Best Independent Bank Apps

230+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our independent bank list covers 230+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Independent Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1IB ONE WalletIB ONE WalletFree4.6★ (9.2K)YesNoJul 2026
2Independent Bank MobileIndependent Bank MobileFree4.8★ (968)YesNoJul 2026
3Independence BankIndependence BankFree3.2★ (58)NoNoJul 2026
4Independence Bank MTIndependence Bank MTFree4.8★ (665)YesNoJul 2026
5Bank IndependentBank IndependentFree4.9★ (7.5K)YesNoJul 2026
6IB TreasuryONEIB TreasuryONEFree2.2★ (10)NoNoMay 2026
7iBank BusinessiBank BusinessFreeNoNoMay 2026
8IB TreasuryONE SecurityIB TreasuryONE SecurityFree5.0★ (2)NoNoMay 2026

Top Picks for Independent Bank

IB ONE Wallet#1

IB ONE Wallet by Independent Bank of Michigan

Editor's Choice
💰 Finance
4.6😞(9.2K ratings)
FreeAds
IB ONE Wallet screenshot 1
IB ONE Wallet screenshot 2
IB ONE Wallet screenshot 3
IB ONE Wallet screenshot 4
IB ONE Wallet screenshot 5

Manage your finances conveniently from your mobile device. This app allows you to view your accounts, transfer funds, pay bills, and send money securely. You can also monitor your credit score and manage your debit cards.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 🔒 Secure banking
  • 💡 Helpful budgeting tools

Room to Improve

  • 🐛 Frequent crashes
  • ⏱️ Slow performance
  • 🔍 Difficult navigation
Independent Bank Mobile#2

Independent Bank Mobile by Independent Bank

Strong Contender
💰 Finance
4.8😊(968 ratings)
FreeAds
Independent Bank Mobile screenshot 1
Independent Bank Mobile screenshot 2
Independent Bank Mobile screenshot 3
Independent Bank Mobile screenshot 4
Independent Bank Mobile screenshot 5
Independent Bank Mobile screenshot 6

Manage your finances conveniently from your mobile device. Check balances, pay bills, transfer funds between accounts, and deposit checks by taking a picture. Locate nearby branches and ATMs securely.

What We Love

  • 👍 Excellent customer service
  • 👍 Convenient mobile app
  • 👍 Secure and reliable banking
  • 👍 Easy to use and navigate

Room to Improve

  • 🐛 App crashes and errors
  • 🐛 Delayed transaction updates
  • 🐛 Inconsistent mobile deposit functionality
Independence Bank#3

Independence Bank by Independence Bank of Kentucky

Worth Considering
💰 Finance
3.2(58 ratings)
Free
Independence Bank screenshot 1
Independence Bank screenshot 2
Independence Bank screenshot 3
Independence Bank screenshot 4
Independence Bank screenshot 5
Independence Bank screenshot 6

Manage your bank accounts, cards, and finances securely from anywhere. This app offers features like mobile check deposit, bill pay, and personal finance management tools. It also provides business banking services and online account opening.

More Independent Bank apps to explore

4
Independence Bank MT
Independence Bank MT
Independence Bank MT
by Independence Bank
Free

Securely manage your finances on the go. This app allows you to check balances, transfer funds, pay bills, and review transaction history. Easily locate ATMs and branches with integrated mapping.

Check account balancesTransfer money between accountsPay bills conveniently
💰 Finance
(665)
free with in-app purchases
5
Bank Independent
Bank Independent
Bank Independent
Bank Independent Personal App
Free

Manage your personal finances on the go with this secure mobile banking app. View balances, transfer funds, pay bills, and deposit checks. Customize your dashboard and set alerts for important financial activity.

View balances and transactionsTransfer money between accountsPay bills
💰 Finance
(7.5K)
free
6
IB TreasuryONE
IB TreasuryONE
IB TreasuryONE
by Independent Bank of Michigan
Free

Manage your business finances on the go with this mobile banking app. Initiate transfers, place stop payments, and make critical decisions for your accounts securely. Access your banking services anytime, anywhere.

Send ACH transfersInitiate wire transfersPlace stop payments
💰 Finance
(10)
free
7
iBank Business
iBank Business
iBank Business
by Independent Bank
Free
💰 Finance
(0)
8
IB TreasuryONE Security
IB TreasuryONE Security
IB TreasuryONE Security
by Independent Bank of Michigan
Free

Enhance your mobile banking experience with advanced security features. This application provides peace of mind for your financial transactions on the go.

Enhanced mobile banking securitySecure financial transactionsPeace of mind for users
💰 Finance
(2)
free
9
Independence State Bank
Independence State Bank
Independence State Bank
by Independence State Bank
Free

Manage your finances conveniently and securely from your mobile device. Check account balances, transfer funds, deposit checks, and pay bills with ease. Access your banking services anytime, anywhere.

Check account balancesTransfer fundsMake mobile deposits
💰 Finance
(60)
ad-supported
10
Bank of Georgia
Bank of Georgia
Bank of Georgia
BOG – Mobile Banking
Free

Manage your finances with a comprehensive mobile banking app. Open accounts, make instant transfers, pay bills, and track spending. Access investment opportunities, manage debit and credit cards, and utilize budgeting tools. Offers features for children's financial education and car/house management.

Instant account openingDigital debit card24/7 instant transfers
💰 Finance
(8.4K)
free with in-app purchases
11
Southern Independent Bank
Southern Independent Bank
Southern Independent Bank
by Southern Independent Bank
Free

Manage your bank accounts and conduct transactions conveniently from your mobile device. Perform essential banking tasks like checking balances, paying bills, and depositing checks anytime, anywhere.

Manage accounts 24/7Check balances and transactionsPay bills
💰 Finance
(392)
free
12
Citizens Independent Bank
Citizens Independent Bank
Citizens Independent Bank
by Citizens Independent Bank
Free

Manage your finances with ease using this banking app. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs securely.

Organize transactions with tags, notes, and photosSet custom balance alertsMake payments to companies and friends
💰 Finance
(345)
ad-supported
13
First Bank Digital Banking
First Bank Digital Banking
First Bank Digital Banking
by First Bancorp
Free

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

View real-time account balancesTransfer funds between accountsDeposit checks via mobile
💰 Finance
(5.7K)
free with in-app purchases
14
Solera National Bank
Solera National Bank
Solera National Bank
by Solera National Bank
Free

Manage your finances conveniently from anywhere. Check account balances, transfer funds between accounts, pay bills, and deposit checks directly from your mobile device. Secure access is available through biometrics like fingerprint authentication.

Check account balances and transaction historyTransfer funds between accountsPay bills to existing payees
💰 Finance
(843)
free
15
INTRUST Bank
INTRUST Bank
INTRUST Bank
by INTRUST Bank
Free

Manage your banking accounts conveniently and securely from your mobile device. View transactions, transfer funds, pay bills, deposit checks, and control your debit card. Get support and locate ATMs easily.

View and manage accountsTransfer funds between accountsPay bills
💰 Finance
(8.2K)
free
16
First Financial Bank Texas
First Financial Bank Texas
First Financial Bank Texas
by First Financial Bank National Association
Free

Manage your finances securely and conveniently with a suite of mobile banking tools. Track accounts, pay bills, deposit checks, and control debit cards. Offers features for both individual and business customers.

Debit Card ControlsMobile Check DepositBill Pay
💰 Finance
(11K)
free
17
HomeTown Bank Mobile
HomeTown Bank Mobile
HomeTown Bank Mobile
by HomeTown Bank NA
Free

Manage your finances conveniently and securely with a suite of banking products. Access your accounts and conduct transactions anytime, anywhere, right from your mobile device.

Convenient bankingSecure transactionsAccount management
💰 Finance
(755)
free with in-app purchases
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
19
The Bank 1905 Mobile Banking
The Bank 1905 Mobile Banking
The Bank 1905 Mobile Banking
by Bank of Fayette County
Free

Access your accounts from multiple community banks securely and conveniently. Manage balances, review transactions, transfer funds, deposit checks, and pay bills on the go. Find ATM and branch locations easily.

Check account balancesReview account activityTransfer money
💰 Finance
(748)
free
20
Liberty Bank and Trust Company
Liberty Bank and Trust Company
Liberty Bank and Trust Company
by Liberty Bank and Trust Company
Free

Manage your bank accounts conveniently from your smartphone. Check balances, transfer funds, and deposit checks on the go. Experience the power of online banking with the ease of your mobile device.

Check account balancesTransfer fundsDeposit checks
💰 Finance
(714)
free with in-app purchases

FAQ about Independent Bank

What are the best independent bank apps for iPhone?
IB ONE Wallet tops our independent bank apps ranking as of July 2026, with a 4.6-star average from 9.2K App Store ratings, and it's free to download.
Yes — 20 of the top independent bank apps we rank are free to download, including IB ONE Wallet and Independent Bank Mobile.
IB ONE Wallet shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 230+ independent bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to manage your banking on the go. You can view your accounts, transfer funds between accounts, pay bills, and send money using Zelle®. It also provides features to check your credit score and manage your debit cards.
To begin using the app, you must be an existing customer of Independent Bank and already enrolled in their Online Banking service. Further details can be found on IndependentBank.com or by contacting their Customer Connection Hub.

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