Best High Apy Apps

130+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Whether you're new to high apy or looking for an upgrade, our curated collection of 130+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for High Apy

Tellus: Earn More Daily#1

Tellus: Earn More Daily by Tellus App, Inc.

Build wealth. No fees.
Editor's Choice
💰 Finance
4.5😊(2.5K ratings)
Free
Tellus: Earn More Daily screenshot 1
Tellus: Earn More Daily screenshot 2
Tellus: Earn More Daily screenshot 3
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Tellus: Earn More Daily screenshot 6

This app allows you to earn high interest rates on your savings without any fees, offering different account options and daily interest payouts. Easily access your money, set up recurring transfers, and start building wealth with low initial investments and no penalties for early withdrawals. Protected by bank-level security, it's a great way to grow your money.

What We Love

  • 💰 High interest rates
  • 📈 Great APY
  • 🤑 Earn daily interest
  • 🎉 Boost rewards and quizzes

Room to Improve

  • 🚫 Not FDIC insured
  • ⚠️ Concerns about withdrawing funds
  • 🤔 Skepticism about high interest rates
Renalta: Earn 6% APY#2

Renalta: Earn 6% APY by Koop Co.

Instant High Yield Savings
Strong Contender
💰 Finance
4.6(162 ratings)
Free
Renalta: Earn 6% APY screenshot 1
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Renalta: Earn 6% APY screenshot 5
Renalta: Earn 6% APY screenshot 6

Earn faster with higher yields on your savings with our secure, fee-free platform that offers stable rates and easy access to your money. Get started in just a few clicks and start growing your dollars today.

Zolve Credit Card | Banking#3

Zolve Credit Card | Banking by ZOLVE INNOVATIONS PRIVATE LIMITED

Banking,Visa Prep, Scholarship
Worth Considering
💰 Finance
4.1😐(3.7K ratings)
FreeAds
Zolve Credit Card | Banking screenshot 1
Zolve Credit Card | Banking screenshot 2
Zolve Credit Card | Banking screenshot 3
Zolve Credit Card | Banking screenshot 4
Zolve Credit Card | Banking screenshot 5

Discover a financial app that helps immigrants swiftly build credit by offering easy and quick Credit Card applications. Swipe, save, and build credit with Zolve - your path to accessible financial products. Apply for a Credit Card in under 5 minutes.

What We Love

  • 🚀 Smooth app experience
  • 💳 Helpful credit card for students
  • 💰 Great cashback offers
  • 🤝 Responsive customer support

Room to Improve

  • 🐛 App crashes and bugs
  • ⏱️ Slow transaction processing
  • 💳 High APR and fees

More High Apy apps to explore

4
YieldClub
YieldClub
YieldClub
Earn & Stack BTC on Autopilot
Free

Earn up to 12% APY on your digital dollars with a simple, intuitive app that allows you to grow your savings with complete control and no hidden fees. Download to start growing your wealth today.

💰 Finance
(56)
5
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

💰 Finance
(233K)
6
Nook Earn App
Nook Earn App
Nook Earn App
Earn up to 7.6% APY
Free

Earn up to 8.4% APY on your idle funds by lending to vetted crypto traders through a secure and transparent platform, with daily payouts and full control over your deposits. Sign up now to start growing your savings.

💰 Finance
(293)
7
Fido: 10% APY Savings
Fido: 10% APY Savings
Fido: 10% APY Savings
Your money, your control
Free

Maximize your savings potential with a smart and accessible platform that offers high-yield accounts, automated savings schedules, and personalized financial insights. Download the app now and start growing your money with a transparent and fee-free experience, and get started with as little as $10.

💰 Finance
(48)
8
Elevault – Interest Paid Daily
Elevault – Interest Paid Daily
Elevault – Interest Paid Daily
Elevate your wealth.
Free

Elevault is a mobile banking app that enables users to build wealth without monthly or overdraft fees. With daily interest payments, customizable Vaults, and automated budgeting features, Elevault helps users stay organized and in control of their finances. Start elevating your wealth today!

💰 Finance
(74)
9
Axal: High Yield Savings
Axal: High Yield Savings
Axal: High Yield Savings
Earn 6-10% APY.
Free

Earn up to 10% APY on your savings with a secure and automated platform that protects your funds from volatility and offers high-yield opportunities. Download the app today and start generating passive income with simplicity and automation.

💰 Finance
(51)
10
APY Calculator - Interest Calc
APY Calculator - Interest Calc
APY Calculator - Interest Calc
Annual Percentage Yield
Free

This intuitive app calculates Annual Percentage Yield (APY) and simulates investment returns based on the pre-calculated APY, making it simple and easy to use. Try it out to make informed investment decisions and get a clear picture of your potential returns.

🔧 Utilities
(130)
11
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
Yield, Cash, Crypto, Stocks
Free

Fierce Finance offers a high-yield checking account with 5.25% APY, no fees or minimums, and a fee-free Mastercard Debit Card with access to 55k ATMs. Invest in your future with Fierce Finance today!

💰 Finance
(355)
12
Multipl: High Yield Account
Multipl: High Yield Account
Multipl: High Yield Account
7%* Returns · Brand Discounts
Free

This application offers a higher-yield spending account that earns interest through liquid mutual funds, allowing users to earn around 7% p.a. on their spending balance and unlock discounts on over 100 brands. Users can add money, earn interest, and withdraw or spend instantly, with no lock-in period, making it suitable for daily and planned expenses.

💰 Finance
(5)
13
UGLYCASH
UGLYCASH
UGLYCASH
Your Bank Won’t Do This
Free

Join a financial platform that offers a U.S. bank account with no fees and instant money transfers to Latin America. Enjoy services like sending dollars internationally, using a Mastercard® debit card, and easily transferring funds through various apps. Start your membership now for a unique banking experience.

💰 Finance
(519)
14
Zeal: Digital Wallet & Card
Zeal: Digital Wallet & Card
Zeal: Digital Wallet & Card
Earn 5%* APY & Spend Worldwide
Free

This all-in-one digital wallet and debit card lets you earn a high-yield interest rate on your money, spend globally with no foreign transaction fees, and enjoy cashback on purchases, all while maintaining control and security over your funds. Download the app to start earning more on your money and spending with freedom.

💰 Finance
(8)
15
Gate: Buy Bitcoin & Crypto
Gate: Buy Bitcoin & Crypto
Gate: Buy Bitcoin & Crypto
Safely Trade 4,500+ Cryptos
Free

A cryptocurrency trading platform where users can buy, sell, and trade Bitcoin and other digital assets. Sign up now to start trading securely and easily.

💰 Finance
(2.3K)
16
ApeX Protocol: Trade Crypto
ApeX Protocol: Trade Crypto
ApeX Protocol: Trade Crypto
Modular, Multi-Chain DEX
Free

ApeX Protocol is a leading decentralized exchange platform focused on innovative, secure, and seamless multi-chain trading experiences. With low fees, high-speed trading, modular architecture, and a full suite of trading products, ApeX Protocol offers users enhanced flexibility and security with zk-proofs for self-custody. Join now for cutting-edge DEX trading at https://apex.exchange.

💰 Finance
(106)
17
CD Calculator Pro
CD Calculator Pro
CD Calculator Pro
Certificate of Deposit Calc
Free

This savings calculator helps estimate the future value of a Certificate of Deposit based on deposit amount, rate, and term, allowing users to plan and compare options. Try it out to explore how interest rates affect your savings growth and make informed decisions about your fixed-term, fixed-rate investments.

💰 Finance
(385)
18
BitPay: Buy Bitcoin & Ethereum
BitPay: Buy Bitcoin & Ethereum
BitPay: Buy Bitcoin & Ethereum
Self-Custody Crypto Wallet
Free

A convenient and secure Bitcoin wallet app that allows you to easily manage, store, and use your cryptocurrency. Securely send, receive, and track your Bitcoin transactions on the go. Download now to start managing your Bitcoin with ease!

💰 Finance
(3.6K)
19
Uphold: Buy Bitcoin, KAS & XRP
Uphold: Buy Bitcoin, KAS & XRP
Uphold: Buy Bitcoin, KAS & XRP
From $ to Bitcoin in seconds
Free

Experience instant cryptocurrency trading with a global platform, offering access to over 260 digital assets including BTC and ETH. Join 10 million users and start trading today.

💰 Finance
(4.2K)
20
Zypto Crypto & Bitcoin Wallet
Zypto Crypto & Bitcoin Wallet
Zypto Crypto & Bitcoin Wallet
DeFi Wallet & Crypto Payments
Free

An all-in-one cryptocurrency wallet app for both beginners and experienced users. Easily buy, sell, trade, and spend Bitcoin and other cryptocurrencies, manage DeFi wallets, use prepaid crypto cards, pay bills, and earn rewards with ZYPTO—all in one user-friendly platform. Join now for a seamless crypto experience!

💰 Finance
(54)