Best Kpay Apps

242+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated May 2026

KBZPay Customer is the household name in kpay, but it's far from the only option. We track 242+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Compare top Kpay Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1KBZPay CustomerKBZPay CustomerFree1.7β˜… (20K)NoNoJul 2026
2WavePayWavePayFree3.8β˜… (1.8K)YesNoJul 2026
3KBZPay PartnerKBZPay PartnerFree2.2β˜… (510)NoNoJul 2026
4KBZ mBankingKBZ mBankingFree1.9β˜… (4K)NoNoJul 2026
5Rakuten Viber MessengerRakuten Viber MessengerFree4.6β˜… (832K)YesYesJul 2026
6Telegram MessengerTelegram MessengerFree4.0β˜… (275K)NoYesJul 2026
7AYA PAY WalletAYA PAY WalletFree4.3β˜… (483)NoNoJul 2026
8MessengerMessengerFree4.7β˜… (13M)YesYesJul 2026

Top Picks for Kpay

KBZPay Customer#1

KBZPay Customer by KANBAWZA BANK LIMITED

Editor's Choice
πŸ’° Finance
1.7😞(20K ratings)
Free
KBZPay Customer screenshot 1
KBZPay Customer screenshot 2
KBZPay Customer screenshot 3
KBZPay Customer screenshot 4
KBZPay Customer screenshot 5
KBZPay Customer screenshot 6

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

What We Love

  • πŸ‘ Great customer service
  • πŸš€ Useful pay app

Room to Improve

  • πŸ”’ No security
  • πŸ”’ Accounts frozen without reason
  • ⚠️ Unreliable service
WavePay#2

WavePay by Digital Money Myanmar Limited

Digital Payments
Strong Contender
πŸ’° Finance
3.8😞(1.8K ratings)
FreeAds
WavePay screenshot 1
WavePay screenshot 2
WavePay screenshot 3
WavePay screenshot 4
WavePay screenshot 5
WavePay screenshot 6

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

What We Love

  • πŸš€ Fast and easy to use
  • πŸ”’ Secure payment system
  • πŸ‘ Colorful and user-friendly UI
  • πŸ’‘ Device authorization feature

Room to Improve

  • πŸ› App crashes and freezes
  • πŸ”’ Difficult account recovery process
  • πŸ‘Ž Poor customer service
KBZPay Partner#3

KBZPay Partner by KANBAWZA BANK LIMITED

Worth Considering
πŸ’° Finance
2.2😞(510 ratings)
Free
KBZPay Partner screenshot 1
KBZPay Partner screenshot 2
KBZPay Partner screenshot 3
KBZPay Partner screenshot 4
KBZPay Partner screenshot 5
KBZPay Partner screenshot 6

This app allows users to assist customers with transactions and cash/payment needs. It also provides tools for managing merchant or agent accounts.

What We Love

  • πŸ‘ Easy to use interface
  • πŸ’° Convenient money transfer functionality
  • πŸ“± Multiple services (cash in/out, mobile topup, withdraw)

Room to Improve

  • πŸ”’ Privacy and security breaches - customer data exposed
  • ❌ Account freezing without explanation or justification
  • ⚠️ Unethical practices - alleged support for military coup

More Kpay apps to explore

4
KBZ mBanking
KBZ mBanking
KBZ mBanking
by KANBAWZA BANK LIMITED
Free

Access your banking services on the go. Perform fund transfers, view account activities, and manage your finances conveniently from your mobile device.

Fund TransferAccount ActivitiesMobile Banking
πŸ’° Finance
(4K)
free
5
Rakuten Viber Messenger
Rakuten Viber Messenger
Rakuten Viber Messenger
Message with Confidence
Free

Connect with people worldwide through secure messaging and free audio/video calls. Enjoy group chats, disappearing messages, and low-cost international calls. Express yourself with stickers, GIFs, and AI bots.

Free text, photo, sticker, GIF, and file messagingUnlimited free Viber-to-Viber audio and video callsEnd-to-end encryption for all communications
🌐 Social Networking
(832K)
free with in-app purchases
6
Telegram Messenger
Telegram Messenger
Telegram Messenger
Fast. Secure. Powerful.
Free

A fast, secure, and powerful instant messaging app synced across all devices. It offers unlimited media and file sharing, robust encryption, and extensive group chat capabilities. Enjoy a simple, private, and customizable communication experience.

Cross-device synchronizationUnlimited file and media sharingEnd-to-end encrypted secret chats
🌐 Social Networking
(275K)
free with in-app purchases
7
AYA PAY Wallet
AYA PAY Wallet
AYA PAY Wallet
AYA PAY
Free

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

Mobile top-up for 5 networksCash in/out at agents and ATMsWallet to Wallet transfers
πŸ’° Finance
(483)
free
8
Messenger
Messenger
Messenger
SMS, μŒμ„± 및 μ˜μƒ 톡화
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
🌐 Social Networking
(13M)
free with in-app purchases
9
KPay Customer
KPay Customer
KPay Customer
by ZUULU FINANCIAL SERVICES
Free

This mobile money service allows users to perform various financial transactions, including deposits, transfers, bill payments, and credit purchases. It offers a streamlined experience for managing money with a focus on convenience and accessibility. Enjoy a wide range of services designed for efficient mobile financial management.

Deposit fundsMoney transfersBill payment
πŸ’° Finance
(17)
free
10
Grab: Taxi Ride, Food Delivery
Grab: Taxi Ride, Food Delivery
Grab: Taxi Ride, Food Delivery
Car Hailing & Grocery Order
Free

This app provides a comprehensive suite of services across Southeast Asia, including ride-hailing, food and grocery delivery, and package delivery. It aims to be a one-stop solution for everyday needs, offering convenient booking and cashless payment options.

Ride-hailing and taxi bookingFood delivery from restaurantsGrocery delivery from supermarkets
✈️ Travel
(249K)
free with in-app purchases
11
MPT4U
MPT4U
MPT4U
by Myanma Posts and Telecommunications
Free

This application provides a convenient and secure way to manage your mobile account and services. It offers free data usage on the MPT network, access to exclusive club memberships, and daily chances to win prizes. Users can easily top up, transfer funds, and access special offers and packages.

Free data usage on MPT networkFree MPT Club membershipDaily free prize draws
πŸ”§ Utilities
(179)
free
12
Google Translate
Google Translate
Google Translate
Text, Photo & Voice Translator
Free

Instantly translate text, voice, and images between hundreds of languages. Features include offline translation, real-time conversation translation, and the ability to save frequently used phrases.

Text translationOffline translationInstant camera translation
πŸ” Reference
(83K)
free with in-app purchases
13
foodpanda: Food & Groceries
foodpanda: Food & Groceries
foodpanda: Food & Groceries
easy food and grocery delivery
Free

Get your favorite meals and groceries delivered quickly. Explore a wide variety of local restaurants and shops, with exclusive deals and discounts. Also offers package delivery services.

Food deliveryGrocery deliveryPackage delivery
πŸ” Food & Drink
(250K)
free with in-app purchases
14
Facebook
Facebook
Facebook
Explore the things you love
Free

Connect with friends and discover communities based on your interests. Share moments, explore content, and use AI tools to express yourself creatively. Find unique items and engage with creators.

Personalized feedMarketplace shoppingAI-powered content creation
🌐 Social Networking
(27M)
free with in-app purchases
15
KPay
KPay
KPay
by KPAY MERCHANT SERVICE LIMITED
Free

Manage all your business's payment transactions, from accepting contactless payments on your iPhone to global remittances and financial reporting. This platform offers a comprehensive suite of tools for businesses of all sizes to streamline their financial operations.

Tap to Pay on iPhoneContactless payment acceptanceDigital registration
πŸ’Ό Business
(2)
free
16
CB Pay
CB Pay
CB Pay
by CB BANK PCL
Free

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Money transfers via ATM, account, phone, or NRIC numberDynamic and static QR code paymentsMobile top-ups for major carriers
πŸ’° Finance
(527)
free
17
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
πŸ—ΊοΈ Navigation
(7.3M)
free with in-app purchases
18
Google Chrome
Google Chrome
Google Chrome
Rapide et sΓ©curisΓ©, par Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
πŸ”§ Utilities
(3.7M)
free with in-app purchases
19
YouTube
YouTube
YouTube
Videos, Music and Live Streams
Free

Watch and subscribe to a vast array of videos, from music and gaming to news and learning. Discover trending content, connect with creators, and even upload your own videos. Offers options for ad-free viewing and exclusive perks.

Personalized video recommendationsSubscribe to favorite channelsExplore trending and popular content
πŸ“· Photo & Video
(48M)
free with in-app purchases
20
KPay Singapore
KPay Singapore
KPay Singapore
by Kpay Merchant Service Limited
Free
πŸ’Ό Business
(0)

FAQ about Kpay

What are the best kpay apps for iPhone?
KBZPay Customer tops our kpay apps ranking as of May 2026, with a 1.7-star average from 20K App Store ratings, and it's free to download.
Yes β€” 20 of the top kpay apps we rank are free to download, including KBZPay Customer and WavePay.
KBZPay Customer has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 242+ kpay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
KBZPay is a mobile wallet application powered by KBZ Bank. It offers a safer, simpler, and more convenient way to transact money within Myanmar. The app allows users to perform various financial activities directly from their mobile phones.
Key features include making payments, transferring money, and managing cash in and cash out services. The app is designed for ease of use, allowing these transactions to be completed with just a few taps on your phone.

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