQi
SuperQi
Your all-in-one super app
Free

This all-in-one digital lifestyle partner simplifies cashless transactions in Iraq and globally. It offers money transfers, scan-to-pay, bill payments, e-commerce, and mobile recharge. Access Qi bank accounts, manage finances, and discover integrated mini-apps for a seamless daily experience.

Cashless digital transactionsMoney transfersScan-to-pay functionality
🌟 Lifestyle
(9.5K)
free
17
GCB Mobile App
GCB Mobile App
GCB Mobile App
GCB Mobile App
Free

Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.

Biometric profile securityBill payments (including ECG)Invest in Term Deposits
💰 Finance
(344)
free
18
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
19
Money Network Mobile App
Money Network Mobile App
Money Network Mobile App
by First Data Corporation
Free

Manage your finances on the go with this secure mobile application. Track balances, set aside funds, receive alerts, and deposit checks. Access account details and locate ATMs and reload agents 24/7.

Quick balance view without loginAccount balance and transaction detailsPiggy Banks for saving
💰 Finance
(136K)
free
20
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free

FAQ about Ghanapay Customer

What are the best ghanapay customer apps for iPhone?
GhanaPay Customer tops our ghanapay customer apps ranking as of July 2026, with a 3.2-star average from 74 App Store ratings, and it's free to download.
Yes — 20 of the top ghanapay customer apps we rank are free to download, including GhanaPay Customer and ECG PowerApp.
GhanaPay Customer has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 235+ ghanapay customer apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
GhanaPay is a wallet service by banks in Ghana that allows users to send money, pay bills, buy airtime, and access other financial services at low charges. It is available via a mobile app and USSD.
GhanaPay is available on iPhone and iPod devices. The app is designed for mobile use, offering convenience on supported platforms.