Best Hc Merchant Apps

221+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.4★, the HC Merchant category is one of the App Store's strongest. Browse all 221+ apps we track, sorted so the most loved ones surface first.

Compare top Hc Merchant Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhoneSwipe - Merchant ServicesPhoneSwipe - Merchant ServicesFree3.9★ (16)NoNoJul 2026
2QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoJul 2026
3GoDaddy Commerce: POS PaymentsGoDaddy Commerce: POS PaymentsFree4.7★ (16K)NoYesJul 2026
4Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7★ (21)NoNoMay 2026
5Payanywhere: Point of Sale POSPayanywhere: Point of Sale POSFree3.6★ (653)NoNoJul 2026
6JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (9.6K)YesNoJul 2026
7Clover Go - Dashboard & POSClover Go - Dashboard & POSFree4.8★ (63K)NoNoJul 2026
8AYA PAY MerchantAYA PAY MerchantFree4.5★ (12)NoNoMay 2026

Top Picks for Hc Merchant

QuickBooks GoPayment POS#2

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Strong Contender
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs
GoDaddy Commerce: POS Payments#3

GoDaddy Commerce: POS Payments by GoDaddy Mobile LLC

Sell, Get Paid, Grow
Worth Considering
💼 Business
4.7😐(16K ratings)
FreeIn-App Purchases
GoDaddy Commerce: POS Payments screenshot 1
GoDaddy Commerce: POS Payments screenshot 2
GoDaddy Commerce: POS Payments screenshot 3
GoDaddy Commerce: POS Payments screenshot 4
GoDaddy Commerce: POS Payments screenshot 5
GoDaddy Commerce: POS Payments screenshot 6

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

What We Love

  • 🚀 Easy to use and manage website
  • 👍 Great customer support
  • 💡 Affordable pricing options
  • 🚀 Streamlined app experience

Room to Improve

  • 🐛 Glitchy and slow app performance
  • 🔒 Privacy and security concerns
  • 💰 Overpriced services and hidden fees

More Hc Merchant apps to explore

4
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
💼 Business
(21)
free with in-app purchases
5
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
6
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
7
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Run your business on the Go
Free

This app empowers small business owners to manage their operations and accept payments remotely. Track sales, monitor employee performance, and process transactions securely from your mobile device.

Run business from anywhereTrack sales in real-timeAccept contactless payments
💰 Finance
(63K)
free
8
AYA PAY Merchant
AYA PAY Merchant
AYA PAY Merchant
AYAPay wallet app for Merchant
Free

This app empowers AYAPAY merchants to manage their transactions efficiently and securely. Merchants can create payment requests, generate QR codes for quick payments, and track their wallet balance and transaction history. It also facilitates seamless money transfers between their agent wallet and linked bank accounts.

Create payment requestsGenerate QR codes for paymentsScan customer QR codes
💰 Finance
(12)
free
9
Square: Retail Point of Sale
Square: Retail Point of Sale
Square: Retail Point of Sale
Payment, Inventory Management
Free

This app provides a comprehensive point-of-sale system for retail businesses. It allows you to accept payments, manage inventory across multiple locations, track customer data, and manage employee timecards. Seamlessly integrate in-store and online sales for a unified business operation.

Accept all major payment typesBarcode scanner for quick salesMulti-location inventory tracking
💼 Business
(15K)
free with in-app purchases
10
CardPointers for Credit Cards
CardPointers for Credit Cards
CardPointers for Credit Cards
Earn more points & cashback
Free

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

Automatic category bonus trackingReal-time card recommendationsOffer management and activation
💰 Finance
(9.7K)
free with in-app purchases
11
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Unify in-person & online sales
Free

This app unifies your online and in-person sales, helping you manage inventory, track performance, and build customer relationships. It offers seamless checkout, flexible fulfillment options like local pickup and delivery, and tools to streamline store operations.

Accept all major payment methodsManage inventory across online and in-storeProcess local pickup and delivery orders
💼 Business
(7.5K)
free
12
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.3M)
free
13
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
14
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
15
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
💼 Business
(1.1K)
free with in-app purchases
16
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
17
Groupon Merchant
Groupon Merchant
Groupon Merchant
by Groupon, Inc.
Free

Manage your Groupon campaigns directly from your smartphone. Scan and redeem Groupons, track campaign performance, view payment details, and respond to customer feedback.

Scan and redeem GrouponsTrack campaign performanceView payment details
💼 Business
(443)
free
18
Privacy.com: Virtual Cards
Privacy.com: Virtual Cards
Privacy.com: Virtual Cards
Protect Your Payments
Free

Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.

Create virtual payment cardsMerchant-locked cardsOne-time-use cards
💰 Finance
(7.1K)
free with in-app purchases
19
Payment for Stripe
Payment for Stripe
Payment for Stripe
Card Reader, Tap to Pay & POS
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
💼 Business
(8.9K)
free with in-app purchases
20
ABA Merchant
ABA Merchant
ABA Merchant
by Advanced Bank Of Asia Limited
Free

This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.

Accept customer paymentsmPOS solutionSuitable for various business types
💰 Finance
(15)
free

FAQ about Hc Merchant

What are the best HC Merchant apps for iPhone?
PhoneSwipe - Merchant Services tops our HC Merchant apps ranking as of June 2026, with a 3.9-star average from 16 App Store ratings, and it's free to download.
Yes — 20 of the top HC Merchant apps we rank are free to download, including PhoneSwipe - Merchant Services and QuickBooks GoPayment POS.
PhoneSwipe - Merchant Services has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 221+ HC Merchant apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
PhoneSwipe transforms your iPhone or iPad into a credit card reader. It allows businesses to accept various credit card payments and PayPal directly from their mobile device. The app provides features for managing inventory, applying discounts, and tracking sales.
Key features include secure credit card processing, the ability to accept Visa, Mastercard, American Express, Discover, and PayPal. Users can add items with photos and modifiers, track stock, offer discounts, send receipts via email or SMS, and access real-time sales reports.