Best Iyapay Apps

International money transfersCurrency conversionPhysical and virtual cards

Easily send, receive, and convert money internationally. This app facilitates instant transfers, offers competitive exchange rates, and provides physical and virtual cards for online purchases. It ensures secure transactions with 24/7 customer support.

(10)

Banking & Personal Finance

Marcus by Goldman Sachs®

High-yield savings accountsCDs with competitive ratesNo-penalty CDs

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

(265K)

Get paid. Track spend. Save.

myWisely: Mobile Banking

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

(35K)

Circlepay - Savings and Ajo

by CIRCLE TECHNOLOGIES LIMITED

Digital savings circlesPersonal savings vaultsCommunity fundraising (Circle-Boost)

This app digitizes traditional collaborative savings methods like Ajo and Osusu. It offers secure digital circles, personal vaults, and community fundraising features, making saving automated and transparent.

(1)

Hometown - Banking Solution

Pay, Save, Get a loan, Spend

Send and receive moneyPay bills for servicesGrow savings with interest

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

by Fedeth Microfinance Bank Limited

This app offers smart, borderless financial services combining modern tech like stablecoins and AI. It provides multi-currency wallets, global transfers, and secure savings options with bank-grade encryption and patented biometric technology.

Multi-currency wallets (NGN, USD)USD stablecoin savingsInstant global transfers

(11)

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(64K)

Send money. Instant payments.

FLEX - Instant Payments

Instant money sending and receivingPay with PayTagMerchant QR code payments

Send and receive money instantly in Nigeria using a unique PayTag. Easily pay merchants via QR codes or directly in the app, and request funds with notes for clear tracking. Upgrade your tier for higher limits and enhanced features.

(11)

Haloinvest: Invest. Save. Bank

by Halo Nigeria Capital Management Ltd.

HR for Employees & Managers

View pay & W2 statementsRequest and approve time offTrack time & attendance (punch in/out, timesheets)

Access payroll, time, benefits, and HR information for yourself and your team. Track time, view pay statements, manage time off, and connect with colleagues. Managers can approve requests and view team calendars.

💼 Business

(4.4M)

Bank. Borrow. Build Credit.

OnePay – Mobile Banking

Early pay and rewardsHigh-yield savings accountsCash back credit card

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

(430K)

Wholly-owned by UnionBank

UnionDigital Bank (UD)

High savings interest ratesTime deposit accountsFinancial growth tips

This digital bank offers high savings rates and time deposit options for Filipinos. It provides in-app tips for financial growth and secure transactions with biometrics and OTP. Regulated by BSP and insured by PDIC, it ensures your money is safe.

Cash-in: Crypto to naira app

(7)

ad-supported

Automated Crypto to Naira app

Automated crypto to Naira conversionZero service feesDirect bank account deposits

Easily convert cryptocurrency to Nigerian Naira with this automated service. Send crypto to your secure wallet and receive the equivalent Naira directly in your bank account within minutes, with no service fees. Ideal for freelancers, merchants, and the diaspora.

Digital Bank, Bills, Airtime

Digital banking servicesBill payments and schedulingLocal and international money transfers

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

(2.3K)

Revolut: Send, spend and save

Change the way you money

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

(72K)

PhonePe UPI, Payment, Recharge

FASTag, Credit Card, Gold SIP

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

(170K)