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Best Insurance Discount Apps

54+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

Out of 54+ insurance discount apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Insurance Discount Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7★ (73K)NoNoAug 2026
2Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7★ (30K)NoNoAug 2026
3SingleCare Rx Pharmacy CouponsSingleCare Rx Pharmacy CouponsFree4.8★ (26K)YesNoAug 2026
4RxSaver Prescription DiscountsRxSaver Prescription DiscountsFree4.8★ (24K)NoNoAug 2026
5Steer Clear®Steer Clear®Free4.7★ (69K)NoNoAug 2026
6State Farm®State Farm®Free4.8★ (1.2M)NoNoAug 2026
7AARP NowAARP NowFree4.8★ (183K)YesYesAug 2026
8AAA Auto ClubAAA Auto ClubFree4.8★ (83K)NoNoAug 2026

Top Picks for Insurance Discount

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
💰 Finance
4.7😞(73K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • 🚀 Affordable rates
  • 👍 Easy to use app
  • 🚗 Driving-based insurance
  • 🔒 Roadside assistance included

Room to Improve

  • 🔍 Unclear how driving score is calculated
  • 📞 Poor customer service and long wait times
  • 💰 Rates increase significantly after initial period
Jerry: Insurance & Car Care#2

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Strong Contender
💰 Finance
4.7😊(30K ratings)
Free
#100in Finance
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • 🚀 Saves money on insurance
  • 👍 Easy to use app
  • 🤝 Great customer service
  • 💰 Significant savings compared to previous insurance

Room to Improve

  • 🐛 Quoted price changes after finalizing
  • 🤔 Skepticism about the 'too good to be true' offers
  • 🚫 Difficulty canceling previous policy
SingleCare Rx Pharmacy Coupons#3

SingleCare Rx Pharmacy Coupons by SingleCare

Prescription Drug Discount App
Worth Considering
🏥 Medical
4.8😊(26K ratings)
FreeAds
#64in Medical
SingleCare Rx Pharmacy Coupons screenshot 1
SingleCare Rx Pharmacy Coupons screenshot 2
SingleCare Rx Pharmacy Coupons screenshot 3
SingleCare Rx Pharmacy Coupons screenshot 4
SingleCare Rx Pharmacy Coupons screenshot 5

Access free prescription drug coupons to save up to 80% on medications at major pharmacies. Compare discounts, find low prices, and use the same coupon for refills. It's free for everyone, insured or uninsured.

What We Love

  • 💰 Significant cost savings
  • 🤑 Affordable prescriptions
  • 🆓 Free to use
  • 🔍 Easy price comparison

Room to Improve

  • 🤔 Inconsistent pricing accuracy
  • 🤷‍♀️ Limited coverage for some medications
  • 🚫 Not accepted at all pharmacies

More Insurance Discount apps to explore

4
RxSaver Prescription Discounts
RxSaver Prescription Discounts
RxSaver Prescription Discounts
Save Up to 80% on Rx Meds
Free

Instantly find prescription coupons to save up to 80% on medications at nearby pharmacies. This free service requires no membership and helps lower your out-of-pocket costs. Simply search for your drug, get a coupon, and save.

Find Rx coupons instantlySave up to 80% on medicationsSearch name brand or generic drugs
🏥 Medical
(24K)
free
5
Steer Clear®
Steer Clear®
Steer Clear®
Making the roads safer
Free

This app helps young drivers improve their driving habits through interactive learning modules and trip tracking. Completing the program may qualify users for an auto insurance premium adjustment.

Learning modules on safe driving topicsAutomatic trip trackingDriving behavior feedback (braking, acceleration, cornering)
📚 Education
(69K)
free
6
State Farm®
State Farm®
State Farm®
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
💰 Finance
(1.2M)
free
7
AARP Now
AARP Now
AARP Now
News, Events & Member Benefits
Free

Access personalized news, events, and member benefits on the go. This app provides a mobile gateway to your membership, offering curated content, digital publications, and local event listings. Easily manage your account and discover exclusive savings.

Personalized news and alertsDigital editions of AARP publicationsLocal and virtual event listings
🌟 Lifestyle
(183K)
free with in-app purchases
8
AAA Auto Club
AAA Auto Club
AAA Auto Club
AAA app for SoCal, TX and more
Free

Access AAA membership benefits, insurance, and roadside assistance from your phone. Find gas prices, book travel, and discover exclusive discounts. Manage your account and get help when you need it.

24/7 roadside assistanceMembership and insurance managementBill payment
🌟 Lifestyle
(83K)
free
9
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(66K)
free
10
Signal® by Farmers®
Signal® by Farmers®
Signal® by Farmers®
Drive towards savings
Free

This app helps eligible auto insurance customers drive safer and potentially earn discounts and rewards. It tracks driving behavior, offers improvement tips, and includes features like crash detection and roadside assistance. Start driving to automatically begin tracking and unlock savings.

Initial and renewal discountsDriving behavior tracking and tipsAchievement badges
💰 Finance
(29K)
free
11
Costco
Costco
Costco
by Costco Wholesale Corporation
Free

Access your membership card, shop online for exclusive items, and find warehouse savings. Discover gas prices, order photo prints, and manage prescriptions. Plan your next trip with event listings and travel deals.

Digital membership cardOnline shopping and deliveryWarehouse savings and gas prices
🛍️ Shopping
(1.3M)
free with in-app purchases
12
Auto & Car Insurance: Canyon
Auto & Car Insurance: Canyon
Auto & Car Insurance: Canyon
Get Cheapest Quotes Today
Free

This app helps manage all aspects of car ownership, from insurance and maintenance reminders to cost analysis and vehicle tracking. It provides insights into car economics, fuel consumption, and maintenance planning to keep your vehicle in top condition.

Arrange auto insurance policiesAnalyze EV vs. ICE car economicsSchedule maintenance reminders
💰 Finance
(9)
free
13
Fetch: Receipts for Gift Cards
Fetch: Receipts for Gift Cards
Fetch: Receipts for Gift Cards
Shop. Save. Live Rewarded.
Free

Earn points on everyday purchases by submitting receipts or shopping online. Redeem points for gift cards or cash rewards from popular retailers and brands. Discover deals and offers directly within the app.

Submit receipts for pointsShop online for rewardsEarn on hundreds of brands
🛍️ Shopping
(7.5M)
free with in-app purchases
14
Insurance House
Insurance House
Insurance House
by The Insurance House Inc
Free

Easily manage your auto insurance policy with this app. Access policy details, make payments, and view electronic ID cards on your device.

Policy managementPayment processingElectronic ID cards
💰 Finance
(1)
free
15
Visory Health Rx Pharmacy Card
Visory Health Rx Pharmacy Card
Visory Health Rx Pharmacy Card
Rx Price & Prescription Saver
Free

Access a free digital discount card to save on prescription medications at over 37,000 pharmacies nationwide. Easily compare drug prices and unlock instant savings of up to 80% without any registration or fees.

Free digital Rx discount cardSave up to 80% on prescriptionsAccepted at 37,000+ pharmacies
🏥 Medical
(776)
free
16
AAA Mobile
AAA Mobile
AAA Mobile
by American Automobile Association
Free

Access essential AAA services on your mobile device, including trip planning with approved hotels and restaurants, exclusive member discounts, and convenient roadside assistance requests. Plan your journeys, find savings, and get help when you need it, all from your smartphone.

TripTik® Travel PlannerAAA Approved & Diamond Rated listingsMember discount offers
🌟 Lifestyle
(362K)
free
17
Pet Assure
Pet Assure
Pet Assure
Veterinary care for less
Free

This veterinary discount plan offers 25% savings on in-house medical services at participating veterinarians. Access your digital ID card, manage your pets, and find network vets easily through the app.

25% discount on vet servicesDigital ID card accessAdd/edit pet profiles
🌟 Lifestyle
(1.4K)
free with in-app purchases
18
Optum Perks
Optum Perks
Optum Perks
Find Rx Coupons
Free

Reduce your prescription costs by comparing prices at local pharmacies and accessing free coupons. Save on FDA-approved medications nationwide, regardless of insurance coverage. Get instant discounts by showing the coupon at the pharmacy.

Compare local pharmacy pricesAccess free prescription couponsSave on FDA-approved medications
🏥 Medical
(3.7K)
free with in-app purchases
19
Auto Insurance - Jason Pray
Auto Insurance - Jason Pray
Auto Insurance - Jason Pray
Compare Car Rates & Save Money
Free

This app helps you find personalized car insurance quotes quickly by analyzing the market. It also includes features for trip planning, managing fuel expenses with forecasts, and determining your truck's current market value with repair recommendations.

Personalized insurance quotesMarket analysis for best optionsTrip planning and route memory
💰 Finance
(1)
free
20
Insurance Snoopers
Insurance Snoopers
Insurance Snoopers
Compare Car Insurance App
Free

This app helps California drivers understand their auto insurance policies and compare coverage options from over 160 insurers. It guides users to select the right protection and avoid unnecessary costs.

Understand auto coverage detailsCompare over 160 insurersChoose right protection
💰 Finance
(2)
free

FAQ about Insurance Discount

What are the best insurance discount apps for iPhone?
Root: Better car insurance tops our insurance discount apps ranking as of June 2026, with a 4.7-star average from 73K App Store ratings, and it's free to download.
Yes — 20 of the top insurance discount apps we rank are free to download, including Root: Better car insurance and Jerry: Insurance & Car Care.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 54+ insurance discount apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.
Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.